BOCHK has launched the brand-new Family Securities Accounts, which enables you to plan your family's financial goal while passing wealth across generations for better future. With this service, you may label multiple Family Securities Accounts with the names of your children or other family members to enjoy the securities trading, Monthly Stocks Savings Plan and nominee services conveniently.

Family Securities Accounts Helps You Plan Your Family's Financial Goal for Better Future

  • Plan ahead for family's financial goal
    You may use your family members' names as label and set up securities accounts. In addition, you may allocate assets to individual "Family Securities Accounts" for better family financial management.
  • Manage various securities accounts with ease
    You may review the investment status of all "Family Securities Accounts" via a consolidated statement and manage all accounts easily.
  • Comprehensive securities services
    You may conduct securities trading and set up "Monthly Stocks Savings Plan" via Family Securities Accounts.
  • Multiple trading channels
    You may enjoy securities trading services anytime, anywhere with your "Family Securities Accounts" via Internet Banking, Mobile Banking, Automated Stock Trading Hotline, manned investment trading hotline and at any of our branches.
  • Preferential fee
    There is no charge for opening "Family Securities Accounts", and the custodian fee of "Family Securities Accounts" can be waived.


For further information, please visit any of our branches or call our Personal Customer Service Hotline at +852 3988 2388.

Terms and Conditions of Family Securities Accounts

Risk Disclosure:
The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Risk Disclosure of Securities Trading
Risk of Securities Trading

The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

You are reminded to understand the relevant details, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the “Important Notice of Trading China A Shares and A Shares Margin Trading via Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect” in BOCHK’s website or the branch staff of BOCHK. Details

Conversion Limitation Risk of RMB (Only applicable to Individual Customers)
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Conversion Limitation Risk of RMB (Only applicable to Corporate Customers)
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Corporate customers that intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.