BOC UPI Dual Currency Commercial Platinum Card

For the "BOC Credit Card Key Facts Statement", please click here.

A BOC UPI Dual Currency Commercial Platinum Card helps ease your way to the mainland. Please stay tuned for the latest announcements on this website or contact with your Relationship Manager for details!

Welcome Offers

From now until 31 December 2024, successful new applicant can enjoy:

  • HK$1,000 Free Spending Credit (Required to accumulate spending of HK$10,000 or above in first 2 months)

(Applicants who are existing cardholders of BOC Commercial Card (including Visa Infinite, Visa Platinum, Mastercard Platinum, UnionPay Dual Currency Platinum), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer upon approval of application.)

Terms and Conditions of BOC Commercial Card Promotional Offer

Annual Fee Offer


Perpetual annual fee waiver


Dual Currency to Lead across the North and South

Links to both a HKD and a CNY account. Card spending in the mainland can be settled in CNY whereas spending in Hong Kong and overseas can be settled in HKD to maximize your exchange expense savings in everyday transactions.

2X Gift Points for Overseas Transactions

2X Gift Points for overseas transaction. An extra 1X Gift Point on top of the basic 1 Gift Point (HK$1 / CNY1 = 1 Gift Point) with no cap, and no minimum spending requirement.

Terms and Conditions for 2X Gift Points for Overseas Transactions

Unlimited Free Access to Premium Airport Lounges

Enjoy unlimited free access to the specific Airport Lounges by Card during promotion period. 

By simply presenting your BOC Business Card and boarding pass, you can enjoy free access to the specific global Plaza Premium Lounges* on the day of travel. For the list and facility details of specific Plaza Premium Lounges, please visit


Promotion Period: from now until 31 December 2024

*Not applicable to Plaza Premium Lounges which are listed with “This lounge is owned and managed by a third party” on official website  (Plaza Premium Lounges located in China are excluded from this restriction).

Terms and conditions of Airport Lounge Service

Contactless Payment Function

With the UnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted. Simply tap the card against the reader to settle any transaction of HK$ / CNY1,000 or below without the need of signature verification. For details, please visit

Mobile Payments Services

You can add BOC UPI Dual Currency Commercial Platinum Card to Apple Pay, Huawei Pay or UnionPay App to enjoy a quick and safe mobile payment experience. For more details on Apple Pay and Huawei Pay, please click here. For more details on UnionPay App, please visit and go to "Mobile Payment" in "Products & Services" section.

Rewards Whenever You Spend

You can earn 1 Gift Point upon HK$1 / CNY1 spending with your card. You can choose whatever you love from a variety of rewards. Please click here for more details.

Comprehensive Services of BOC Commercial Card

Selection for Transaction Setting for Cost Control Management

Below settings can be applied individually for each BOC Commercial Card:

  • Transaction Category - Set transaction category* based on business needs
  • Transaction amount - Set the upper limit* for transaction amount
  • Option to opt-out Cash Advance service
  • Option to opt-out Gift Point Rewards Program

* Not applicable to BOC UPI Dual Currency Commercial Platinum Card

BOC Commercial Card Transaction Service Amendment Form


Convenient Online Service

  • Enquire latest transactions record
  • Enquire Gift Points balance and gift redemption
  • Bill payment (You can also setup forward dated bill payments or regular amount payments)



Flexible for Business Expense Management

Self-defined Credit Limit

According to the company’s needs, Individual Cardholder's Credit Limit that fall within the company’s approved total credit limit can be defined which helps easier financial monitoring. 

Clear Monthly Statement

A detailed summary and independent statement of all transactions made by each cardholder is prepared, reconcilement can then be done without any mistake.

Central or Individual Repayment

Company can choose to settle the statement balance either by individual cardholder or centrally by the company.  

Convenient Cash Withdrawal

Cardholders enjoy 24-hour instant cash access and up to 56-day interest-free repayment period at any ATM displaying the JETCO/ UNIONPAY logo or Cash-Before-Card service via hotline: 2929 2228.

For details on cash advance service fees, please refer to the Fees Schedule


Convenient and Flexible Repayment

  • Up to 56-day interest-free repayment period
  • Various repayment channels, including “Personal Internet Banking Service” and “Corporate Internet Banking”, etc.
  • Payment for your HKD account can be settled in HKD while payment for your CNY account can be settled in HKD or CNY (Applicable to designated methods of payment) 

"SMS" Alert Service

Whenever you use your BOC Commercial Card, our alert system will evaluate the transaction. SMS will be sent to your registered mobile phone if deemed appropriate so as to best protect you against any type of card abuse. If you cannot recognize the transaction as your own, please immediately call our 24-hour Customer Service Hotline: (852) 2581 5188.



For details, please call our 24-hour Customer Service Hotline at (852) 2581 5188.


Reminder: To borrow or not to borrow? Borrow only if you can repay!


General Terms:

  • The above products, services and offers are subject to the relevant terms.
  • BOC Credit Card (International) Ltd (the "Company") reserves the right to amend, suspend or terminate the above products, services and offers, and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of the Company shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.