Rainbow Age Whole Life Plan
Product Type : Life Insurance
Insurer : China Life Insurance (Overseas) Company Limited
A comprehensive financial plan should not only enable you to enjoy reasonable returns for retirement life, children education funds or other financial objectives, but also provide a lifelong insurance protection. China Life Insurance (Overseas) Company Limited (“China Life (Overseas)”) specially introduces “Rainbow Age Whole Life Plan” (the “Plan”) to you, that may be a desirable choice for you.
Note: Please refer to the product leaflet for the details of the Plan (including the coverage, key risks, major exclusions, etc.).
Basic Eligibility Requirements | |
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Issue Age | 15 days after birth to 70 years old |
Premium Payment Period | 5 years / 10 years / 15 years / 20 years |
Coverage Period | Until age 100 of insured |
Policy Currency | HKD / USD |
Minimum Sum Insured | HK$80,000 / US$10,000 |
Premium Payment Method | Annual / Semi-annual / Quarterly / Monthly / Annual & Prepayment of Premium |
Important Notes:
- This Plan is underwritten by China Life (Overseas). Bank of China (Hong Kong) Limited ("BOCHK") is an appointed agent of China Life (Overseas) for distribution of life insurance products. The life insurance product is a product of China Life (Overseas) but not BOCHK.
- China Life (Overseas) is authorised and regulated by the Insurance Authority to carry on long term insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
- China Life (Overseas) reserves the right to decide at its sole discretion whether to accept or decline any application for the Plan according to the information provided by the proposed Insured and/or the applicant at the time of application.
- In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly China Life (Overseas) and the customer.
This product brochure is for reference only and is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to buy or sale or provision of any insurance plans underwritten by China Life (Overseas) outside Hong Kong. Please refer to the Insurance Policy issued by China Life (Overseas) for the definitions of the capitalized terms, key exclusions & limitations, as well as all the terms and conditions of this product. Please refer to the Policy Document for the details. You are reminded to review all of the relevant product materials provided to you and to seek independent professional advice if necessary.