Finger Vein Authentication

BOCHK's "Finger Vein Authentication" provides you with instant access to fast and secured banking services at all branches, ATMs and BOCHK iServices. You are required to register the “Finger Vein Authentication” once only and then get authentication through your finger vein instead of signature or ATM card password to conduct designated transactions at ease.

"Finger Vein Authentication" incorporates near-infrared LED to scan the finger and identify your unique finger vein pattern. This serves as a secure identity verification method as each person has his/her unique and non-repetitive pattern that does not change after adulthood.

Service Benefits


Finger veins are found beneath the skin's surface, creating a "living password" with blood flow that is difficult to forge.


Finger vein patterns are not altered by sweat, stains or peeling on your fingers, therefore the accuracy of identification will remain unaffected. The system can instantly compare your registered finger vein information to verify the identity.


You are required to register the "Finger Vein Authentication" once only. Afterwards, you can use your finger vein to replace signature or ATM card password to authorize bank transactions at ease.

Multi-channel applied

You can use “Finger Vein Authentication” in branches, ATM and BOCHK iService with ease.

Applicable Transactions

Applicable Transactions at branch: 

  • Cash withdrawal
  • Transfer
  • Currency exchange
  • Bill payment
  • Personal Internet / Phone Banking password or ATM card password reset
  • Re-issue BOC Card
  • Access to Safe Deposit Box
  • Amend statement Information
  • Safe Deposit Box Renewal
  • Safe Deposit Box Termination
  • Payment of the Safe Deposit Box Fee/Rent/Security deposit
  • Add sub-accounts to BOC Card
  • Upgrade Integrated Banking Service

Applicable Transactions at ATM:

  • Cash withdrawal
  • Transfer
  • Account balance inquiry
  • Bank statement or cheque book application
  • Password reset
  • ATM outside Hong Kong daily withdrawal limit and activation period setting
  • MPF balance inquiry
  • BOC Express Cash loan top up

In addition to transactions at branch and ATM, “Finger Vein Authentication” is also applicable to the BOCHK iService. For the transactions at BOCHK iServices, please click here for details.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

For the Conditions for Services of Finger Vein Authentication, please click here for details.