Foreign Currency Exchange

• Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$1,800 reward^(5),iv.
• Integrated Banking Service customers who conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discount^v.
• Up to HK$2,300 exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers^(2b).

Preferential RMB Time Deposit and RMB Exchange Offer⁽⁴⁾

Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.) and exchange offer^vi

Life Insurance – underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)

• Enjoy a discount of up to 20% off for your first year premium^(7),vii when customers enroll in BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) that may also provide a tax deduction^viii. You may also enjoy the first year premium discount from other designated life insurance plan and please contact BOCHK branch staff for details.
• From now until 31 December 2022 (“Promotion Period”)⁽⁸⁾, upon successful application the designated insurance plans underwritten by BOC Life and becoming an advanced member of “Live Young” Rewards Program (“Live Young”), you may earn an Extra 3,000 Bio Age Points (“Reward Points”)(the “Offer”).

For details, please contact BOCHK branch staff.

BOCHK is the appointed agency of BOC Life for distribution of life insurance products. The life insurance products are products of BOC Life but not BOCHK.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved directly between BOC Life and the customer.

General Insurance^(9),(10)- underwritten by BOC Group Life Assurance Company Limited (“BOCG Insurance”)

• Customers can enjoy up to 20% off premium discount and up to HK$150 shopping coupon upon successful enrolment in Universal Smart Travel Insurance Plan via designated online channels (Limited stock on first-come first-served basis).

• Customers can enjoy up to 20% off premium discount for the first year premium upon successful enrolment in Smart Domestic Helper Insurance Plan via BOCHK Mobile Banking.

Promotion Period: From 1 October 2022 to 12 December 2022 (both dates inclusive).

BOCHK is the appointed agency of BOCG Insurance for distribution of the General Insurance Plans. The General Insurance Plans are products of BOCG Insurance but not BOCHK.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.

Fund⁽³⁾

• Existing investment fund customers* can enjoy the following offers by making investment fund subscription / switching transactions via BOCHK Mobile Banking^{^}, Internet Banking or branches during the promotion period^(3a):
  • 0% subscription fee on the first investment fund transaction, and the cap of subscription amount entitled to this offer is HK$1,000,000 (or equivalent);
  • 0% switching fee on the first two investment fund switching transactions.
• New investment fund customers^# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^{^}, Internet Banking or Branches, and there is no cap on the subscription amount of this offer^(3b).
• Customers can enjoy 0% subscription fee without a subscription amount cap on the first investment fund subscription made via “Smart Invest”^xiii during the promotion period^(3d) .
  
  Promotion period: From 3 October 2022 to 31 December 2022 (both dates inclusive).

“Fund Transfer-In” up to HK$10,000 rebate^(3c)

• Eligible Customers who transfer-in an accumulated amount of investment funds of every HK$200,000 (or equivalent) will be eligible to receive HK$500 cash rebate. The maximum amount of the Transfer-In Rebate is HK$10,000^(3c).

Promotion period: From 3 October to 31 December 2022 (both dates inclusive).

* Existing investment fund customers mean those customers who have investment fund holdings or made investment fund transactions between October 2021 to September 2022.

^Not applicable to investment fund transactions made via “Smart Invest”.

# New investment fund customers refer to i) BOCHK customers who did not have any investment fund holdings and transactions in the past 12 months (i.e. from October 2021 to September 2022), or ii) BOCHK customers who opened their investment fund accounts on or after 3 October 2022.

Securities⁽¹¹⁾

• New Securities customers can enjoy the first 3-month unlimited $0 brokerage offer for buying and selling Hong Kong stocks, China A shares^(11a) or US stocks^(11b).
• Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction up to HK$600^(12a). Flexibility to settle the contribution payment by BOC Credit Card to earn Credit Card gift points^(12b).
• HK$0 brokerage fee offer for selling odd lots^(12c).
• New to payroll customers enjoy first 6-month $0 brokerage fee offer for buying and selling Hong Kong stocks, China A shares or US stocks^(2d).

Mortgage

• Customers apply loan of Residential Property via digital application, bind their BoC Pay with BOC UnionPay Credit Card issued in Hong Kong bearing the BOC logo and/or Smart Account and/or Payment Account (“BoC Pay”) for receiving BoC Pay merchant e-Coupons, plus complete any 2 of the following items^ix, can enjoy the preferential interest rate and HK$400 BoC Pay Merchant e-Coupons in total^(13a).
  
  

  Promotion period: From 1 October 2022 to 31 December 2022 (loan drawdown date: on or before 30 April 2023)

  Reminder: Please contact BOCHK branch staff for the details of latest preferential interest rate, cash rebate and reward.

Loan

• Early Bird Offer with up to HK$1,000 Cash Rebate^(2f) to eligible customers who apply BOC Express Cash – Tax Season Loan on or before 30 November.
• Payroll customers apply BOC Express Cash – Tax Season Loan or Balance Transfer can enjoy Annualized Percentage Rate as low as 1.68%^xi and up to HK10,000 Cash Rebate^(2g).

Promotion period: From now till 31 December 2022 (loan drawdown date: on or before 31 January, 2023)

Credit Card

New customers who apply successfully for a Wealth Management Visa Infinite Card⁽¹⁴⁾ will be entitled to Welcome Offer of up to HK$900 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)^xii.