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Balance Transfer Service

"Balance Transfer" Service lets you transfer your outstanding balance from other credit cards/ loans/ overdraft accounts to BOC Credit Card and enjoy up to 56 days interest free period*!

 

<Limited offer for New Customers>

50% Handling Fee Rebate^

+

You can convert your statement into installment and enjoy up to HK$3,388 cash rebate# and personalized preferential handling fee!

 

# Only applicable to the "Cash Installment" Plan, "Statement Installment" Plan, or "Online Bill Payment Installment" Plan.
Terms and Conditions apply, please click here for details.

 

Application method:   

 

You can pay bills for the category of "Banking and Credit Card Services"/ "Credit Services"/ "Securities Broker" through "Online Bill Payment Service" via (1) internet banking / (2) mobile banking.

 

(1) Internet Banking

 

 

(2) Mobile Banking

 

Related Products:

 

Cash Installment  〉

 Provides you with the flxibility to convert your available credit limit into handy cash with a personalized preferential monthly handling fee		  

Statement Installment 〉

 Repay your newly posted transactions on your latest statement by up to 36 monthly installments		  

Cash Before Card  〉

 Turn your available credit limit into cash and enjoy up to 56 days interest-free repayment period

Remarks:

 

* If full payment of the outstanding Current Balance as posted on the monthly statement is received by the Company on or before the Due Date, no interest shall be payable by the customer, otherwise interests, finance charge and other fees, if applicable, shall be charged pursuant to the Credit Card Agreement/ User Agreement.

 

^Terms and Conditions of BOC Credit Card "Balance Transfer" 50% Handling Fee Rebate:

  1. The promotion runs from 1 February to 28 February 2025.
  2. Not applicable to cardholders who applied for credit card "Balance Transfer" from 1 November 2024 and 31 January 2025.
  3. A handling fee of 1% of the transaction amount will be charged for each "Balance Transfer" transaction made through internet banking/mobile banking, and the relevant handling fee will be debited from the designated account once the transaction is confirmed. The handling fee rebate will be credited to the designated account accordingly.
  4. Each cardholder (counted by the number of Proof of Identity) will only be entitled to a maximum of HK$1,000 handling fee rebate during the promotion period.
  5. Subject to terms and conditions, please click here for details.

 

Terms and Conditions:

The above “Balance Transfer” plan is subject to the relevant Terms and Conditions, please click here for details.

 

Reminder: To borrow or not to borrow? Borrow only if you can repay!