Bank of China (Hong Kong) Limited

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Glorious Life Savings Insurance Plan

Glorious Life Savings Insurance Plan (the “Plan”) is a whole life savings insurance plan with various premium payment periods for selection. The guaranteed cash coupons payable during the policy inforce period can help you achieve your saving target easily on top of comprehensive life protection.

Various Premium Payment Periods
The plan offers various premium payment periods covering 5 years, 10 years, 15 years or 20 years to cater your needs.

Guaranteed Cash Coupons Payable In Every 3 Years
Starting from the 5^th policy anniversary till the 20^th policy anniversary, a total of 6 guaranteed cash coupons will be paid in every 3 policy anniversary thus helping you achieve your saving goal step by step.

	Policy Anniversaries
	5^th Year	8^th Year	11^th Year	14^th Year	17^th Year	20^th Year
Guaranteed Cash Coupons (% of Sum Insured)	6%	6%	6%	6%	6%	16%

Annual Dividend and Terminal Dividend
Annual dividend (if any) may be payable during the period the policy is in force. You can select to withdraw the annual dividend (if any) or to accumulate it into your policy for interest accumulation. While terminal dividend (if any) will be payable on or after the 10^th policy anniversary upon policy surrender, or upon policy maturity or the death of the insured.

Comprehensive Life Protection
In the event of the insured's death during the period the policy is in force, the death benefit is equal to the sum insured or the net premiums paid¹(whichever is higher), plus the accumulated guaranteed cash coupon and its interest (if any), the accumulated dividend and its interest (if any) and the terminal dividend (if any), less any indebtedness (if any). It helps relieve your family of unexpected expenses. In addition, you can choose supplementary riders² to ensure comprehensive protection to you and your family.

24-Hour Worldwide Emergency Assistance Services³
You can have free access to 24-hour Worldwide Emergency Assistance Services³, covering emergency medical assistance and referral services, and other relevant services etc.

Size Discount
You can enjoy size discount for sum insured of HK$140,000 / US$17,500 or above.

For enquires, please visit any of BOCHK branches and contact your Personal Financial Services Manager.

Remarks：
1.	Net premiums paid equals the total premiums paid (any extra premiums or rider premiums are excluded) less all guaranteed cash coupons received.
2.	Supplementary riders are subject to the requirement of insured's age.
3.	The relevant services and benefits are provided by Inter Partner Assistance Hong Kong Limited in accordance with the Conditions for Services pursuant to "Life Insurance Supplementary Emergency Assistance Services and Benefits". The services are not guaranteed for renewal, BOC Group Life Assurance Company Limited ("BOCG Life") reserves the right to withhold or amend the said services and benefits at its sole discretion.

Important Notes:
•	Glorious Life Savings Insurance Plan is underwritten by BOCG Life. Bank of China (Hong Kong) Limited is one of the agents of BOCG Life.
•	The Plan is a participating policy. The dividend accruing on the 1^st policy anniversary shall be credited only after the full 2^nd policy year's premium has all been paid. Nevertheless, the terminal dividend, the annual dividends, the accumulated dividends and the accumulation rate(s) are neither guaranteed nor estimated values for future years. BOCG Life reserves the right to change from time to time.
•	BOCG Life reserves the right to accept or decline any application for the Plan based on the information provided by the insured and applicant at the time of application.

In case of any inconsistencies between the Chinese version and the English version of this promotional material, the English version shall prevail. The promotional material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or solicitation to buy or provision of any products of BOCG Life outside Hong Kong. Please refer to the policy provisions issued by BOCG Life for details (including detailed terms, conditions and exclusions) of the Plan.