Smart Tips
1. Pre-order Foreign Currency Service via Phone Banking

Foreign currency exchange has never been easier! Simply by pre-ordering foreign currencies via BOCHK Personal Customer Hotline, you can collect the banknotes from your designated branch among BOCHK's extensive branch network. We offer up to 20 major foreign currencies with preferential exchange rates.

Personal Customer Hotline (852) 3988 2388

(Choose language and press 525)

Remarks:
Customers can exchange for RMB banknotes directly at the branches of Bank of China (Hong Kong) Limited ("the Bank") with no need for pre-order.
The Bank provides various foreign currencies including: AUD, CAD, CHF, RMB, DKK, EUR, GBP, USD, IDR, JPY, KRW, MOP, MYR, NOK, NZD, PHP, SEK, SGD, THB, TWD etc.
For details of the above service, please contact the Bank's staff.


2. Monthly Stocks Savings Plan - Earn credit card bonus points for contribution settled by BOC Credit Card

BOCHK Monthly Stocks Savings Plan is a flexible and convenient financial management tool that enables you to invest in a number of selected stocks with a monthly contribution of as low as HK$1,000 and grasp the growth potential of the market in the long run.

Contributions can be made via autopay from your securities settlement account or BOC Credit Card. If the contribution is settled by BOC Credit Card, you can earn credit card bonus points as well.
You can sell the stocks with odd lots at market price to enjoy higher returns.

To enjoy the above fabulous benefits, please set up your Monthly Stocks Savings Plan via BOCHK Internet Banking or at any of our branches.

Remarks: The above service is subject to the relevant terms and conditions. For details, please contact BOCHK's staff.

3. BOCHK has newly launched "Market Order" Service

BOCHK has newly launched "Market Order" Service to provide a wider range of securities order types for your diverse investment needs. Market Order is an order which customers do not specify the price. A Market Order will be executed at the current bid/ask price at the time when the order is processed. It helps customers capture the investment opportunity without having to specify the price. With flexible order placement options and our convenient 24-Hour Automated Trading Channels, Mobile Banking and "Online Submission of Corporate Action Instruction" Services, you can grasp every investment opportunity with ease.

Terms and Conditions:
For details, please contact the staff of Bank of China (Hong Kong) Limited ("the Bank").
The Bank reserves the right to change, suspend or terminate the service or amend their terms and conditions at its sole discretion without prior notice.
In case of any disputes, the decision of the Bank shall be final.

Important Notes

The final execution price of "Market Order" may deviate from the nominal price at the time of order placement, especially for illiquid stocks and/or at the beginning of Morning and Afternoon Trading Sessions when the orders accumulated before the market opens need to be handled.

Risk Disclosure

Although investment may bring about profit opportunities, each type of investment product or service comes with its own risks. Due to the fluctuating nature of the markets, the prices of products may rise or fall beyond customers' expectations and customers' investment funds may increase or decrease in value as a result of selling or purchasing investment products. Loss may equal or exceed the amount of the initial investment. Income yields may also fluctuate. Due to market conditions, some investments may not be readily realizable. Before making any investment decision, customers should assess their own financial position, investment objectives and experience, willingness and ability to bear risks and understand the nature and risk of the relevant product. For details of the nature of a particular product and the risk involved, please refer to the relevant offering documents. Customers should seek advice from an independent financial adviser.

4. "Market Spotlight"

The monthly "Market Spotlight" specially provided by BOCHK will keep you abreast of latest trends and feel the pulse of global markets.

Simply visit www.bochk.com and read the latest issue of "Market Spotlight", which covers below hot topics:
Renminbi Qualified Foreign Institutional Investors ("RQFII")
The Fixed Income Products Market in Mainland

BOCHK website www.bochk.comSelect "Market Information" Click "Financial Market Briefing"Press "Market Spotlight" to select the latest "Market Spotlight"

Risk Disclosure / Important Notes

This promotional material does not constitute any offer, solicitation or recommendation of any investment product or service. Although investment may bring about profit opportunities, each type of investment product or service comes with its own risks. Due to the fluctuating nature of the markets, the prices of products may rise or fall beyond customers' expectations and customers' investment funds may increase or decrease in value as a result of selling or purchasing investment products. Loss may equal or exceed the amount of the initial investment. Income yields may also fluctuate. Due to market conditions, some investments may not be readily realizable. Before making any investment decision, customers should assess their own financial position, investment objectives and experience, willingness and ability to bear risks and understand the nature and risk of the relevant product. For details of the nature of a particular product and the risk involved, please refer to the relevant offering documents. Customers should seek advice from an independent financial adviser.

The contents of this promotional material have not been reviewed by the Securities and Futures Commission of Hong Kong.

Glossary

Cash value

The cash amount that a policy owner is entitled to receive upon terminating a policy. Not all policies will have a cash value, e.g. term insurance is one of those which do not offer cash value.

Source: BOC Group Life Assurance Company Limited



Privileges for i-Free Customers

RMB Exchange Offer

To facilitate customers to handle RMB exchange transactions without frequent
visit to branches, BOCHK has launched Exchange Express Service. With this service, customers can pre-set instructions for automatic exchange of HKD to RMB at predetermined time. For i-Free customers who take up Exchange Express Service at branches, 15 bps of currency exchange offer will be rewarded for the conversion of HKD into RMB. For those who choose to convert HKD into RMB through Phone Banking or Internet Banking can enjoy currency exchange offer of 20 bps. The products and services are subject to the relevant terms and conditions.

Risk Disclosure
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies.
RMB is currently not fully freely convertible and conversion of RMB through banks is subject to a daily limit. Customer should allow time for exchange of RMB from / to another currency of a RMB amount exceeding the daily limit.