Bank of China (Hong Kong) Limited - Sail through today's challenges with our dedicated Wealth Management Solutions

Remarks:

i.	The above HKD monthly deposit annual interest rates are based on the interest rates of monthly deposit annual interest rates quoted on 24 April 2020 by BOCHK and are for reference only. Please contact BOCHK staff for the latest HKD monthly deposit annual interest rates.
ii.	This FX Reward is only applicable to Integrated Banking Services Customers who did not have foreign exchange transaction with BOCHK (including buy or sell of any foreign currencies available in BOCHK) from 1 October 2019 to 31 March 2020 (the “FX Reward Designated Customers”).
iii.	For the latest FX time deposit preferential interest rates, please contact the branch staff of BOCHK.
iv.	First Year Premium Discount is subject to the terms and conditions. The premium amount deducted from First Year Premium Discount will not be considered as premium paid and is not eligible for tax deduction.
v.	Please note that the Qualifying Deferred Annuity Policy (“QDAP”) status of the Deferred Annuity Plans does not necessarily mean you are eligible for tax deduction available for QDAP premiums paid. The Deferred Annuity Plans’ QDAP status is based on the features of the product as well as certification by the Insurance Authority (“IA”) and not the facts of your own situation. You must also meet all the eligibility requirements set out under the Inland Revenue Ordinance and any guidance issued by the Inland Revenue Department of HKSAR before you can claim these tax deductions. Any general tax information provided is for your reference only, and you should not make any tax-related decisions based on such information alone. You should always consult with a professional tax advisor if you have any doubts. Please note that the tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. BOC Life does not take any responsibility to inform you about any changes in the laws and regulations or interpretations, and how they may affect you. Further information on tax concessions applicable to QDAP may be found at the website of IA www.ia.org.hk。
vi.	Subscription fee reduction amount will be deposited into customers’ non-dormant HKD Savings or HKD Current Account on or before 30 September 2020. The offer is not applicable to a) investment fund transactions with subscription fee below 1%; and / or b) subscription of money market funds, and / or investment fund transactions made via Mobile Banking or Internet Banking which are c) risk mismatch and / or d) those made by vulnerable customers. Please ask BOCHK branch staffs for details.
vii.	“New Funds” refer to funds newly deposited into BOCHK in the forms of cash / telegraphic transfer / CHATS / Autopay / cheque or cashier order from other banks. This offer is not applicable to existing deposits or funds that are deposited via cashier order / cheque / transfer / remittance from banks within BOCHK Group. For definition of “New Funds”, please check with branch staff of BOCHK. The extra HK$500 fund subscription fee reduction will be deposited into non-dormant HKD Savings Account or HKD Current Account held by New Funds Eligible Customers on or before 31 July 2020. This offer is not applicable to i) fund transaction with subscription fee below 1%, and / or ii) subscription of money market funds. For enquiry, please contact the branch staff of BOCHK.
viii.	Customers who (1) successfully submits an investment fund transfer-in application during the promotion period, and (2) successfully places the stated investment fund transfer from other financial institution(s) into their Investment Fund account in BOCHK on or before 31 July 2020, will be eligible to receive the cash rebate. The transfer-in rebate will be deposited into non-dormant HKD Savings Account or HKD Current Account held by Eligible Customers on or before 30 November 2020. Please ask BOCHK branch staffs for details.
ix.	Customers must 1) settle the first contribution payment successfully (including contribution payment settled via Investment Fund settlement accounts or BOC Credit Cards) on or before 20 July 2020 (“First Eligible Contribution”), and 2) do not make any contribution on Monthly Funds Savings Plan through the same Eligible Funds Account within 6 months preceding the date of the First Eligible Contribution in order to enjoy up to 100% subscription fee reduction for each month for the first 12 consecutive month contributions starting from the first Eligible Contribution. Customers should pay the subscription fee first. Please ask BOCHK branch staffs for details.
x.	Customers who hold Integrated Account Services and successfully open new sole-name securities account (including securities margin account) / open new sole-name family securities account (“New Securities Account / New Family Securities Account”) from 1 April 2020 to 30 June 2020 (both dates inclusive)(“Securities Promotion Period”) are entitled to first 6-month brokerage fee reduction (“Brokerage Fee Reduction”) for each buying transaction of securities listed on the Hong Kong Exchange and Clearing Limited (“HKEx”) and settled in HKD or RMB (exclude Monthly Stocks Savings Plan and IPO subscription) or securities listed on Shanghai Stock Exchange (“SSE”) or Shenzhen Stock Exchange (“SZSE”) via Internet Banking, Mobile Banking or Automated Stock Trading Hotline of BOCHK through the New Securities Account within the first 6 months starting from the date of New Securities Account opening (6-month period is calculated on the basis of 180 days with the 180th day, Saturdays, Sundays and public holidays included). There is no maximum limit on the transaction count and Brokerage Fee Reduction amount. The brokerage fee settled in RMB will be converted into HKD at the exchange rate determined by BOCHK. Eligible New Securities Customers should pay the brokerage fee of buying transactions first. The Brokerage Fee Reduction will be credited to the settlement account of Eligible New Securities / New Family Securities Customers on or before 31 March 2021. For details, please refer to the terms of relevant materials.
xi.	Customers who hold Integrated Account Services and successfully open new sole-name US securities services (“New US Securities Services”) during Securities Promotion Period are entitled to first 6-month brokerage fee reduction (“Brokerage Fee Reduction”) for each buying transaction of securities listed on New York Stock Exchange (NYSE), NASDAQ or NYSE Amex Equities Market and settled in USD via Internet Banking or Mobile Banking of BOCHK through the New US Securities Services within the first 6 months starting from the date of New US Securities Services opening (6-month period is calculated on the basis of 180 days with the 180th day, Saturdays, Sundays and public holidays included). There is no maximum limit on the transaction count and Brokerage Fee Reduction amount. The brokerage fee settled in USD will be converted into HKD at the exchange rate determined by BOCHK. Eligible New US Securities Services Customers should pay the brokerage fee of buying transactions first.The Brokerage Fee Reduction will be credited to the settlement account of Eligible New US Securities Services Customers on or before 31 March 2021. For details, please refer to the terms of relevant materials.
xii.	Customers who hold Integrated Account Services and successfully open new sole-name US securities services during Securities Promotion Period will entitle HK$50 supermarket e-coupon (“Coupon”). BOCHK will send the Coupon by SMS or email to the valid mobile number or email address of Eligible New US Securities Customers according to BOCHK’s record on or before 30 September 2020. Customer should follow the instruction on the redemption SMS or email to download the Coupon via designated merchant’s website and designated mobile app for usage in store within the designated redemption period, otherwise the Coupon will be forfeited. For the Coupon’s denomination, quantity and the related terms and conditions, please refer to the relevant redemption SMS or email for details. For details, please refer to the terms of relevant materials.
xiii.	Customers who successfully deposit securities settled in HKD or RMB and listed on HKEx or SSE or SZSE (excluding Ministry of Finance of the PRC CNY Bonds and The Government of the HKSAR of the PRC iBonds / The Hong Kong Monetary Authority iBonds / The Government of the HKSAR of the PRC Silver Bonds) into BOCHK’s sole-name securities accounts via Central Clearing and Settlement System (CCASS) (excluding physical scrip ) / (“Eligible Securities”) from 1 April 2020 to 30 June 2020 (both dates inclusive) (“Deposit Securities Period”). Customers who deposit Eligible Securities with designated market value during Deposit Securities Period (“Eligible Deposit Securities Customers”) and maintaining corresponding Integrated Account Service on 30 June 2020 can entitle to the following offer. Free Spending Credit will be credited to the valid BOC Credit Card Account (exclude Additional Card) of Eligible Deposit Securities Customers on or before 30 September 2020. For details, please refer to the terms of relevant materials.
xiv.	This offer is only applicable to the customers who set up Monthly Stocks Savings Plans via securities account (including Family Securities Accounts) (“Eligible Securities Accounts”) maintained with BOCHK during Securities Promotion Period, settle the first contribution payment successfully (including contribution payment settled via securities settlement accounts or BOC Credit Cards) on or before 10 July 2020 (“First Eligible Contribution”) and do not make any contribution on Monthly Stocks Savings Plan through the same Eligible Securities Account within 6 months preceding the date of the First Eligible Contribution (“Eligible Monthly Stocks Savings Customer”). Eligible Monthly Stocks Savings Customer can enjoy HK$50 transaction fee rebate for each month for the first 12 consecutive month contributions starting from the First Eligible Contribution. However, Eligible Monthly Stocks Savings Customer should pay the transaction fee first (transaction fee is equivalent to 0.25% of the monthly contribution amount for each plan, including the brokerage fee, stamp duty, transaction levy and transaction charge. The minimum monthly charge is HK$/RMB50). For details, please refer to the terms of relevant materials.
xv.	The credit card welcome offer is only applicable to main card applicants. Applicants who are existing main cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer for main cardholders upon approval of application. Successful Wealth Management Visa Infinite Card/BOC Dual Currency Diamond Card applicants, who select “HK$10 Cash Rebate upon HK$30 Mobile Spending” as the welcome offer, are required to make transactions through mobile payment function (Including “Designated Mobile Payment Method” transactions) (the “Eligible Transaction” ) within the first two months of card issuance and each Eligible Transaction with spending of HK$30 or above in HKD/RMB account(if applicable) will be eligible for HK$10 Cash Rebate. Each cardholder (count by card account) is entitled to a maximum of HK$300 Cash Rebate for the welcome offer. Only Eligible Transactions posted to Wealth Management Visa Infinite Card/BOC Dual Currency Diamond Card account within 7 days from the transaction date will be counted. HKD&RMB spending will be combined for transaction amount calculation for BOC Dual Currency Diamond Card and every RMB¥1 will be calculated as HK$1. Eligible transactions include: retail purchases. Online bill payment, online bill payment installment, Octopus Automatic Add Value Service, payment by credit card via internet banking or online payment system to designated merchants, for purchase and/or reload of store-value cards or e-wallets, person to person(P2P) fund transfer via mobile device/app/electronic platform, and any other category as may be defined by BOC Credit Card (International) Limited at its sole discretion from time to time are all excluded. “Designated Mobile Payment Method” (refers to the contactless payment made with Applicable Card that has been provisioned on the designated mobile phone or device (payment made with contactless credit cards excluded) includes BoC Pay or UnionPay App (applicable for BOC Dual Currency Diamond Card) or Apple Pay, Google Pay, Samsung Pay, Wechat Pay, Alipay HK etc., please refer to the Company’s website for details. Apple Pay is the trademark of the Apple Inc., registered in the U.S. and other countries. Wealth Management Visa Infinite Card / BOC Dual Currency Diamond Card applicants who have selected “HK$10 Cash Rebate upon HK$30 Mobile Spending” as the welcome offer, the Cash Rebate will be credited to the main cardholders’ account within 16-18 weeks of card issuance upon fulfillment of all requirements (if applicable). The status of the credit card account being rewarded must be normal, valid and in good credit condition. The promotional offers are subject to terms and conditions, for details please refer to www.bochk.com/creditcard.
xvi.	Customers who have not taken up or cancelled BOCHK Wealth Management or Enrich Banking or i-Free Banking service (“Integrated Account Services”) in BOCHK in the past 6 months prior to 29 April 2020.
xvii.	The designated Total Relationship Balance growth amount refers to the next month’s Total Relationship Balance after the successful account opening or upgrading month compared with the Total Relationship Balance of March 2020.
xviii.	The maintenance of the designated Total Relationship Balance growth amount refers to maintenance of the designated Total Relationship Balance growth amount until the end of the 3rd month after the successful account opening or upgrading month.