Greater Bay Area Travel Insurance Plan

Bank of China Group Insurance Company Limited ("BOCG Insurance") is delighted to present the “Greater Bay Area Travel Insurance Plan” (“the Plan”)1 to you. Whether you and your family are going to travel on holiday, business or short-term study trip within Guangdong-Hong Kong-Macau Greater Bay Area2, we provide all-rounded travel protection to you to ensure a truly worry-free journey.

Important Note:  

You are advised to read the details of latest news and arrangements in the "Latest News" of BOCG Insurance website about travel incidents before your enrolment.

Product features

The Plan provides two plan options with different levels of coverage, Elite Plan (with insured duration of 1-31 days) and Standard Plan (with insured duration of 1-5 days). Major product features are as follow.

  • Up to HK$500,000 personal accident and HK$300,000 medical coverage3

  • Up to HK$500,000 personal liability protection3

  • “Travel delay - cash allowance” for every three-hour delay of “High-speed rail”

  • Exclusive "Pet Care Service" protection4

  • Multiple personal property protection

Application Limitation

  1. Proposed Insured must be aged 18 or above. For mobile application, proposer must hold a valid Hong Kong identity card.
  2. Insured Person(s) must be aged between 6 weeks and 80 years.
  3. Journey must be departed from Hong Kong.
  4. The destination of journey must be within the Guangdong-Hong Kong-Macau Greater Bay Area (not including Hong Kong)2.

If you are going to travel in Greater Bay Area, BOCG Insurance has another travel insurance product - "Universal Smart Travel Insurance Plan" for your selection but the premium and coverage would be different. Terms apply. Click here for details


  1. BOCG Insurance reserves the right to amend the terms and/or adjust the premium and maximum limit under the Plan.
  2. Guangdong-Hong Kong-Macau Greater Bay Area refers to Hong Kong, Macau, Guangzhou, Shenzhen, Zhuhai, Foshan, Zhongshan, Dongguan, Zhaoqing, Huizhou and Jiangmen. However the destination of journey of this policy does not include Hong Kong.
  3. The insured coverage is only applicable to Elite Plan.
  4. This insured item is only applicable to Elite Plan. 

Application Method 

Please go to BOCHK Mobile Application/ Mobile Banking for instant application.

Download now

iOS users         Android users    Huawei users

Android users
(If unable to access Google Play)

Version: 7.1.6
Updated on: 31 March 2024

Security tips:

  • If any apps from suspicious download are found, please do not login and stop operation immediately.
  • Prevent download any counterfeit mobile application which is attached with Phishing program / Trojan to steal the login information.
  • Do not copy or install mobile application from uncertain sources on mobile device.
  • If any abnormalities are found, such as unusual layout or unusual slow login response, please stop the operation immediately.


  • Please download mobile applications from official application stores or BOCHK website, and ensure the search wording is correct. iPhone or iPad users may download BOCHK Mobile Applications via App Store; Android users may download BOCHK Mobile Applications via Google Play, and Huawei AppGallery or BOCHK website.
  • * Recommended Operating System: Android 8.0 or above.
  • Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are the registered trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited. HUAWEI EXPLORE IT ON AppGallery and the HUAWEI EXPLORE IT ON AppGallery logo are the registered trademarks of Huawei Technologies Co., Limited.


Important Notes:

  • The Plan and the supplementary rider(s) (if any) are underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in Hong Kong Special Administrative Region of the People's Republic of China ("Hong Kong").
  • The Bank of China (Hong Kong) Limited ("BOCHK") is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong Special Administrative Region of the People's Republic of China. (insurance agency licence no. FA2855)
  • BOCG Insurance reserves the sole right to determine whether any application for the Plan and the supplementary rider(s) (if any) is acceptable or not in accordance with the information submitted at the time of application by the Proposer and/or Insured Person.
  • BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the Plan. The Plan is product of BOCG Insurance but not BOCHK.
  • BOCG Insurance and/or BOCHK reserve the right to amend, suspend or terminate the Plan, and to amend the relevant terms and conditions at any time. In case of any dispute(s), the decision of BOCG Insurance and/or BOCHK shall be final.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Plan should be resolved directly between BOCG Insurance and the customer.
  • This promotional material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of BOCG Insurance outside Hong Kong. Please refer to the policy documents and provisions issued by BOCG Insurance for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary rider(s) (if any). For enquiry, please contact the staff of BOCHK.
  • The Plan and the supplementary rider(s) (if any) are subject to the formal policy documents and provisions issued by BOCG Insurance. Details of the coverage of the Plan are subject to the terms and conditions stipulated in the policy by BOCG Insurance. Please refer to the policy documents for the details of the insured items and coverage, provisions and exclusions.

The Insurance Authority (“IA”) will collect premium levy from the policyholder at the applicable rate. In order to avoid any legal consequences, the policyholder must pay to the insurance company a prescribed levy for the premium for direct remittance to the IA. The levy amount may be subject to change depending on the applicable rate. For details, please visit IA's website