Terms and conditions of promotion offers:

1. “TrendyTogether” customers who buy / sell securities through designated trading channel can enjoy $0 brokerage fee and $0 safe custody fee offers ("this promotion")
   1. Promotion period is from 1 January 2024 until 31 December 2024 (both dates inclusive)(“Promotion Period”).
   2. This promotion is only applicable to personal banking customers who taken up Integrated Account Services, holding single-name securities account (exclude securities margin account and family securities account)(“Eligible Securities Account”) with Bank of China (Hong Kong) Limited (“BOCHK”) during the Promotion Period and the age calculated in birth year is between 18 to 30 (including 18 and 30)(“Eligible Customers”).
   3. Eligible Customers who have successfully completed a transfer transaction via BOCHK Mobile Banking / BoC Pay “Transfer/FPS” function, of which the transfer should be made at least HK $1 to a third-party payee (not applicable of transferring to the payer’s same name accounts of BOCHK and / or other banks), and also have entered a message as “TrendyTogether” at the “Message to payee” field (“Transfer task”). It will automatically join the TrendyTogether ("Eligible TrendyTogether Customer"), and enjoy this promotion.
   4. Eligible TrendyTogether Customers who conduct buying and / or selling transaction of securities listed on the Hong Kong Exchanges and Clearing Limited (“HKEx”) and settled in HKD or RMB (exclude Monthly Stocks Savings Plan and IPO subscription) or securities listed on Shanghai Stock Exchange (“SSE”) or Shenzhen Stock Exchange (“SZSE”) and settled in RMB or securities listed on New York Stock Exchange (NYSE), NASDAQ or NYSE Amex Equities Market and settled in USD through Mobile Banking, Internet Banking, Automated Stock Trading Hotline, Manned Investment Trading Hotline or branches of BOCHK via Eligible Securities Account during Promotion Period (“Eligible Transaction”), will entitle $0 brokerage fee offer for the first HK$500,000 accumulated Eligible Transaction amount in each month. Also enjoy $0 safe custody fee offer during Promotion Period (“This Promotion Offer”).
   5. The monthly accumulated Eligible Transaction amount will be calculated on a monthly basis and reset on the first calendar day of each calendar month.
   6. If the monthly stock trading amount exceeds HK$500,000, Eligible TrendyTogether Customers will be required to pay the brokerage fee of the exceed part as per standard tariff listed in "Securities Services Charges".
   7. The brokerage fee settled in RMB or USD will be converted into HKD at the exchange rate determined by BOCHK. Eligible TrendyTogether Customers must should pay the brokerage fee of buying and / selling transactions and safe custody fee first. BOCHK will calculate the brokerage fee and safe custody fee rebate based on the following trading Eligible Transaction period, the brokerage fee and safe custody fee will be credited to Eligible TrendyTogether Customers’ valid HKD settlement account on the following rebate date and the following rebate method. If Eligible New TrendyTogether Customer holds more than one HKD settlement account, BOCHK has the discretion to credit the brokerage fee and safe custody fee to any one of HKD settlement account.
      1. The date of successful registration is 1 January 2024 until 31 March 2024 (both dates inclusive)
         Trading Eligible Transaction period

         Rebate date

         Rebate method

         1 January 2024 until 31 March 2024
         (both dates inclusive)

         1 April 2024 until 30 June 2024
         (both dates inclusive)

         On or before 30 June 2024

         On or before 30 September 2024

         Will be credited in form of BOC Credit Card Free Spending Credit (“Free Spending Credit”) into BOC Chill Card main card account. If Eligible TrendyTogether Customers do not have a BOC Chill Card,it will be credited in form of cash into HKD settlement account of Eligible TrendyTogether Customers

         1 July 2024 until 30 September 2024
         (both dates inclusive)

         1 October 2024 until 31 December 2024
         (both dates inclusive)

         On or before 31 December 2024

         On or before 31 March 2025

         Will be credited in form of cash into HKD settlement account of Eligible TrendyTogether Customers
      2. The completion date for Transfer task is from 1 April 2024 until 30 June 2024 (both dates inclusive)
         Trading Eligible Transaction period

         Rebate date

         Rebate method

         1 April 2024 until 30 June 2024
         (both dates inclusive)

         On or before 30 September 2024

         Will be credited in form of Free Spending Credit into BOC Chill Card main card account. If Eligible TrendyTogether Customers do not have a BOC Chill Card, it will be credited in form of cash into HKD settlement account of Eligible TrendyTogether Customers

         1 July 2024 until 30 September 2024
         (both dates inclusive)

         1 October 2024 until 31 December 2024
         (both dates inclusive)

         On or before 31 December 2024

         On or before 31 March 2025

         Will be credited in form of cash into HKD settlement account of Eligible TrendyTogether Customers
      3. The date of successful registration is 1 July 2024 until 30 September 2024 (both dates inclusive)
         Trading Eligible Transaction period

         Rebate date

         Rebate method

         1 July 2024 until 30 September 2024
         (both dates inclusive)

         1 October 2024 until 31 December 2024
         (both dates inclusive)

         On or before 31 December 2024

         On or before 31 March 2025

         Will be credited in form of cash into HKD settlement account of Eligible TrendyTogether Customers
      4. The date of successful registration is 1 October 2024 until 30 September 2024 (both dates inclusive)
         Trading Eligible Transaction period

         Rebate date

         Rebate method

         1 October 2024 until 31 December 2024
         (both dates inclusive)

         On or before 31 March 2025

         Will be credited in form of cash into HKD settlement account of Eligible TrendyTogether Customers
   8. Other transaction fees still apply, including but not limited to transaction charge, Hong Kong stamp duty, transaction levy charged by the Securities and Futures Commission of Hong Kong, trading fee charged by HKEx, stamp duty charged by the State Administration of Taxation, securities management fee charged by China Securities Regulatory Commission, handling fee charged by SSE or SZSE, transfer fee charged by China Securities Depository and Clearing Corporation Limited, US stocks SEC fee and FINRA fee.
   9. Eligible TrendyTogether Customers should maintain valid Integrated Account Services, Eligible Securities Account and HKD settlement account at the time when the brokerage fee and safe custody fee are credited, otherwise the offer will be forfeited and no rewards will be issued and no rewards will be obtained in any other form.
   10. BOC Credit Card Free Spending Credit:
       • Free Spending Credit is meant exclusively for retail purchase and cannot be used for cash advance, settlement of financial charge or any previous outstanding balance accrued before the Free Spending Credit is credited. Free Spending Credit cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
       • The status of the credit card accounts held by the Eligible TrendyTogether Customers should be normal, valid and in good standing, and such accounts should not have overdue/bad records, nor have they been cancelled/terminated for any reason, and Eligible TrendyTogether Customers should not have breached the Card User Agreement when the Free Spending Credit is credited by the BOC Credit Card (International) Limited (the “Card Company”). If Eligible TrendyTogether Customers cannot fulfil the above requirements, BOCHK and the Card Company reserve the right to forfeit the relevant offer without prior notice.
2. “TrendyTogether” customers new securities account enjoy 10 units of The Tracker Fund of Hong Kong offer:
   1. Promotion period is from 1 October 2024 until 31 December 2024 (both dates inclusive)(“Promotion Period”).
   2. This offer is only applicable to personal banking customers’ age calculated in birth year between 18 to 30 (including 18 and 30) and successfully open a new single-name securities account (which must simultaneously open Hong Kong Stocks, A Shares and US Stocks services) with BOCHK during Promotion Period. The definition of a new single-name securities account does not include a new Securities Margin Account opened by existing customers and a new Family Securities Account opened by existing customers (“New Securities Account”), and personal banking customers who have not held any individual securities account with BOCHK in the 6 months prior to the opening of the New Securities Account (“Eligible New Securities Customers”).
   3. This offer is not applicable to the licensed persons or registered persons under the Securities and Futures Commission.
   4. This offer is only available to the first 2,388 Eligible New Securities Customers. Eligible New Securities Customers deposit HK$1,000 or above during the Promotion Period, and the total deposit balance of their HKD savings account and/or HKD current account increased by HK$1,000 or above as of 31 December 2024 comparing to the total deposit balance as of 30 September 2024 or the date of account opening (applicable to new account opening after 30 September 2024) will receive 10 units of The Tracker Fund of Hong Kong (Stock Code: 2800.HK)(“Free Stocks”) worth HK$218.20 (The value of the shares is calculated based on the closing price on 30 September 2024 and is for reference only). Each Eligible New Securities Customer will be entitled the Free Stocks once only.
   5. BOCHK will deposit the Free Stocks to the New Securities Account of Eligible New Securities Customers and send the notification about deposit of the Free Stocks by SMS to the valid mobile phone number of the Eligible New Securities Customers according to BOCHK's records on or before 31 March 2025. The Free Stocks can be traded normally once it is deposited into the New Securities Account of Eligible New Securities Customers. Eligible New Securities Customers can check the fulfillment progress of the deposit of Free Stocks by monitoring the relevant SMS notifications or the changes of holdings of their New Securities Accounts.
   6. Eligible New Securities Customers should maintain valid the New Securities Account and Integrated Account Services at the time when the Free Stocks deposit into New Securities Account, and must not be a licensed person or registered person under the Securities and Futures Commission. Otherwise, BOCHK will revoke the right of Eligible New Securities Customer to receive Free Stocks without prior notice.
   7. Please note that other transaction fees will still apply to Eligible New Securities Customers when they sell the Free Stocks, including but not limited to transaction charges, transaction levy charged by the Securities and Futures Commission of Hong Kong and trading fee charged by HKEx, etc. (where applicable).
   8. BOCHK reserves the right to substitute the Free Stocks in this promotion with other gifts / coupons at any time without prior notice. The value of the substitute gifts / coupons may be different from the Free Stocks provided for this promotion.
   9. BOCHK cannot guarantee or assume any responsibility for any Free Stocks that may not be distributed due to force majeure factors (including but not limited to: for example, the issued stocks are suspended or delisted from HKEx, or the related company fails to successfully list on HKEx).
   10. The gift of shares and related advertisements do not constitute any offer, solicitation, recommendation, opinion, or guarantee by BOCHK for any securities, financial products, or instruments. Investment involves risks, and caution should be exercised when entering the market. BOCHK has no relationship with the company corresponding to the securities. In case of any dispute, the BOCHK reserves the right of final interpretation.
3. $0 brokerage fee offer for selling odd lots:
   1. Promotion period is from 1 October 2024 until 31 December 2024 (both dates inclusive)(“Promotion Period”).
   2. This offer is only applicable to personal banking customers who maintain single-name securities account (“Eligible Customers”) with BOCHK.
   3. This offer is not applicable to joint-name securities account.
   4. Eligible Customers who are buying odd lots listed on HKEx and settled in HKD or RMB via NotALot of BOCHK Mobile Banking during the Promotion Period, and selling odd lots listed on HKEx and settled in HKD or RMB (excluding the transactions of underlying stock along with odd lots) via BOCHK Mobile Banking or Internet Banking during Promotion Period, will be entitled to brokerage fee reduction for each selling transaction (“Brokerage Fee Reduction”). There is no maximum limit on the transaction count and Brokerage Fee Reduction amount.
   5. The brokerage fee settled in RMB will be converted into HKD at the exchange rate determined by BOCHK. Eligible Customers should pay the brokerage fee of selling transactions first. The Brokerage Fee Reduction will be credited to the settlement account of Eligible Customers on or before 31 March 2025.
   6. If an Eligible Customer holds more than one settlement account, BOCHK has the discretion to credit the Brokerage Fee Reduction to any one of the settlement accounts.
   7. Other transaction fees still apply, including but not limited to Hong Kong stamp duty, transaction levy charged by the Securities and Futures Commission of Hong Kong and trading fee charged by HKEx.
   8. Eligible Customers should maintain valid securities account and relevant settlement account at the time when the Brokerage Fee Reduction is credited, otherwise the offer will be forfeited.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

General terms:

• The above offers are only applicable to personal banking customers.
• The above products, services and offers are subject to the relevant terms and conditions. For details, please refer to the relevant promotion materials or contact BOCHK branch staff.
• BOCHK reserves the right to amend, suspend or terminate the above products, services and offer and to amend the relevant terms at any time at its sole discretion.
• Customers need to pay for the relevant data generated by downloading and/ or using BOCHK Mobile Banking or any designated BOCHK Mobile Applications mentioned above by themselves.
• Please download BOCHK Mobile Applications from official application stores or BOCHK website, and ensure the search wording is correct.
• By using BOCHK Mobile Applications and/ or Mobile Banking or Online Banking, the viewer agrees to be bound by the content of the disclaimer and policy as it may be amended by BOCHK from time to time and posted on BOCHK Mobile Applications and/ or Mobile Banking or Online Banking.
• In case of any dispute, the decision of BOCHK shall be final.
• Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.

Important Notice of Trading Odd Lots:

• Only accept "Market Order" instructions.
• Only accept not more than 10 transaction instructions per trading day.
• Will not accept buying odd lots through Mobile Banking via securities margin accounts.
• Upon receipt of the customer's confirmation of the buy instruction of a Market Order, the transaction amount and additional charges (including brokerage fees and other charges) will be calculated based on the 10 spreads from the nominal price quoted at the time when the order is processed. The sum will be withheld from your available investment amount.
• Only accept "Market Order" instructions.
• Only accept not more than 10 transaction instructions per trading day.
• Will not accept buying odd lots through Mobile Banking via securities margin accounts.
• Upon receipt of the customer's confirmation of the buy instruction of a Market Order, the transaction amount and additional charges (including brokerage fees and other charges) will be calculated based on the 10 spreads from the nominal price quoted at the time when the order is processed. The sum will be withheld from your available investment amount.
• For the odd lot selling order, if no "odd lot price" is input, the odd lot order would be executed at the price in the odd lot market, which may deviate by several spreads from the nominal price. The order type of such odd lot orders would be a "Market Order".
• If the proceeds of the odd lot selling order are less than the related charges, the customer must pay the difference.
• The buy instruction of a Market Order will be submitted to the market for matching once with the 10 best price queues in the prevailing market and within the range of a maximum of 10 spreads above the nominal price at the time when the order is processed, provided that the order price is not lower than 0.01 of the denominated currency of the relevant stock. The final execution price may deviate considerably from the nominal price at the time of order placement. Any unexecuted orders will be automatically cancelled at once.
• Stock transactions will be settled on the 2nd trading day after the trade day (T+2 Settlement).
• All unexecuted orders will be cancelled after the market closes.
• The processing time is related to the stock liquidity and the number of odd lot shares.
• Due to the manual processing of odd lot orders, there is no definite range of price difference between the odd lots and the board lots. Such orders may take longer to process and are not guaranteed to be executed.
• Normally, the execution price of an odd lot order will have several spreads worse than that of a board lot order. BOCHK does not guarantee that investors can execute the odd lot orders at the best prices. The odd lot selling order under monthly savings plan would be executed at the prevailing price of the board lot market.
• HKEx stipulates that the number of odd shares purchased and sold shall not exceed one board lot. When choosing odd lot order trading, an order with a share quantity equal to or exceeding one board lot of the stock will be rejected.
• The quantity of odd lot stocks can be accumulated to reach one board lot in securities account. However, BOCHK Mobile Banking and Internet Banking do not provide the service of splitting one board lot stocks into odd lots for stocks selling.
• The buying odd lot stock list is subject to change by BOCHK from time to time without prior notice.
• By using BOCHK’s odd lot trading services, you agree to the terms set out in this Important Notice.

Risk Disclosure:

The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Risk Disclosure of Securities Trading

Risk of Securities Trading

Monthly Stocks Savings Plan is not equivalent to, nor should it be treated as a substitute for, time deposit. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Risk of Securities Margin Trading

The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop-limit" orders. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

You are reminded to understand the relevant details, risks, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the “Important Notice of Trading China A Shares and A Shares Margin Trading via Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect” in BOCHK’s website or the branch staff of BOCHK.

RMB Conversion Limitation Risk

RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Important Notice of US Securities

You should fully understand the details, risks, charges and important notice before invest in US securities. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.

US securities investment services are not applicable to US persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Since the server requires regular maintenance services, the system will not be able to provide the trading, fund transfer, checking securities custody, enquiring transaction records and corporate action services at the following time: Hong Kong time Mondays to Saturdays 12:00pm – 12:30pm.

Since the server requires additional maintenance services, the system will not be able to provide the trading, fund transfer and corporate action services (enquiry function remains normal) at the following time: Hong Kong time daily 12:45pm – 5:30pm (during Standard Time in the United States - from the first Sunday in November to the second Sunday in March) or 11:45am – 4:30pm (during Daylight Saving Time in the United States - from the second Sunday in March to the first Sunday in November).

This promotion material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service and it should not be considered as investment advice.

This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.