Finger Vein Authentication
BOCHK's "Finger Vein Authentication" provides you with instant access to fast and secured banking services at all branches, ATMs and BOCHK iServices. You are required to register the “Finger Vein Authentication” once only and then get authentication through your finger vein instead of signature or ATM card password to conduct designated transactions at ease.
"Finger Vein Authentication" incorporates near-infrared LED to scan the finger and identify your unique finger vein pattern. This serves as a secure identity verification method as each person has his/her unique and non-repetitive pattern that does not change after adulthood.
Service Benefits
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Safe Finger veins are found beneath the skin's surface, creating a "living password" with blood flow that is difficult to forge. |
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Reliable Finger vein patterns are not altered by sweat, stains or peeling on your fingers, therefore the accuracy of identification will remain unaffected. The system can instantly compare your registered finger vein information to verify the identity. |
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Encrypted You are required to register the "Finger Vein Authentication" once only. Afterwards, you can use your finger vein to replace signature or ATM card password to authorize bank transactions at ease. |
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Multi-channel applied You can use “Finger Vein Authentication” in branches, ATM and BOCHK iService with ease. |
Applicable Transactions
Applicable Transactions at branch:
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Applicable Transactions at ATM:
- Cash withdrawal
- Transfer
- Account balance inquiry
- Bank statement or cheque book application
- Password reset
- ATM outside Hong Kong daily withdrawal limit and activation period setting
- MPF balance inquiry
- BOC Express Cash loan top up
In addition to transactions at branch and ATM, “Finger Vein Authentication” is also applicable to the BOCHK iService. For the transactions at BOCHK iServices, please click here for details.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
For the Conditions for Services of Finger Vein Authentication, please click here for details.