For details about “livi Debit Mastercard” and “livi PayLater Mastercard”, please click here. (By clicking this link, you will leave BOCHK website and enter a third party website. The third party is solely responsible for the services and related guarantees, obligations and responsibilities on the website. )

Remarks (Apply to BOC Chill Card) ：

1. BOC Chill Card product and product information are provided by BOCHK and BoC Credit Card (International) Ltd.

• Ticket price for movie/concert tickets is HK$0. Customers are required to pay the ticketing platform handling fee of HK$10 per ticket & courier fee using the BOC Chill Card. Customers who purchase concert tickets will be required to fulfil the spending condition and promotional terms and conditions. The number of Event Tickets is limited by the venue and available on a first-come-first served basis, while stocks last. Customers who have successfully redeemed concert tickets are required to make retail transactions of HK$3,000 or above with BOC Chill Card within 3 months after the concert date. If the concert is held on 20 May, 2023, customers are required to accumulated retail transactions of HK$3,000 or above with BOC Chill Card on or before August 19, 2023 to meet the spending requirements. If the Customer is unable to fulfil the spending requirement, BOCHK reserve the right to deduct concert ticket fee HK$500 per each ticket from the credit card account.

• The promotion period of “Chill Easy Instalment” includes the month of card issuance and the next 3 months. The minimum instalment amount is HK$1,000. For example, for a loan amount of HK$10,000, with personalized monthly handling fee of 0.18%, the fee in Annualised Percentage Rate (APR) is 3.29% for a 3-month loan tenor. The APR is calculated according to the guidelines laid down by The Hong Kong Association of Banks. The APR is a reference rate which includes the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate.

• HK$500 Cash Rebate is applicable to customer who has not cancelled or held any BOC credit card within 12 months from the application and bounded with terms and conditions.

Unless otherwise specified, the above promotion lasts until 31 December 2023. The promotion is governed by terms and conditions, please click here for more details. For offer details, please visit the website of participating merchant(s) or enquire with the participating merchant(s). Bank of China (Hong Kong) Limited (“BOCHK”) and/or BOC Credit Card (International) Limited (the “Company”) does not warrant the quality of the products or services. The participating merchant(s) shall be solely responsible for all the effects and consequences of the products and services. In case of any dispute, BOCHK, the Company and participating merchant(s) reserves the right of final decision on all matters and disputes.

Remarks (Apply to BoC Pay)：

2. BOC’s BoC Pay product and product information are provided by BOCHK and BoC Credit Card (International) Ltd.

• “Pay with Points”refers to offsetting transaction amount settled by BoC Pay QR payment with Gift Points from BOC Credit Card and/or Smart Account and/or Payment account (only applicable to transaction in Hong Kong dollars, excluding transactions settled by FPS)

• “Friday’s surprise” is applicable to the designated Friday on or before December 31 2023

• A cardholder who have held his/her Credit Card for 11 years or more, can enjoy 20% off on points conversion with “Years of Cardholding Offer” every day. Combining with “Friday’s Surprise”, he/she can enjoy up to 36% off on conversion rate.

• A customer who successfully downloads BoC Pay and binds it with his/her BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing the BOC logo and/or Smart Account and/or register the Payment Account for the first time (the “Eligible Customer”) is eligible to receive e-Coupons with a total value of HK$50. The e-Coupons will be stored at “Coupons” > “Collected Coupons” in the BoC Pay account of the Eligible Customers.

Terms and conditions apply, please click here for more details

SVF License Number: SVFB072

Remarks (Apply to livi “livi PayLater Mastercard”)：

3. “livi Paylater” is not provided by BOCHK. The products and related product information are provided by livi bank. For related products and services, offers are subject to the relevant terms and conditions, please visit livi website and mobile app for details.

• livi bank is an independent virtual bank backed by BOC Hong Kong (Holdings), JD Technology and the Jardine Matheson Group.

• livi PayLater is a credit product. 

• For interest, fees and charges, please refer to the Key Facts Statement, relevant terms and conditions and remarks posted on the livi website and livi APP.

Remarks (Apply to livi “livi Debit Mastercard”)：

4. “livi Debit Mastercard” is not provided by BOCHK. The products and related product information are provided by livi bank. For related products and services, offers are subject to the relevant terms and conditions, please visit livi website and mobile app for details.

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Reminder: To borrow or not to borrow? Borrow only if you can repay!