100-day HKD Savings Deposits Offer^(3a)

New Wealth Management customers can enjoy preferential HKD savings deposits interest rate within the first 100 days upon successful account opening.

Foreign Currency Exchange

• Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$2,000 reward^(8),iv.
• Integrated Banking Services customers who conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discount^v.
• Up to HK$2,300 exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers^(4c).

Preferential RMB and FX Time Deposit Rates^(3b)

Place a time deposit -“Preferential RMB and FX Time Deposit” with conversion of funds of equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.)

Life Insurance – underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)

• Enjoy a discount of up to 25% off for your first year premium^(9a),vii when customers enroll in BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) that may also provide a tax deduction^viii. You may also enjoy the first year premium discount from other designated life insurance plan, please contact BOCHK branch staff for details.

For details, please contact BOCHK branch staff.

BOCHK is the appointed agency of BOC Life for distribution of life insurance products. The life insurance products are products of BOC Life but not BOCHK.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved directly between BOC Life and the customer.

General Insurance^{(9b), (9c)}- underwritten by Bank of China Group Life Assurance Company Limited (“BOCG Insurance”)

• Customers may enjoy 35% off premium discount and HK$150 supermarket voucher upon successful enrolment in Universal Smart Travel Insurance Plan via designated online channels, by entering the promotional code "UT065" during the application.
• Promotion Period: From 13 March to 30 June 2023 (both dates inclusive)

• Customers can enjoy up to 20% off premium discount for the first year premium upon successful enrolment in Smart Domestic Helper Insurance Plan via BOCHK Mobile Banking.

Promotion Period: From 21 December 2022 to 13 June 2023 (both dates inclusive).

BOCHK is the appointed agency of BOCG Insurance for distribution of the General Insurance Plans. The General Insurance Plans are products of BOCG Insurance but not BOCHK.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.

Fund⁽⁷⁾

• Existing investment fund customers* can enjoy the following offers by making investment fund subscription / switching transactions via BOCHK Mobile Banking^{^}, Internet Banking or branches during the promotion period^(7b):
  • HK$400 Fund Subscription Fee Reduction for making every HK$100,000 (or equivalent) on Fund subscriptions, and the cap of Fund Subscription Fee Reduction is HK$20,000 (“Subscription Fee Reduction”);
  • 0% switching fee on the first two investment fund switching transactions. The total cap of switching amount is HK$3,000,000 (or equivalent)
• New investment fund customers^# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^{^}, Internet Banking or Branches, and there is no cap on the subscription amount of this offer^(7c).
• During the promotion period, customers can enjoy 0.01% subscription fee offer upon setting up a new Monthly Funds Savings Plan^##,(7i) via Internet Banking or branches.
  
  Promotion period: From 1 April 2023 to 30 June 2023 (both dates inclusive).

* Existing investment fund customers refer to personal customers of BOCHK who have investment fund holdings or made transactions between 1 April 2022 to 31 March 2023.

^Not applicable to investment fund transactions made via “Smart Invest”.

# New investment fund customers refer to Personal customers of BOCHK i) who did not have any investment fund holdings and transactions between 1 April 2022 to 31 March 2023, or ii) who open their Funds accounts on or after 1 April 2023.

## This offer is only applicable for setting up a new “Monthly Funds Savings Plan” via internet Banking or BOCHK Branches (except Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000 (or equivalent).

Securities

• Successfully open new securities account to enjoy first 3 months $0 brokerage fee for buying and selling HK Stocks, A Shares^(7d) and US Stocks^(7e).
• Unlimited HK$0 brokerage fee offer^(7f) for odd lot selling.
• New payroll customers successfully open new securities account to enjoy first 6 months $0 brokerage fee for buying and selling^(4d).
• Deposit HK Stocks or A Shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Credit^(7g),(7h)

Mortgage

• Customers are eligible to enjoy preferential interest rate, cash rebate and extra HK$400 BoC Pay merchant e-Coupons^(10a) upon successful application for BOCHK mortgage loan via Home Expert App, and if such mortgage is successfully drawn, and BoC Pay is bound with BOCHK Credit Card, Smart Account and/or Payment Account, plus subscription to any 2 of the designated products^ix.
• Customers who successfully apply for BOCHK Mortgage Loan and Wealth Management; complete any one of the following items: apply Payroll Account, hold single-name securities account and conduct transaction via “PickAStock” function or Foreign Exchange Service during the promotion period; plus drawdown the mortgage loan (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage service^x.
• Promotion Period: From 1 April 2023 to 30 June 2023
  (loan drawdown date: on or before 31 October 2023)

Loan

1. Preferential rate^(4f)

2. Cash Rebate Offer^(4f)

• Customers successfully submit the application of BOC Express Cash Instalment Loan and fulfill designated conditions, can enjoy and up to HK$6,800 Cash Rebate.
• Customers successfully submit the application of BOC Express Cash Instalment Loan Balance Transfer and fulfill designated conditions, can enjoy up to HK$23,888 Cash Rebate.

• Promotion Period: From now until 3 July 2023 (last drawdown date on or before 31 July 2023

For details, please refer to Terms and Conditions of the promotion offers

Credit Card

New customers who successfully apply for a Wealth Management Visa Infinite Card^(2a) will be entitled to Welcome Offer of HK$800 Cash Rebate (Applicable to new customers who fulfill designated spending requirements)^xii.

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