Forever Wellbeing Whole Life Plan

Product Type : Life Insurance

Insurer : BOC Group Life Assurance Company Limited

Life is beautiful because you can pass on your legacy. You believe that the great achievements from all your hard work in this lifetime shall be well-protected as an endless blessing to your loved ones, enriching the future of yourself and your family to the fullest. BOC Group Life Assurance Company Limited (“BOC Life”) has specially launched Forever Wellbeing Whole Life Plan (“the Plan”), a plan combining wealth growth and critical illness protection, a lifelong protection to yourself and your loved ones.

Note:  Please refer to the product leaflet for the details of the Plan (including the coverage, key risks, major exclusions, etc.).

Basic Eligibility Requirements

Premium Payment Term  2 years^ 5 years 10 years
Issue Age From 15 days after birth to age 60 From 15 days after birth to age 55
Policy Currencies  RMB / HKD / USD
Coverage Period 

Whole Life

(Critical Illness and Condition Benefit up to age 75 of the Insured;

Terminal Illness Benefit up to age 65 of the Insured)

Minimum Total Premiums of the Policy

RMB60,000 (RMB policy) /

HKD72,000 (HKD policy) /

USD10,000 (USD policy)

Premium Payment Mode~ Annual

^ Premium Deposit Account is applicable to the plan with premium payment term of 2 years and annual premium payment mode.

Product Video


Important Notes:

  • The Plan is underwritten by BOC Life. Bank of China (Hong Kong) Limited ("BOCHK") is the major insurance agency appointed by BOC Life.
  • BOC Life is authorised and regulated by the Insurance Authority to carry on long term insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
  • BOCHK is granted insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong. (Insurance agency licence no. of BOCHK is FA2855)
  • BOC Life reserves the right to decide at its sole discretion to accept or decline any application for the Plan according to the information provided by the proposed Insured and the applicant at the time of application.
  • The Plan is subject to the formal policy documents and provisions issued by BOC Life. Please refer to the relevant policy documents and provisions for details of the Insured items and coverage, provisions and exclusions.
  • BOCHK is the appointed agency of the insurance company for distribution of life insurance products. The life insurance product is a product of the insurance company but not BOCHK.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer.  

Important Notice:

You have an option to purchase the Plan as a standalone life insurance plan with critical illness coverage, instead of bundling with other type(s) of insurance product.

The product information does not contain the full terms of the policy and the full terms can be found in the policy documents.

This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary rider(s) (if any). For enquiry, please contact the branch staff of the major insurance agencies .