BOC Card - Business

"BOC Card – Business" helps you to enhance your company's financial management and operating effectiveness. The newly added chip-based  "BOC Card – Business" offers you greater security on cash withdrawal and payment services. Together with our extensive ATM network, you can enjoy convenient cross-border financial services.

Convenient Overseas Cash Withdrawals

Cash withdrawal transactions through 《UnionPay》network can be conducted in the Mainland and overseas, the handling fee can be enquiry at “General Banking Service Charges”.

Shopping Convenience with UnionPay Worldwide Offers

You can enjoy the spending spree and make purchase by directly debiting from your primary bank account at merchant outlets marked with 《EPS》 logo in Hong Kong, or over 16,000,000 merchant outlets displaying 《UnionPay》logo around the world.

You can tap your BOC Card – Business (with“UnionPay QuickPass”logo) at the sales point with “UnionPay QuickPass”logo in Hong Kong or outside Hong Kong, and then enter your PIN to complete the payment instantly, without card insertion.

Extensive ATM Networks

You can enjoy convenient cash withdrawal services1,2 in Hong Kong, the Mainland and Macau via over 3,000 ATMs marked with《BOC》 or《Jetco》 and over 1,700,000 ATMs worldwide marked with《UnionPay》.

The overseas ATM daily withdrawal limit of a BOC Card - Business is preset at ‘zero’3 HKD for better ATM security reasons. You must therefore activate the ATM cash withdrawal function in advance and before you leave Hong Kong by setting the daily withdrawal limit and the validity period through the relevant designated channels to enable you to enjoy cash withdrawal service outside Hong Kong. Designated channels are:

  • Internet Banking
  • Mobile Banking
  • The BOCHK Group ATMs
  • 24-hour Customer Service Hotline +852 2691 2323

For details, please visit the website of Note of Overseas ATM Cash Withdrawals Limit Setting.


Comprehensive Banking Service for Financial Convenience

  • You can enjoy added financial convenience at Cheque Deposit Machine4 and HKD Cash Deposit Machine5 displaying 《BOC》logo anytime.
  • You can pay all kinds of bills via ATMs marked with 《 Jet Payment》logo, or by registering for the ‘PPS’ payment service at the terminals displaying 《 PPS》logo.

Risk Disclosure:

  1. RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies.
  2. RMB is currently not fully freely convertible. Corporate customers that intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.


  1. The minimum cash withdrawal amount for JETCO ATM network is HK$300.
  2. Customers who withdraw cash by using "BOC Card – Business" via ATMs other than those of Bank of China (Hong Kong) Limited and "JETCO" network in Hong Kong or through "JETCO" or "UnionPay" ATM network outside Hong Kong will be subject to handling fee and the terms and conditions stipulated by the relevant bank(s) and network provider(s).
  3. Activation for cash withdrawal function of overseas ATMs may not be required for cash withdrawal transactions performed at some ATMs marked with "JETCO" Logo in Macau.
  4. The funds of the deposited cheque(s) (including cheque, gift cheque and cashier's order denominated in HKD) will be only available upon completion of verification and clearing process.
  5. The daily maximum cash deposit amount is HK$100,000 per account.