  RMB and foreign currencies services Wealth Management provides you with comprehensive financial management services of RMB and foreign currencies with exclusive offers.
RMB Target Club Deposit
Enjoy preferential RMB deposit interest rate* with our newly launched 1-year RMB Target Club Deposit! By paying the installments on the agreed payment dates, you can enjoy fruitful interest return upon maturity and achieve your savings target at ease.
* To be eligible for the offer, customers must place a 1-year RMB Target Club Deposit via any branches or Internet Banking (applicable to personal customers only) of the Bank. Please contact the staff of the Bank for details.
Exchange Express - standing instruction service
You can enjoy currency exchange offer of up to 30 bps by exchanging HKD for RMB deposits# via Exchange Express service instruction set up at our branches, Manned Phone Banking Services, Phone Banking or Internet Banking during the promotion period.
# Both the customer's debit and credit accounts must be maintained with the Bank.
Foreign Currency Exchange Services
From now on, simply exchange HKD and designated foreign currencies at the telegraphic transfer rate, you can enjoy currency exchange offer^ regardless of the transaction amount :
^ The above offer cannot be used in conjunction with other promotional offers.
For details of the above promotional offers and services, please visit our website www.bochk.com or contact our Personal Financial Services Manager.
Wealth Management Enquiry Hotline: (852) 3669 3911
General Terms and Conditions:
- For details of the relevant services, promotional offers, terms and conditions, please contact our staff.
- The Bank reserves the right to at any time amend or cancel the above promotional offers, and amend the relevant terms and conditions at its discretion without prior notice.
- In case of discrepancy(ies) between the Chinese and English versions of this promotional material, the Chinese version shall prevail.
- In case of any disputes, the decision of the Bank shall be final.
Risk Disclosure:
The current requirements allow customers to remit the remaining balance of the RMB funds and the deposit interest thereof (after deducting the relevant interest tax) from the Mainland of China to their accounts in Hong Kong under the same name. However, any subsequent transfer of the RMB funds from the Mainland of China back to Hong Kong shall be subject to the prevailing legal and regulatory requirements of the regulatory authorities in the Mainland of China. Customers shall also bear the risk of foreign exchange restrictions.
Foreign currency/RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency/RMB may result in losses in the event that the customer converts the foreign currency/RMB into Hong Kong dollars or other foreign currencies.
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