Terms of promotion offers:
1. $0 transaction fee for Monthly Stocks Savings Plan:
- Promotion period is from 1 July 2026 until 31 December 2026 (both dates inclusive) (“Promotion Period”).
- This offer is only applicable to personal banking customers who hold valid securities account(s) (including single-name / joint-name securities account, securities margin account and family securities account) (“Eligible Securities Account”) with Bank of China (Hong Kong) Limited (“BOCHK”) during the Promotion Period (“Eligible Monthly Stocks Savings Customers”).
- Eligible Monthly Stocks Savings Customers who successfully settle the contribution payment for their Monthly Stocks Savings Plan (including contribution payment settled via securities settlement account or BOC Credit Card) (“Eligible Contribution”) through their Eligible Securities Account during the Promotion Period will be entitled to instant $0 transaction fee on each monthly Eligible Contribution (the transaction fee includes brokerage fee, stamp duty, transaction levy and transaction charge) and $0 safe custody fee.
2. Monthly Stocks Savings Plan BOC Credit Card gift points offer:
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If the Monthly Stocks Savings Plan contribution is paid by BOC Credit Card, the BOC Credit Card gift points earned will be calculated based on the number of consecutive months of contribution.
- The above gift points conversion rates are subject to announcement by BOCHK from time to time.
- Customers must hold valid BOC Credit Card(s) issued in Hong Kong bearing the
logo; however, this does not apply to BOC Credit Cards issued in the Mainland and Macau, BOC CEA Dual Currency Credit Cards, BOC Hong Kong Airlines Visa Cards, BOC Great Wall International Credit Cards, USD cards, BOC Purchasing Cards, Private Label Cards, co-branded cards as may be announced by the card company from time to time (including but not limited to BOC Henderson Club Visa cards), or customers who have enrolled in the “Automated Cash Rebate Redemption” programme.
- Gift points cannot be redeemed for cash or exchanged for other products or services, and cannot be transferred. The above terms should be read in conjunction with those contained in the latest issue of “BOC Credit Card Gift Point Catalogue”.
3. $0 brokerage fee offer for selling odd lots through designated trading channel:
- Promotion period is from 1 July 2026 until 31 December 2026 (both dates inclusive) (“Promotion Period”).
- This offer is only applicable to personal banking customers who maintain single-name securities account (“Eligible Customers”) with BOCHK.
- This offer is not applicable to joint-name securities account.
- Eligible Customers who buy odd lots listed on the Hong Kong Exchanges and Clearing Limited (“HKEx”) and settled in HKD or RMB via the “NotALot Odd Lot Easy” function in BOCHK Mobile Banking during the Promotion Period, and sell odd lots listed on HKEx and settled in HKD or RMB (excluding transactions of underlying stock together with odd lots) via BOCHK Mobile Banking or Internet Banking (“designated trading channel”) during the Promotion Period, will be entitled to brokerage fee reduction for each selling transaction (“Brokerage Fee Reduction”). There is no maximum limit on the transaction count and Brokerage Fee Reduction amount.
- The brokerage fee settled in RMB will be converted into HKD at the exchange rate determined by BOCHK on the day when the brokerage fee amount is calculated.
- Eligible Customers should pay the brokerage fee of selling transactions first. The Brokerage Fee Reduction will be credited to the settlement account of Eligible Customers on or before the following dates:
- If an Eligible Customer holds more than one settlement account, BOCHK has the discretion to credit the Brokerage Fee Reduction to any one of the settlement accounts.
- Other transaction fees still apply, including but not limited to Hong Kong stamp duty, transaction levy charged by the Securities and Futures Commission of Hong Kong and trading fee charged by HKEx.
- Eligible Customers should maintain valid securities account and settlement account at the time when BOCHK credits the Brokerage Fee Reduction; otherwise the offer will be forfeited.
General terms:
- The above offers are only applicable to personal banking customers.
- Customers can enjoy all the offers listed above simultaneously. However, these offers cannot be used in conjunction with other promotion offers that are not listed in this promotion material.
- The above products, services and offers are subject to the relevant terms and conditions. For details, please refer to the relevant promotion materials or contact BOCHK branch staff.
- BOCHK reserves the right to amend, suspend or terminate the above products, services and offers and to amend the relevant terms at any time at its sole discretion.
- Customers need to pay for the relevant data charges arising from the use and/or download of BOCHK Mobile Applications or Mobile Banking by themselves.
- Please download BOCHK Mobile Applications from official application stores or the BOCHK website, and ensure the search wording is correct.
- By using BOCHK Mobile Applications and/or Mobile Banking or Online Banking, the viewer agrees to be bound by the disclaimer and policy as may be amended by BOCHK from time to time and posted on BOCHK Mobile Applications and/or Mobile Banking or Online Banking.
- In case of any dispute, the decision of BOCHK shall be final.
- Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.
Important notice of trading odd lots:
- Only “Market Order” instructions are accepted for buying odd lots.
- Not more than 10 buy instructions for odd lots are accepted per trading day.
- Buying odd lots through Mobile Banking via securities margin accounts is not accepted.
- Upon the customer’s confirmation of a Market Order buy instruction for odd lots, BOCHK will calculate the transaction amount and additional charges (including brokerage fee and other charges) based on the nominal price at the time the instruction is processed plus 10 price spreads, and will first withhold the total amount from your available investment balance.
- For odd lot sell orders, if no “odd lot price” is entered, odd lots will be traded at odd lot prices in the market, and the odd lot price may be executed at several price spreads away from the nominal price. The order type for such odd lot transactions is a “Market Order”.
- For a net odd lot sell transaction, the proceeds received may be less than the fees payable, and the customer must pay the shortfall.
- Market Order buy/sell instructions will be matched once with the 10 best price queues at within 10 price spreads above/below the nominal price at the time the instruction is processed (the price level shall not be lower than 0.01 in the denominated currency of the relevant stock). The final execution price may deviate substantially from the market price at the time the customer placed the instruction. Any unexecuted instructions will be automatically cancelled immediately.
- Settled stock will be settled on the second trading day after the trade date (T+2).
- All unexecuted instructions will be cancelled after the market closes.
- Odd lot execution speed depends on stock liquidity and the number of odd lot shares.
- Because odd lot instructions are manually matched, there is no fixed range of price difference between odd lots and board lots; processing may take longer and execution is not guaranteed.
- Under normal circumstances, odd lot execution prices are worse than board lot prices by several spreads; BOCHK does not guarantee that investors will obtain the best execution price. For stocks purchased under the “Monthly Stocks Savings Plan”, monthly odd lots will be sold at the prevailing board lot market price.
- HKEx rules require that the quantity of odd lots bought and sold must not exceed one board lot. When odd lot single trading is selected, orders with a quantity equal to or exceeding one board lot of that stock will be rejected.
- Odd lots in a securities account may accumulate to one board lot or more; however, BOCHK Mobile Banking and Internet Banking do not provide a service to split a board lot into odd lots for selling.
- The list of stocks available for odd lot purchase may be revised by BOCHK from time to time without prior notice to customers.
- By using BOCHK’s odd lot trading services, you agree to the terms set out in this important notice.
Risk disclosure:
The following risk disclosure statements cannot disclose all the risks involved and do not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before you trade or invest, especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.
Risk disclosure of securities trading
Risk of securities trading
Monthly Stocks Savings Plan is not equivalent to, nor should it be treated as a substitute for, time deposit. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
Risk of securities margin trading
The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make it impossible to execute contingent orders, such as “stop-loss” or “stop-limit” orders. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.
You are reminded to understand the relevant details, risks, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the “Important notice of trading China A shares and A shares margin trading via Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect” on BOCHK’s website or contact BOCHK branch staff.
RMB conversion limitation risk
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of RMB). RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
Important notice of US securities
You should fully understand the details, risks, charges and important notices before investing in US securities. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.
US securities investment services are not applicable to US persons and might only be applicable to limited jurisdictions. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.
To facilitate system maintenance of the US stocks system, the system will not be able to provide US stock trading, fund transfer, checking securities custody, enquiring transaction records and corporate action services during certain periods.
For HK stocks, A shares and US stocks trading service hours and system maintenance time, please log in to Mobile Banking (tap “Menu” > “Settings” > “FAQ” > “Securities and Securities Margin Service”) or log in to Internet Banking (tap “Investment” > “HK Securities” / “A Shares Securities” / “US Securities” > “Help”) for details.
This promotion material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service and it should not be considered as investment advice.
This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.
