BOC UPI Dual Currency Commercial Platinum Card

For the "BOC Credit Card Key Facts Statement", please click here.

A BOC UPI Dual Currency Commercial Platinum Card helps ease your way to the mainland. Please visit BOCHK branches for application!

Welcome Offers


From now until 31 December 2020, successful new applicant can enjoy:

  • HK$500 Free Spending Credit (Required to accumulate spending of HK$8,000 or above in first 2 months);or
  • HK$200 Free Spending Credit (Required to accumulate spending of HK$2,000 or above in first 2 months)


(Applicants who are existing cardholders of BOC Commercial Card (including Visa Infinite, Visa Platinum, Mastercard Platinum, UnionPay Dual Currency Platinum), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer upon approval of application.)

Terms and Conditions of BOC Commercial Card Promotional Offer


Annual Fee Offer


Perpetual annual fee waiver


Dual Currency to Lead across the North and South

Links to both a HKD and a CNY account. Card spending in the mainland can be settled in CNY whereas spending in Hong Kong and overseas can be settled in HKD to maximize your exchange expense savings in everyday transactions.

Handling Fee Waiver for Overseas Purchases

Cross-border spending on a BOC UPI Dual Currency Commercial Platinum Card at merchants display inlogo will earn you overseas handling fee waiver.

2X Gift Points for Overseas Transactions

2X Gift Points for overseas transaction. An extra 1X Gift Point on top of the basic 1 Gift Point (HK$1 / CNY1 = 1 Gift Point) with no cap, and no minimum spending requirement.

Terms and Conditions for 2X Gift Points for Overseas Transactions

Unlimited Free Access to Premium Airport Lounges

By simply presenting your card, you can enjoy unlimited free access to the specific Plaza Premium Lounge*. 

*Cardholders can access to the designated Plaza Premium Lounges to enjoy free service in each Airport Lounge once everyday, subsequent visits on the same day in the same Airport Lounge will be subject a charge of HK$220 per visit per person. Accompanying guests can also enjoy access to the airport lounge at a special charge of HK$220 per person per visit. The special charge will be directly debited to the respective BOC Commercial Platinum Card account. For service and facility details on offer, please visit

Airport Limousine Transfer in Hong Kong, Shanghai, Beijing and Cross border to Shenzhen Airport#

Enjoy the airport limousine transfer service at the exclusive rate of HK$250 per trip by using the card: 

  • Single way local transfer service to/from Hong Kong International Airport; or local transfer service in Shanghai city areas to/from Hongqiao or Pudong Airport; or local transfer service in Beijing city areas to/from Beijing Capital International Airport; or cross border transfer service from Hong Kong to Shenzhen Bao’an International Airport
  • Private chauffeur and luggage handling service
  • The service is inclusive of luggage handling charge, fuel, tunnel, and bridge tolls

Offer Details

UnionPay Dual Currency Personal Concierge Service#

Enjoy all-around assistant and consultation service.

Contactless Payment Function

With the UnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted. Simply tap the card against the reader to settle any transaction of HK$ / CNY1,000 or below without the need of signature verification. For details, please visit

Rewards Whenever You Spend

You can earn 1 Gift Point upon HK$1 / CNY1 spending with your card. You can choose whatever you love from a variety of rewards. Please click here for more details.

Comprehensive Services of BOC Commercial Card

Selection for Transaction Setting for Cost Control Management

Below settings can be applied individually for each BOC Commercial Card:

  • Transaction Category - Set transaction category* based on business needs
  • Transaction amount - Set the upper limit* for transaction amount
  • Option to opt-out Cash Advance service
  • Option to opt-out Gift Point Rewards Program

* Not applicable to BOC UPI Dual Currency Commercial Platinum Card

BOC Commercial Card Transaction Service Amendment Form


Convenient Online Service

  • Enquire latest transactions record
  • Enquire Gift Points balance and gift redemption
  • Bill payment (You can also setup forward dated bill payments or regular amount payments)



Flexible for Business Expense Management

Self-defined Credit Limit

According to the company’s needs, Individual Cardholder's Credit Limit that fall within the company’s approved total credit limit can be defined which helps easier financial monitoring. 

Clear Monthly Statement

A detailed summary and independent statement of all transactions made by each cardholder is prepared, reconcilement can then be done without any mistake.

Central or Individual Payment

Company can choose to settle the statement balance either by individual cardholder or centrally by the company.  

Convenient Cash Withdrawal

Cardholders enjoy 24-hour instant cash access and up to 56-day interest-free repayment period at any ATM displaying the JETCO/ UNIONPAY logo or Cash-Before-Card service via hotline: 2929 2228.

For details on cash advance service fees, please refer to the Fees Schedule


Convenient and Flexible Repayment

  • Up to 56-day interest-free repayment period
  • Various repayment channels, including “Personal Internet Banking Service” and “Corporate Internet Banking”, etc.
  • Payment for your HKD account can be settled in HKD while payment for your CNY account can be settled in HKD or CNY (Applicable to designated methods of payment) 

"SMS" Alert Service

Whenever you use your BOC Commercial Card, our alert system will evaluate the transaction. SMS will be sent to your registered mobile phone if deemed appropriate so as to best protect you against any type of card abuse. If you cannot recognize the transaction as your own, please immediately call our 24-hour Customer Service Hotline: (852) 2581 5188.




# For details, please visit . The offer is provided by UnionPay and subject to related Terms and Conditions.   

BOC Credit Card (International) Ltd (the "Company") accepts no liability for the quality of or any other matters relating to the products and services provided by UnionPay and the merchants. The merchants are solely responsible for all obligations and liabilities relating to the products and services on offer. The Company, UnionPay and the merchants reserve the right to suspend, change, or terminate the offers or amend the offer terms and conditions at their sole discretion. All matters and disputes will be subject to the final decision of the Company, UnionPay and the merchants.


For details, please call our 24-hour Customer Service Hotline at (852) 2581 5188.


Reminder: To borrow or not to borrow? Borrow only if you can repay!


General Terms:

  • The above products, services and offers are subject to the relevant terms.
  • BOC Credit Card (International) Ltd (the "Company") reserves the right to amend, suspend or terminate the above products, services and offers, and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of the Company shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.