BOC Credit Card Tax Payment Reward
You can enjoy up to HK$888 cash rebate by paying tax with BOC Credit Card and up to 4% cash rebate* on your spending. Split your credit card bill up to 36 months installment at your choice!
*applicable to BOC Visa Credit Card
Promotion & Registration Period | 15 November – 30 December 2024
Details: Please click here
Statement Installment Plan
Split your credit card bills by up to 36 monthly installments with monthly handling fee as low as 0.18%1. Apply online now to enjoy up to HK$3,500 cash rebate!
For the "Key Facts Statement (KFS) for BOC Credit Card Statement Installment Plan", please click here.
Features of Statement Installment Plan
Minimum installment amount of just HK$1,000
Let you repay all retail purchases, online bill payments or tax payments by installment
3-36 months flexible repayment period1
No documentary proof is required, apply online with just one click
(Upgraded Offer) Online Application Offer
Up to HK$3,500 cash rebate for online applications
From 1 November till 31 December 2024, successfully apply for “Cash Installment” Plan, “Statement Installment” Plan or "Online Bill Payment Installment" Plan (“Services”) through BoC Pay, internet banking, mobile banking, BOCHK website or official account of BOC Credit Card on WeChat (WeChat ID: BOCHK_CC) (“e-Channel”) with a designated monthly accumulated amount to enjoy cash rebate below:
| Monthly Accumulated Amount | Cash Rebate | <Tax Customer / New Customer Only> Extra Cash Rebate# |
|---|---|---|
| $15,000 to $49,999 | HK$150 | +HK$100 |
| $50,000 to $99,999 | HK$350 | +HK$300 |
| $100,000 to $199,999 | HK$600 | +HK$500 |
| $200,000 to $299,999 | HK$1,200 | +HK$1,000 |
| $300,000 or above | HK$2,500 | +HK$1,000 |
Only applicable for tenor of 12 months or above.
#Tax Customer refers to the customer with accumulated tax payment of $15,000 or above within the calendar month during the promotion period; New Customer refers to all accounts under the customer, who does not have any installment balance under "Cash Installment" Plan, "Statement Installment" Plan or "Online Bill Payment Installment" Plan in the past 6 months prior to the month of application.
Example:
| Transaction Amount | Personalized Preferential Monthly Handling Fee (%)1 |
Handling Fee Per Day | Cash Rebate For Online Application |
| $50,000 | 0.18% | $3 | HK$350 / HK$650 (Tax Customer/New Customer) |
Assume the installment amount is HK$50,000, with a 0.18% personalized preferential monthly handling fee and a 12-month loan tenor, the monthly installment amount is: (Installment Amount ÷ Tenor ) + Monthly Handling Fee, i.e. (HK$50,000 ÷ 12) + (HK$50,000 x 0.18%) = HK$4,256.67 ; Assume 30 days a month, the daily handling fee is: Monthly Handling Fee ÷ 30, i.e. (HK$50,000 x 0.18%) ÷ 30 = HK$3. The Company is hereby authorized to apportion the Monthly Installments between the Statement Installment Amount and Monthly Handling Fee (if any) as it shall deem appropriate. The example is for reference only.
Terms and Conditions:
Terms and Conditions for “Up to $3,500 cash rebate for online applications”
Credit Card Limit Adjustment
You can submit your credit card limit adjustment application and upload required documents via mobile banking with ease.
Login your BOCHK mobile banking >Menu > Credit Card > Credit Card Limit Adjustment.
Related Products:
Cash Installment 〉 |
Cash Before Card 〉 |
Balance Transfer 〉 |
Remarks:
1. Applicable for installment amount of HK$50,000 or above. For example, for a loan amount of HK$50,000, with personalized monthly handling fee of 0.18% of loan amount and apply via e-Channel, the fee in APR is: 3.29% for 3-month loan tenor, 3.76% for 6-month loan tenor, 4.04% for 12-month loan tenor, 4.13% for 18-month loan tenor, 4.17% for 24-month loan tenor, 4.20% for 36-month loan tenor. 3-month loan tenor is applicable to apply via internet / mobile banking / BoC Pay or designated hotline.
2. The personalized upfront administration fee / personalized preferential monthly handling fee, final approved “Statement Installment” amount or application approval will depend on the account status. To find out more about the personalized upfront administration fee / personalized preferential handling fee and the annualized percentage rates ("APR"), please refer to the “Statement Installment” transaction screen of online service or call the designated hotline 2929 2228. The upfront administration fee (if any) will be charged to credit card account with the first installment.
3. An APR is a reference rate which includes the basic fees and charges of this product expressed as an annualised rate, such as monthly handling fee and upfront administration fee (if any).
4. "Statement Installment" Plan is only applicable to selected cardholders and not applicable to i-Card (Virtual Card).
Terms and Conditions:
Important Notes for BOC Credit Card “Statement Pay by Installment” Plan
Terms and Conditions for the Installment Programs
Key Facts Statement (KFS) for BOC Credit Card "Statement Installment" Plan
Please click here for the Monthly Installment Amount Calculator.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
