Time Deposit

The more you deposit, the higher the interest rate

Hong Kong Dollar Time Deposit

  • Minimum opening deposit is just HK$10,000.
  • Choose from deposit tenures of 1 day up to 60 months .
  • Automatic renewal service available for your convenience.
  • Higher interest rate will be offered if your deposit is higher than HK$500,000.

Foreign Currency Time Deposit

  • Choose from a wide range of foreign currencies and deposit periods.
  • Automatic renewal service available for your convenience.

Time Deposit with Monthly Interest Payment

Interest available before maturity

  • Interest is automatically credited to your designated account on a monthly basis, unlike regular fixed deposits.
  • Minimum and maximum deposit amount per transaction of HK$50,000 and HK$5 million respectively.
  • Choose from deposit tenures of 3 months, 6 months and 1 year.
  • Automatic renewal service is available for your convenience.

Monthly Deposit Savings Plan – Club Deposit

The easy way to save

  • Minimum deposit amount of only HK$500.
  • Choose from a wide range of deposit tenures, such as 1 year, 15 months, 18 months, 2 years, 3 years, 4 years and 5 years.
  • Deposit by monthly, bi-monthly, quarterly or semi-annually instalments.
  • You can make a deposit at any branch of the Bank of China (Hong Kong), or simply arrange for autopay.


Green Deposit

BOCHK is the first retail bank in the market launching personal green deposit to finance sustainable projects such as green architecture and renewable energy, aiming at transitioning hand in hand with you towards a low-carbon economy that contributes to a sustainable future for our next generation.