As economic ties between Hong Kong and the Mainland are strengthened, cross-border commuters, travelers and consumers increase drastically. Bank services spanning Hong Kong and the Mainland enable you to manage your personal finance anywhere, anytime. You can work and spend in both places with comfort and ease. The following are bank services that put you in touch with Hong Kong and the Mainland:

Renminbi Debit Card: Renminbi Debit Card nowadays offers various kinds of service. Apart from balance checking of designated account and withdrawing RMB notes at ATMs in both Hong Kong and the Mainland, you can use the card to spend at designated merchants in the Mainland offering you high flexibility.

Dual Currency Credit Card: As card spending in the Mainland can be settled in RMB, cardholders can save the extra expenses incurred from currency exchange. For those transactions made in Hong Kong and overseas, they will be settled in HKD via your HKD savings account. Dual Currency Credit Card also gives you 24-hour access to cash at designated ATM network.

Dual Currency ATM: Apart from exchanging RMB at branches, some banks also offer ATM network which provides RMB exchange and withdrawal services. The service is convenient and direct.

Renminbi Exchange Instruction: By setting exchange instruction, the bank will automatically buy/sell RMB regularly for you, saving you time and effort.

Accidental Emergency Medical Plan: Accidental emergency medical plans are available for frequent travelers between Hong Kong and the Mainland. The insurance covers accidental emergency medical expenses, accidental death or death from sudden sickness, permanent disablement, luggage loss and 24-hour emergency assistance services etc. With just one medical card, you can enjoy hospital admission deposit guarantee. Travel and work in the Mainland can never be more hassle-free.

Same-day remittance services in Hong Kong, Macau and the Mainland: By successfully submitting the remittance instruction before the cut-off time on each business day, you can have your funds transferred on the same day to designated remittance points in Macau and the Mainland. Also, you can take advantage of the same-day remittance to Hong Kong via the designated service points in Macau and the Mainland. The remittance also can be simply carried out through internet banking and the remittance amount can be debited from the designated credit cards too.

Cross border account opening attestation service: You can open a Mainland savings account with your ID card and valid address proof even if you are physically in Hong Kong. Hence, you can manage money flow in the Mainland with ease.

According to your personal needs, you can choose appropriate services from the above and enjoy hassle-free journeys across Hong Kong and the Mainland.