Total Relationship Balance Growth Reward(1)
up to HK$5,888
Customers who newly take up or upgrade to BOCHK Wealth Management serviceii during the promotion periodi
Customers who newly take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi :
| Total Relationship Balance Growth Amount Comparing to the next month's Total Relationship Balance after the successful account opening or upgrading month to the Total Relationship Balance of December 2022 |
Total Relationship Balance Reward |
|---|---|
| BOC Credit Card Free Spending Credit | |
| HK$5,000,000 - below HK$8,000,000 | HK$5,888 |
| HK$3,000,000 - below HK$5,000,000 | HK$1,888 |
| HK$1,000,000 - below HK$3,000,000 | HK$1,088 |
Celebrate the New Year with Family Banking Rewards!
Newly take up / upgrade to Wealth Management, and open account for your kid to get Miffy bedding set & pillow
Kids' Reward
Wealth Management# customers open account for their kids at age of 17 or below from 3 January to 31 March 2023 (“Promotion Period”) can enjoy Lucky Money Reward of HK$100 and one piece of Miffy Bolster Pillow by fulfilling requirements below.
| Eligible Customer | New Year Family Banking Rewards | |
|---|---|---|
| 1) Father / mother / guardian of their children below the age of 11 who newly open “Kiddie Sky Savings Account”
2) Customers at the age of 11 to 17 who have newly take up i-Free Banking service |
Deposit HK$1,000 or above during promotion period and maintain until April 30, 2023 | Lucky Money Reward of HK$100 |
| Father / mother / guardian of the newly open “Kiddie Sky Savings Account” / i-Free Banking service are Wealth Management customer #; and deposit HK$3,000 or above during promotion period and maintain until April 30, 2023 | Lucky Money Reward of HK$100 AND one piece of Miffy Bolster Pillow |
|
Miffy Bolster PillowParents' Reward
Wealth Management #customers fulfil the requirement below can also enjoy one set of Miffy Soft Cloth Bedding Set (Twin).
| Eligible Customer | New Year Family Banking Rewards | |
|---|---|---|
| Kids of Wealth Management # customers successfully opened “Kiddie Sky Savings Account” / i-Free Banking service (age below 17) during Promotion Period | Wealth Management customers complete a Designated Transaction* of HKD1,000 or above; and maintain Total Relationship Balance Growth Amount at HKD1,000,000 or above until April 30, 2023 | one set of Miffy Soft Cloth Bedding Set (Twin) |
During account opening of "Kiddie Sky Savings Account" / i-Free Banking service, "My Invitation Code" of Wealth Management customer must be inputted in "Referrer Invitation Code" field by BOCHK branch staff in order to receive the gift(s).
#Applicable to Wealth Management or above.
*Designated Transaction include transaction via BOCHK credit card or BoC Pay or transaction/ subscription of designated investment via Mobile Banking / Internet Banking. For details, please refer to terms and conditions.
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Miffy Soft Cloth Bedding Set (Twin)
Exclusive Privileges for New Payroll Customers(4)
HK$300 Payroll Mobile Reward and up to HK$26,788 Exclusive Product Offers(4)
Enjoy HK$300 Payroll Mobile Reward and up to HK$26,788 Exclusive Product Offers(4) and so on upon successful registration and use of Payroll Service!
| Payroll Service Privileges | ||
|---|---|---|
| Securities Brokerage Fee Offer | Exclusive Rewards | Smart Invest |
| New/Existing Securities Account buying and selling HK Stocks, A Shares and US Stocks first 6 months $0 brokerage fee offer #(4d),(4e) | Payroll customers who apply BOC Express Cash Instalment Loan can enjoy APR as low as 1.68% xi,^^ and up to HK$23,988 cash rebate
*,(4f)
Up to HK$2,300(4c) Reward of Foreign Currency Exchange and HK$100iii of Foreign Exchange Welcome Reward(6) |
0% fund subscription fee without a subscription amount cap on the first investment fund subscription made via Smart Invest xiii, (4g) |
- # New Securities Account can enjoy first 6 months $0 brokerage fee. Existing Securities Account can enjoy $0 brokerage fee from 1 April 2023 to 30 September 2023.
- * Only applicable to eligible payroll customers who fulfill designated requirements, please refer to relevant Terms and Conditions for details.
- ^^ Customers have to successfully submit the application of BOC Express Cash Instalment Loan – Tax Season Loan or BOC Express Cash Instalment Loan Balance Transfer with designated Gift Code within the Promotion Period and fulfilled designated conditions in order to enjoy the extra HK$100 cash rebate. For details, please refer to Terms and Conditions of the promotion offers.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
- Up to HK$10,000 rebate of "Fund Transfer-In" Offer(7i).
New Wealth Management customers can enjoy preferential HKD savings deposits interest rate within first 100-day upon successful account opening:
| Deposit Balance (HKD) | Interest Rate (p.a.) |
|---|---|
| Below HK$200,000 | 1.28% |
| HK$200,000 – below HK$500,000 | 1.88% |
| HK$500,000 or above | 2.38% |
Note: Interest is calculated on a daily basis and each account is counted separately.
Wealth Management Visa Infinite Card Welcome Offer
HK$800 Cash Rebate(2a)
Get Wealth Management Visa Infinite Card to earn 10X Points (equivalent to 4% Cash Rebate) on gourmet dining all over town every day.
100-day HKD Savings Deposits Offer(3a)
New Wealth Management customers can enjoy preferential HKD savings deposits interest rate within first 100-day upon successful account opening.
Foreign Currency Exchange
- Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$2,000 reward(8),iv.
- Integrated Banking Services customers who conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discountv.
- Up to HK$2,300 exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers(4c).
Preferential RMB Time Deposit and RMB Exchange Offer(3b)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.) and exchange offervi
Life Insurance – underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 25% off for your first year premium(9a),vii when customers enroll in BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) that may also provide a tax deductionviii. You may also enjoy the first year premium discount from other designated life insurance plan, please contact BOCHK branch staff for details.
- From 3 January 2023 to 31 March 2023, the “Wealth Management” customers completed the “Financial Needs Analysis”(9b) at any branch will receive a gift “24K gold plated ornament”. (Gifts are limited and available on a first-come-first-serve basis while stocks last.)
For details, please contact BOCHK branch staff.
BOCHK is the appointed agency of BOC Life for distribution of life insurance products. The life insurance products are products of BOC Life but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved directly between BOC Life and the customer.
General Insurance(9c), (9d)- underwritten by Bank of China Group Life Assurance Company Limited (“BOCG Insurance”)
- Customers can enjoy up to 20% off premium discount and up to HK$150 shopping coupon upon successful enrolment in Universal Smart Travel Insurance Plan via designated online channels.
- Customers can enjoy up to 20% off premium discount for the first year premium upon successful enrolment in Smart Domestic Helper Insurance Plan via BOCHK Mobile Banking.
Promotion Period: From 21 December 2022 to 13 June 2023 (both dates inclusive).
BOCHK is the appointed agency of BOCG Insurance for distribution of the General Insurance Plans. The General Insurance Plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.
Fund(7)
-
Existing investment fund customers* can enjoy the following offers by making investment fund subscription / switching transactions via BOCHK Mobile Banking^, Internet Banking or branches during the promotion period(7b):
- HK$400 Fund Subscription Fee Reduction for making every HK$100,000 (or equivalent) on Fund subscriptions, and the cap of Fund Subscription Fee Reduction is HK$20,000 (“Subscription Fee Reduction”);
- 0% switching fee on the first two investment fund switching transactions. The total cap of switching amount is HK$2,000,000 (or equivalent)
- New investment fund customers# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^, Internet Banking or Branches, and there is no cap on the subscription amount of this offer(7c).
- Customers can enjoy 0.01% subscription fee offer for Monthly Funds Savings Plan##,(7j) during the promotion period.
Promotion period: From 3 January 2023 to 31 March 2023 (both dates inclusive).
“Fund Transfer-In” up to HK$10,000 rebate(7i)
- Eligible Customers who transfer-in an accumulated amount of investment funds of every HK$200,000 (or equivalent) will be eligible to receive HK$500 cash rebate. The maximum amount of the Transfer-In Rebate is HK$10,000.
Promotion period: From 3 January 2023 to 31 March 2023 (both dates inclusive).
* Existing investment fund customers mean those customers who have investment fund holdings or made investment fund transactions between January 2022 to December 2022.
^Not applicable to investment fund transactions made via “Smart Invest”.
# New investment fund customers refer to i) BOCHK customers who did not have any investment fund holdings and transactions in the past 12 months (i.e. from January 2022 to December 2022), or ii) BOCHK customers who opened their investment fund accounts on or after 3 January 2022.
## This offer is only applicable for setting up a new “Monthly Funds Savings Plan” via internet Banking or BOCHK Branches (except Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000 (or equivalent).
Securities
- Successfully open new securities account to enjoy first 3 months $0 brokerage fee for buying and selling HK Stocks, A Shares(7d) and US Stocks(7e).
- Enjoy a transaction fee reduction of up to HK$600(7f) for the first 12 months upon setting up a new Monthly Stocks Savings Plan*. Earn credit card gift points(7g) by setting the contribution payment with BOC Credit Card.
- Unlimited HK$0 brokerage fee offer(7h) for odd lot selling.
- New payroll customers successfully open new securities account to enjoy first 6 months $0 brokerage fee for buying and selling(4d).
*Apply to newly set up Monthly Stocks Saving Plans
Mortgage
- Customers are eligible to enjoy preferential interest rate, cash rebate and extra HK$400 BoC Pay merchant e-Coupons(10a) upon successful application for BOCHK mortgage loan via Home Expert App, and if such mortgage is successfully drawn, and BoC Pay is bound with BOCHK Credit Card, Smart Account and/or Payment Account, plus subscription to any 2 of the designated productsix.
- Wealth Management customers who successfully apply for BOCHK Mortgage Loan and use the Integrated Account Service; complete any one of the following items: apply Payroll, Monthly Stocks Savings Plan or Foreign Exchange Service during the promotion period; plus drawdown the mortgage loan (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage servicexiv.
From 1 January 2023 to 31 March 2023
Loan
- Preferential rate
- Annualized Percentage Rate as low as 1.68%xi with handling fee waiver(4f).
- "e-Lai See" Cash Rebate Offer
- Customers successfully submit the application of BOC Express Cash Instalment Loan – Tax Season Loan and fulfill designated conditions, can enjoy and up to HK$2,900 "e-Lai See" Cash Rebate(4f).
- Customers successfully submit the application of BOC Express Cash Instalment Loan Balance Transfer and fulfill designated conditions, can enjoy up to HK$23,988 "e-Lai See" Cash Rebate(4f).
- Payroll Account Extra Reward Offer
- Customers successfully submit the application of BOC Express Cash Instalment Loan – Tax Season Loan or BOC Express Cash Instalment Loan Balance Transfer with designated Gift Code within the Promotion Period and fulfilled designated conditions, can enjoy extra HK$300 cash rebate(4b).
- Promotion Period: From now until 31 March 2023 (last loan drawdown date: on or before 30 April 2023)
For details, please refer to Terms and Conditions of the promotion offers
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Credit Card
New customers who apply successfully for a Wealth Management Visa Infinite Card(2a) will be entitled to Welcome Offer of HK$800 Cash Rebate (Applicable to new customers who fulfill designated spending requirements)xii.
Refer Friends
|
Successfully referred friends and family to newly open Integrated Banking Services with designated Invitation Code and meet all of the conditions during the promotion period, can enjoy reward up to HK$2,850*!
The number of rewards is limited to the first 3 successfully Wealth Management referral and first 3 EnrichBanking/i-FreeBanking referral. The rewards are limited and available on a first-come-first-serve basis. * BOC Credit Card Free Spending Credit #Enrich Banking / i-Free Banking referees are required to be aged 18-35 on the day of account opening (aged 18 and 35 inclusive) |
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100-day HKD Savings Deposits Offer(3a)
New Wealth Management customers can enjoy preferential HKD savings deposits interest rate within first 100-day upon successful account opening.
Foreign Currency Exchange
- Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$2,000 reward(8),iv.
- Integrated Banking Services customers who conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discountv.
- Up to HK$2,300 exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers(4c).
Preferential RMB Time Deposit and RMB Exchange Offer(3b)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.) and exchange offervi
Life Insurance – underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 25% off for your first year premium(9a),vii when customers enroll in BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) that may also provide a tax deductionviii. You may also enjoy the first year premium discount from other designated life insurance plan, please contact BOCHK branch staff for details.
- From 3 January 2023 to 31 March 2023, the “Wealth Management” customers completed the “Financial Needs Analysis”(9b) at any branch will receive a gift “24K gold plated ornament”. (Gifts are limited and available on a first-come-first-serve basis while stocks last.)
For details, please contact BOCHK branch staff.
BOCHK is the appointed agency of BOC Life for distribution of life insurance products. The life insurance products are products of BOC Life but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved directly between BOC Life and the customer.
General Insurance(9c), (9d)- underwritten by Bank of China Group Life Assurance Company Limited (“BOCG Insurance”)
- Customers can enjoy up to 20% off premium discount and up to HK$150 shopping coupon upon successful enrolment in Universal Smart Travel Insurance Plan via designated online channels.
- Customers can enjoy up to 20% off premium discount for the first year premium upon successful enrolment in Smart Domestic Helper Insurance Plan via BOCHK Mobile Banking.
Promotion Period: From 21 December 2022 to 13 June 2023 (both dates inclusive).
BOCHK is the appointed agency of BOCG Insurance for distribution of the General Insurance Plans. The General Insurance Plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.
Fund(7)
-
Existing investment fund customers* can enjoy the following offers by making investment fund subscription / switching transactions via BOCHK Mobile Banking^, Internet Banking or branches during the promotion period(7b):
- HK$400 Fund Subscription Fee Reduction for making every HK$100,000 (or equivalent) on Fund subscriptions, and the cap of Fund Subscription Fee Reduction is HK$20,000 (“Subscription Fee Reduction”);
- 0% switching fee on the first two investment fund switching transactions. The total cap of switching amount is HK$2,000,000 (or equivalent)
- New investment fund customers# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^, Internet Banking or Branches, and there is no cap on the subscription amount of this offer(7c).
- Customers can enjoy 0.01% subscription fee offer for Monthly Funds Savings Plan##,(7j) during the promotion period.
Promotion period: From 3 January 2023 to 31 March 2023 (both dates inclusive).
“Fund Transfer-In” up to HK$10,000 rebate(7i)
- Eligible Customers who transfer-in an accumulated amount of investment funds of every HK$200,000 (or equivalent) will be eligible to receive HK$500 cash rebate. The maximum amount of the Transfer-In Rebate is HK$10,000.
Promotion period: From 3 January 2023 to 31 March 2023 (both dates inclusive).
* Existing investment fund customers mean those customers who have investment fund holdings or made investment fund transactions between January 2022 to December 2022.
^Not applicable to investment fund transactions made via “Smart Invest”.
# New investment fund customers refer to i) BOCHK customers who did not have any investment fund holdings and transactions in the past 12 months (i.e. from January 2022 to December 2022), or ii) BOCHK customers who opened their investment fund accounts on or after 3 January 2022.
## This offer is only applicable for setting up a new “Monthly Funds Savings Plan” via internet Banking or BOCHK Branches (except Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000 (or equivalent).
Securities
- Successfully open new securities account to enjoy first 3 months $0 brokerage fee for buying and selling HK Stocks, A Shares(7d) and US Stocks(7e).
- Enjoy a transaction fee reduction of up to HK$600(7f) for the first 12 months upon setting up a new Monthly Stocks Savings Plan*. Earn credit card gift points(7g) by setting the contribution payment with BOC Credit Card.
- Unlimited HK$0 brokerage fee offer(7h) for odd lot selling.
- New payroll customers successfully open new securities account to enjoy first 6 months $0 brokerage fee for buying and selling(4d).
*Apply to newly set up Monthly Stocks Saving Plans
Mortgage
- Customers are eligible to enjoy preferential interest rate, cash rebate and extra HK$400 BoC Pay merchant e-Coupons(10a) upon successful application for BOCHK mortgage loan via Home Expert App, and if such mortgage is successfully drawn, and BoC Pay is bound with BOCHK Credit Card, Smart Account and/or Payment Account, plus subscription to any 2 of the designated productsix.
- Wealth Management customers who successfully apply for BOCHK Mortgage Loan and use the Integrated Account Service; complete any one of the following items: apply Payroll, Monthly Stocks Savings Plan or Foreign Exchange Service during the promotion period; plus drawdown the mortgage loan (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage servicexiv.
From 1 January 2023 to 31 March 2023
Loan
- Preferential rate
- Annualized Percentage Rate as low as 1.68%xi with handling fee waiver(4f).
- "e-Lai See" Cash Rebate Offer
- Customers successfully submit the application of BOC Express Cash Instalment Loan – Tax Season Loan and fulfill designated conditions, can enjoy and up to HK$2,900 "e-Lai See" Cash Rebate(4f).
- Customers successfully submit the application of BOC Express Cash Instalment Loan Balance Transfer and fulfill designated conditions, can enjoy up to HK$23,988 "e-Lai See" Cash Rebate(4f).
- Payroll Account Extra Reward Offer
- Customers successfully submit the application of BOC Express Cash Instalment Loan – Tax Season Loan or BOC Express Cash Instalment Loan Balance Transfer with designated Gift Code within the Promotion Period and fulfilled designated conditions, can enjoy extra HK$300 cash rebate(4b).
- Promotion Period: From now until 31 March 2023 (last loan drawdown date: on or before 30 April 2023)
For details, please refer to Terms and Conditions of the promotion offers
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Refer Friends
|
Successfully referred friends and family to newly open Integrated Banking Services with designated Invitation Code and meet all of the conditions during the promotion period, can enjoy reward up to HK$2,850*!
The number of rewards is limited to the first 3 successfully Wealth Management referral and first 3 EnrichBanking/i-FreeBanking referral. The rewards are limited and available on a first-come-first-serve basis. * BOC Credit Card Free Spending Credit #Enrich Banking / i-Free Banking referees are required to be aged 18-35 on the day of account opening (aged 18 and 35 inclusive) |
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Mobile Account Opening
Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.
Upgrade your Integrated Account Services
Enjoy the new wealth management experience and diversified financial solutions from your professional service team.
Apply Wealth Management Visa Infinite Card
Login online or mobile banking or contact your relationship manager.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and store in the BOCHK website within 30 days of submission of account opening request or transaction instruction. Such information may not be available for viewing or downloading after said specified timeframe.
