"Cash Before Card" Service

For the "BOC Credit Card Key Facts Statement", please click here.

"Cash Before Card" Service lets you turn your available credit limit into cash and enjoy up to 56 days interest free repayment period^! Furthermore, every dollar you advance, you earn 1 gift point!



Electronic application channels are not applicable to BOC Commercial Card (except BOC Elite Platinum Commercial Card).

^If full payment of the outstanding Current Balance as posted on the monthly statement is received by the Company on or before the Due Date, no interest shall be payable by the customer, otherwise interests, finance charge and other fees, if applicable, shall be charged pursuant to the Agreement.

Terms and Conditions:

The above “Cash Before Card” plan is subject to the relevant Terms and Conditions, please click here for details.


Application Channels:

Apply via this website
Apply via Internet Banking
Mobile App
Application Hotline
2929 2228


Related Products:


Cash Installment   

Provides you with the flxibility to convert your available credit limit into handy cash with a personalized preferential monthly handling fee

Statement Installment  

Repay your newly posted transactions on your latest statement by up to 36 monthly installments

Balance Transfer  

Transfer your outstanding balance from other credit cards to BOC Credit Card and enjoy up to 56 days interest-free period


Reminder: To borrow or not to borrow? Borrow only if you can repay!