Terms and conditions:

• The online life insurance plan that is underwritten by BOC Group Life Assurance Company Limited (“BOC Life”). The online general insurance plan that is underwritten by Bank of China Group Insurance Company Limited (“BOCGI”). Bank of China (Hong Kong) Limited (“BOCHK”) is the major insurance agency appointed by corresponding insurers.
• BOC Life / BOCGI (“insurers”) are authorized and regulated by the Insurance Authority to carry on long term life insurance business / general insurance business in the Hong Kong Special Administrative Region of the People's Republic of China (“Hong Kong”).
• BOCHK is granted an insurance agency license under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong SAR. (insurance agency license no. FA2855).
• In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurer and the customer.
• Insurers reserve the right to decide at its sole discretion to accept or decline any application for the Plan and the supplementary riders (if any) according to the information provided by the proposed Insured and the applicant at the time of application. The Plan and the supplementary riders (if any) is subject to the formal policy documents and provisions issued by insurers. Detailed terms and conditions are subject to the official policy document issued by insurers. Please refer to the relevant policy documents and provisions for details of the insured items and coverage, premium adjustment, termination conditions, inflation risk, provisions and exclusions.
• BOCHK is the appointed insurance agency of insurers for distribution of life products. The online life insurance / online general insurance product is a product of insurers but not BOCHK. Insurers reserve the right to amend, suspend or terminate the Plan at any time and to amend the relevant terms and conditions. In case of dispute(s), the decision of insurers shall be final.
• Insurers reserves the right to amend, suspend or terminate the Plan at any time and to amend the relevant terms and conditions. In case of dispute(s), the decision of Insurers shall be final.
• This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of insurers outside Hong Kong. Please refer to the product leaflet, product page of BOCHK mobile banking and the policy documents and provisions issued by insurers for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary rider(s) (if any). For enquiry, please contact the branch staff of BOCHK.