Motor Insurance - Private Car 

1. Comprehensive Insurance

  • Protects you against loss of or damage to the insured vehicle, up to the sum insured or a reasonable market value (whichever is lower);
  • Protects you against legally liability of death or bodily injury to third party (up to HK$100,000,000) and/or damage to third party property (up to HK$2,000,000) as a result of accident arising out of the use of the insured vehicle. 

2.Third Party Liability Insurance

  • This insurance protects you against legally liability of death or bodily injury to third party (up to HK$100,000,000) and/or damage to third party property (up to HK$2,000,000) as a result of accident arising out of the use of the insured vehicle.

Disclaimer:

By clicking " Apply Now", you are leaving Bank of China (Hong Kong) Limited's (BOCHK) website and being re-directed to an external website managed by Bank of China Group Insurance Company Limited, the underwriter of the insurance policy. BOCHK assumes no liability for your use of this link. You should carefully read the applicable terms and privacy policies before using that website.

 

Terms and Conditions:

  • This Plan is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
  • Bank of China (Hong Kong) Limited (“BOCHK”) is an appointed insurance agent of BOCG Insurance for distribution of this Plan. This Plan is a product of BOCG Insurance but not BOCHK.
  • The Bank of China (Hong Kong) Limited is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong SAR. (insurance agency licence no. FA2855)
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of this Plan should be resolved between directly BOCG Insurance and the customer.
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
  • BOCG Insurance reserves the right to accept or decline any application for the Plan based on the information provided by the insured and applicant at the time of application.
  • BOCG Insurance reserves the right to amend or withhold any terms and conditions without prior notice.
  • The plan is governed by the terms and conditions in the relevant policy document. Detailed terms and conditions are subject to the official policy document issued by BOCG Insurance. Please refer to the relevant policy document for the details of the insured items and coverage, provisions and exclusions.

The Insurance Authority (“IA”) will collect premium levy from the policyholder at the applicable rate. In order to avoid any legal consequences, the policyholder must pay to the insurance company a prescribed levy for the premium for direct remittance to the IA. The levy amount may be subject to change depending on the applicable rate. For details, please visit IA's website www.ia.org.hk.