Group Insurance

Group Medical Insurance

  • This insurance is designed for companies, corporations or organisations to provide cover to their employees as well as the employees' family members for the medical fees and charges incurred by hospitalisation and outpatient treatment owing to injury or sickness.
  • The minimum requirement for number of insured person is three. In normal case, no medical check up is required.
  • The policy will be effective immediately upon our acceptance of application.

Hassle-free Enrolment

For insurance enrolment, please visit any branches or Commercial Centres of Bank of China (Hong Kong).

Notes: The Policy Owner is subject to the credit risk of BOC Group Life Assurance Company Limited.

Important Notes:

  • Group Life Insurance Plan is underwritten by BOC Group Life Assurance Company Limited ("BOC Life") .  Bank of China (Hong Kong) Limited ("BOCHK") is an appointed agent of BOC Life for distribution of life insurance products. The life insurance product is a product of BOC Life but not BOCHK.
  • Group Medical Insurance is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").  BOCHK is an appointed insurance agent of BOCG Insurance for distribution of general insurance products. The general insurance product is a product of BOCG Insurance but not BOCHK.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of Group Life Insurance  should be resolved between directly BOC Life and the customer; while any dispute over the contractual terms of Group Medical Insurance should be resolved between directly BOCG Insurance and the customer.
  • BOC Life is authorised and regulated by the Insurance Authority to carry on long term insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
  • BOC Life and BOCG Insurance reserve the right to decide at its sole discretion whether to accept or decline any application for the Plan.
  • This promotional material is for reference only. It shall not be construed as an offer to sell or solicitation to buy or provision of any products of BOC Life or BOCG Insurance outside Hong Kong. Please refer to the policy documents and provisions issued by BOC Life or BOCG Insurance for details (including detailed terms, conditions, exclusions, policy costs and fees) of the Plan. For enquiry, please contact the staff of Bank of China (Hong Kong) Limited.

The Insurance Authority (“IA”) will collect premium levy from the policyholder at the applicable rate. In order to avoid any legal consequences, the policyholder must pay to the insurance company a prescribed levy for the premium for direct remittance to the IA. The levy amount may be subject to change depending on the applicable rate. For details, please visit IA's website www.ia.org.hk.