From now until 30 September 2011, Wealth Management customers can enjoy the following preferential deposit interest rates upon RMB time deposit placement of RMB20,000 or above with new funds or by conversion of existing funds:
What's more, Wealth Management customers can enjoy privileged exchange rate of 30 bps by exchanging HKD for RMB via designated transaction channels.
RMB Life Insurance Plans with a choice of different payment and protection terms can satisfy your various financial and protection needs at different life stages. Premiums, cash values and benefits payable of RMB Life Insurance Plan can be settled either in RMB or in HKD.
BOCHK Fund Investment Service offers you with a wide spectrum of RMB fund choices, unveiling the limelight of China and Hong Kong. With our branch and internet service platform, you can get comprehensive market information as well as fund information with ease, helping you to grasp every investment opportunity in RMB.
Our 24-hour bill payment service3 via Cheque Deposit Machine will keep you free from the hassle of mailing cheques. In addition to HKD transactions, it is now supporting RMB & USD services. You can settle bill payments with different merchants including public utilities, securities brokerages and insurance companies via extensive BOCHK’s Cheque Deposit Machine network.Risk Disclosure:
Risk Disclosure for RMB service:
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts the RMB into Hong Kong dollar or other foreign currencies. RMB is currently not fully freely convertible and conversion of RMB through banks is subject to a daily limit. Customers should allow time for exchange of RMB from / to another currency of a RMB amount exceeding the daily limit.
Risk Disclosure for RMB Life Insurance Plan:
The RMB policies under the above-mentioned insurance plans are subject to exchange rate risk. The exchange rate between RMB and Hong Kong Dollar may rise as well as fall. Therefore, if calculated in Hong Kong Dollar, premiums, fees and charges, account value/ surrender value and benefits payable under RMB policies will vary with the exchange rate. The fluctuation in exchange rate may result in losses if a customer chooses to pay premiums in Hong Kong Dollar, or requests the insurer to pay the account value/ surrender value or benefits in Hong Kong Dollar, for a RMB policy. RMB is currently not freely convertible, and conversion of RMB through banks in Hong Kong is subject to certain restrictions. For instance, the conversion of Renminbi is subject to a daily limit per person per day.
This promotional material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or solicitation to buy or provision of any products of BOCG Life outside Hong Kong. Please refer to the policy provisions issued by BOCG Life for details (including fees and charges, detailed terms, conditions and exclusions) of the Plan.
Risk Disclosure for fund transactions:
This promotional material is for reference only. It does not constitute any offer, solicitation or recommendation to the purchase or sale of any investment products or services. Investment involves risks. The price of investment products may go up as well as down. Part of the investment may not be able to liquidate immediately under certain market situation. You should assess your financial situation, investment objectives and experience, risk acceptance and ability and understand the nature and risks of the relevant product before making any investment decisions. For the nature and risks involved of individual investment products, please refer to the relevant offering documents. You should seek independent financial advice before making any investment decision. Certain mutual funds and unit trusts (“Investment Funds”) are structured products involving derivatives. The investment decision is yours but you should not invest in any Investment Fund unless the intermediary who sells such Investment Fund to you has explained to you that such Investment Fund is suitable for you having regard to your financial situation, investment experience and investment objectives. This promotional material is issued by Bank of China (Hong Kong) Limited. The contents of this promotional material have not been reviewed by the Securities and Futures Commission of Hong Kong.
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