Total Relationship Balance Growth Reward(1)
up to HK$5,000
Customers who take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi
Customers who take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi :
| Total Relationship Balance Growth Amount Comparing to the next month’s Total Relationship Balance after the successful account opening or upgrading month to the Total Relationship Balance of September 2021 |
Total Relationship Balance Reward |
|---|---|
| BOC Credit Card Free Spending Credit | |
| HK$5,000,000 - below HK$8,000,000 | HK$5,000 |
| HK$3,000,000 - below HK$5,000,000 | HK$1,800 |
| HK$1,000,000 - below HK$3,000,000 | HK$1,000 |
Payroll Service Rewards(2)
Up to HK$2,300 Payroll Service Welcome Rewards(2) , Tax Season Loan and Securities Offer etc.
Enjoy up to HK$2,300 payroll service welcome rewards, tax season loan and first year unlimited /12-month brokerage fee offer etc. upon successful registration and use of BOCHK Payroll Service.
| Payroll Welcome Rewards | |
|---|---|
| Welcome Reward^ | Up to HK$300 |
| New Customer Mobile Account Opening Extra Reward and Extra Online Registration Reward* | Up to HK$200+ |
| BOC Express Cash Instalment Loan (Tax Season) Rewards | Up to HK$200 |
| Exclusive Rewards |
Up to HK$500* rewards of mortgage service#
Up to HK$1,000 rewards for Foreign exchange via Mobile Banking Completion of “Financial Needs Analysis” will receive HK$100 shopping coupon |
| Securities Rewards |
First year unlimited $0 brokerage fee offer for buying securities (New Securities Account) 12-month brokerage fee offer as low as $0 for buying securities (Existing Securities Account) |
| Payroll Welcome Rewards | ||||
|---|---|---|---|---|
| Welcome Reward^ | New Customer Mobile Account Opening Extra Reward and Extra Online Registration Reward* | BOC Express Cash Instalment Loan - Tax Season Loan Rewards | Exclusive Rewards | Securities Rewards |
| Up to HK$300 | Up to HK$200+ | Up to HK$200 | Up to HK$500* rewards of mortgage service#
Up to HK$1,000 rewards for Foreign exchange via Mobile Banking Completion of “Financial Needs Analysis” will receive HK$100 shopping coupon |
First year unlimited $0 brokerage fee offer for buying securities (New Securities Account) 12-month brokerage fee offer as low as $0 for buying securities (Existing Securities Account) |
* Credited in the form of BOC Credit Card Free Spending Credit.
^ Payroll Service Promotion should：1. set BOCHK account as 
Default Account; or 2. register BoC Pay 
by binding BOCHK Smart Account or BOC Dual Currency Credit Card.
+ Offer excludes mobile “QR Account Opening” at branch.
# Rewards of mortgage service is only applicable to Wealth Management customers.
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3)(Customers should have registered to use the e-Statements / e-Advices of investment products).
- Enjoy an extra fund subscription fee reduction of HK$500 for subscribing HK$500,000 or more (or an equivalent amount in foreign currencies) in new funds to an investment fundiii (11)。
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Creditiv (11)。
* Assuming that the customer fulfills the above-mentioned requirements and submits a new fund-in amount of HK$11,700,000. The amount of rewards received by the customer may vary depending on the customer’s actual new fund-in amount and investment strategies. Designated products include but are not limited to Funds, Equity Linked Investment Products, Hong Kong stock deposits or China A shares. Please refer to the Other Rewards section for relevant offers and details.
Newly take up or upgrade to Wealth Management service can enjoy
“Preferential RMB Time Deposit”(4)
Preferential interest rate of up to 10% p.a. & 20 pips exchange offer for buying RMB(4)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the following preferential deposit interest rates (p.a.) and exchange offer:
| Tenor | Preferential RMB time deposit interest rate (p.a.) |
|---|---|
| 7-day | 10% |
| 1-month | 3.8% |
| Exchange Offer | |
| 20 pips (only applicable to customers buying RMB) | |
Foreign Currency Exchange(11)
- Newly take up or upgrade to Wealth Management service customers who conduct FX trading, can enjoy up to HK$1,888 exclusive FX reward(5).
- Customers who conduct foreign exchange transactions via Mobile Banking can enjoy HK$800 rewardv.
- Customers who conduct designate foreign exchange transactions can enjoy up to 60 pips exchange discountvi.
- Exclusive offer for Payroll Service customers: enjoy total up to HK$1,000 rewards for foreign exchange via Mobile Banking(6).
Preferential RMB and FX Time Deposit(11)
Simply by placing a 7-day / 1-month Preferential RMB and FX (including AUD, NZD, GBP, CAD and USD) Time Deposit with conversion of funds, you can enjoy preferential time deposit interest rates.vii
Life Insurance underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 8%viii off for your first year premium when customers enroll successfully in a qualifying deferred annuity plan that may also provide a tax deductionix. You may also enjoy the first year premium discount from other designated life insurance plan.(7)
- Wealth Management / Payroll service customers who complete the “Financial Needs Analysis” at any branch will receive HK$100 shopping coupon as a gift. (Gifts are limited and available on a first-come-first-serve basis while stocks last.) (8)
General Insurance(9),(10) underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance")
- Customers can enjoy up to 15% discount off for the first year premium(9)d and up to HK$150 shopping coupon(9)f upon successful enrolment via a designated online channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(10)e upon successful enrolment via designated channels for the BOC Standard Voluntary Health Insurance Scheme Certified Plan or the BOC Flexi Voluntary Health Insurance Scheme Certified Plan.
Promotion Period: 16 June 2021 to 15 December 2021 (both dates inclusive).
Offers are subject to terms and conditions. Details please refer to relevant promotion materials or contact BOCHK staff.
Fund/ Equity Linked Investment Products(3)
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3) (Customers should have registered to use the e-Statements / e-Advices of investment products).
Other Fund Promotion Offers*(11)
- Wealth Management customers can enjoy an extra fund subscription fee reduction of HK$500 for subscribing HK$500,000 or more (or an equivalent amount in foreign currencies) in new funds to an investment fundiii.
- Enjoy 0.01% subscription fee upon setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000)x.
*Refer to Extra Fund Subscription Fee Reduction with New Fund and Monthly Funds Savings Plan 0.01% Subscription fee offer.
Securities(11)
- Open new securities account to enjoy first 6-month unlimited $0 brokerage fee offer for buying Hong Kong stocks, China A sharesxi or US stocksxii.
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Creditiv.
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600xiii. Flexibility to settle contribution payment by BOC Credit Card to earn Credit Card gift points.
Mortgage(11)
- Customer can enjoy a preferential interest rate, cash rebate and extra HK$500 supermarket e-Coupon by applying for a residential mortgage loan via digital channels during the promotion period, and drawing the mortgage loan successfully, plus completing any 2 designated transactionsxiv.
- Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Wealth Management Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy extra HK$500 BOC Credit Card Free Spending Credit reward of mortgage servicexv.
Promotion period: From now till 31 December 2021 (Drawdown the mortgage loan on or before 30 April 2022).
BOC Express Cash Instalment Loan – Tax Season Loan(11)
Wealth Management customers enjoy BOC Express Cash Instalment Loan – Tax Season Loan exclusive offer with Annualised Percentage Rate as low as 1.25% xvi and Handling Fee Waiver*, Loan amount up to HK$4,000,000 or 12 times of your monthly salary (whichever is lower), repayment period up to 60 months and up to HK$500 e-channels Early Bird Cash Rebate.
(Promotion Period : 11 November 2021 to 31 December 2021)
- BOC Express Cash Instalment Loan – Tax Season Loan customers enjoy HK$200 Extra Offer upon successful registration and use of Payroll Service **。
(Promotion Period : 1 October 2021 to 31 December 2021)
*This offer is only applicable to Wealth Management customers only, the records of the Bank of China Hong Kong system shall prevail.
**Payroll Service Welcome Rewards is subject to terms and conditions. For details, please refer to the relevant promotion materials.
Credit Card(11)
- New customers who apply successfully for a Wealth Management Visa Infinite Card or a BOC Dual Currency Card will be entitled to Welcome Offer of up to HK$600 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xvii.
BoC Pay(11)
- Welcome Rewardsxviii: First bind via BoC Pay to enjoy HK$50 merchant coupons!
- Offset Spending with Gift Points: Every Monday, designated festive days/special days^ enjoy 20% off to offset your spending with Gift Points (200 points = HK$1). If you’ve held your cards for 11 years or more to enjoy extra 20% off (160 points = HK$1)!
- Sharing is Rewarding +: Enjoy a HK$20 Reward for every successful referral of BoC Pay registration / binding. The more you refer, the more rewards you enjoy!
^ Applicable to designated dates on or before 31 December 2021. Please refer to BoC Pay or visit www.bochk.com/cc/b/points_e for details.
+ Promotion is valid till 31 December 2021. Please refer to BoC Pay or visit www.bochk.com/cc/b/mgm_e for details.
Foreign Currency Exchange(11)
- Newly take up or upgrade to Wealth Management service customers who conduct FX trading, can enjoy up to HK$1,888 exclusive FX reward(5).
- Customers who conduct foreign exchange transactions via Mobile Banking can enjoy HK$800 rewardv.
- Customers who conduct designate foreign exchange transactions can enjoy up to 60 pips exchange discountvi.
- Exclusive offer for Payroll Service customers: enjoy total up to HK$1,000 rewards for foreign exchange via Mobile Banking(6).
Preferential RMB and FX Time Deposit(11)
Simply by placing a 7-day / 1-month Preferential RMB and FX (including AUD, NZD, GBP, CAD and USD) Time Deposit with conversion of funds, you can enjoy preferential time deposit interest rates.vii
Life Insurance underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 8%viii off for your first year premium when customers enroll successfully in a qualifying deferred annuity plan that may also provide a tax deductionix. You may also enjoy the first year premium discount from other designated life insurance plan.(7)
- Wealth Management / Payroll service customers who complete the “Financial Needs Analysis” at any branch will receive HK$100 shopping coupon as a gift. (Gifts are limited and available on a first-come-first-serve basis while stocks last.) (8)
General Insurance(9),(10) underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance")
- Customers can enjoy up to 15% discount off for the first year premium(9)d and up to HK$150 shopping coupon(9)f upon successful enrolment via a designated online channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(10)e upon successful enrolment via designated channels for the BOC Standard Voluntary Health Insurance Scheme Certified Plan or the BOC Flexi Voluntary Health Insurance Scheme Certified Plan.
Promotion Period: 16 June 2021 to 15 December 2021 (both dates inclusive).
Offers are subject to terms and conditions. Details please refer to relevant promotion materials or contact BOCHK staff.
Fund/ Equity Linked Investment Products(3)
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3) (Customers should have registered to use the e-Statements / e-Advices of investment products).
Other Fund Promotion Offers*(11)
- Wealth Management customers can enjoy an extra fund subscription fee reduction of HK$500 for subscribing HK$500,000 or more (or an equivalent amount in foreign currencies) in new funds to an investment fundiii.
- Enjoy 0.01% subscription fee upon setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000)x.
*Refer to Extra Fund Subscription Fee Reduction with New Fund and Monthly Funds Savings Plan 0.01% Subscription fee offer.
Securities(11)
- Open new securities account to enjoy first 6-month unlimited $0 brokerage fee offer for buying Hong Kong stocks, China A sharesxi or US stocksxii.
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Creditiv.
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600xiii. Flexibility to settle contribution payment by BOC Credit Card to earn Credit Card gift points.
Mortgage(11)
- Customer can enjoy a preferential interest rate, cash rebate and extra HK$500 supermarket e-Coupon by applying for a residential mortgage loan via digital channels during the promotion period, and drawing the mortgage loan successfully, plus completing any 2 designated transactionsxiv.
- Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Wealth Management Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy extra HK$500 BOC Credit Card Free Spending Credit reward of mortgage servicexv.
Promotion period: From now till 31 December 2021 (Drawdown the mortgage loan on or before 30 April 2022).
BOC Express Cash Instalment Loan – Tax Season Loan(11)
Wealth Management customers enjoy BOC Express Cash Instalment Loan – Tax Season Loan exclusive offer with Annualised Percentage Rate as low as 1.25% xvi and Handling Fee Waiver*, Loan amount up to HK$4,000,000 or 12 times of your monthly salary (whichever is lower), repayment period up to 60 months and up to HK$500 e-channels Early Bird Cash Rebate.
(Promotion Period : 11 November 2021 to 31 December 2021)
- BOC Express Cash Instalment Loan – Tax Season Loan customers enjoy HK$200 Extra Offer upon successful registration and use of Payroll Service **。
(Promotion Period : 1 October 2021 to 31 December 2021)
*This offer is only applicable to Wealth Management customers only, the records of the Bank of China Hong Kong system shall prevail.
**Payroll Service Welcome Rewards is subject to terms and conditions. For details, please refer to the relevant promotion materials.
Credit Card(11)
- New customers who apply successfully for a Wealth Management Visa Infinite Card or a BOC Dual Currency Card will be entitled to Welcome Offer of up to HK$600 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xvii.
BoC Pay(11)
- Welcome Rewardsxviii: First bind via BoC Pay to enjoy HK$50 merchant coupons!
- Offset Spending with Gift Points: Every Monday, designated festive days/special days^ enjoy 20% off to offset your spending with Gift Points (200 points = HK$1). If you’ve held your cards for 11 years or more to enjoy extra 20% off (160 points = HK$1)!
- Sharing is Rewarding +: Enjoy a HK$20 Reward for every successful referral of BoC Pay registration / binding. The more you refer, the more rewards you enjoy!
^ Applicable to designated dates on or before 31 December 2021. Please refer to BoC Pay or visit www.bochk.com/cc/b/points_e for details.
+ Promotion is valid till 31 December 2021. Please refer to BoC Pay or visit www.bochk.com/cc/b/mgm_e for details.
Mobile Account Opening
Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.
Upgrade your Integrated Account Services
Enjoy the new wealth management experience and diversified financial solutions from your professional service team.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. Please refer to relevant promotion materials or branch staff for details.
