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1. Comprehensive coverage for your hassle-free travel in the Mainland
"China Express" Accidental Emergency Medical Plan offers you and your family1 accidental emergency medical coverage of up to HKD300,000 when traveling to the Mainland. In case of accidents, upon presenting the "China Express Card", you are entitled to hospital admission deposit guarantee. If you are admitted to one of the 250 appointed hospitals, all medical expenses insured under your policy will be paid by BOCG Insurance directly to the hospital.

Act now! For details, please contact our staff.

Notes:
  1. A privileged premium can be enjoyed when applying for a Family Plan. Family means the insured person, his/her legally married spouse and (all) child(ren) that is / are unmarried and under the age of 18.
Terms and Conditions:
  • "China Express" Accidental Emergency Medical Plan is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
  • Bank of China (Hong Kong) Limited ("the Bank") is one of the agents of BOCG Insurance.
  • BOCG Insurance reserves the sole discretions to amend or withhold any terms and conditions without prior notice.
  • The above information is for reference only. Details of the coverage are subject to the terms and conditions stipulated in the policy.
2. Financial Management and Investor Education Seminar Series
In the fast-changing economic and investment environment, it is important for investors to comprehend investment products and get the latest market news. We have therefore organized financial management and investor education seminars to meet your needs.

  • On 27 February 2010, "Plan For Your Children A Brighter Future" seminar was held with experts sharing how to establish good parent-child relationship and cultivate the right attitude of children towards the use of money. We were pleased to have child psychologist, Dr. Chow Yuen Fan and Associate Professor of Finance, Department of Finance, The Chinese University of Hong Kong, Professor So Wai Man as our guest speakers to share their thoughts and insights.
  • We also co-organized with Metro Finance and Management and Executive Development Centre of The Hong Kong Polytechnic University an Investor Education Seminar on 6 March 2010, aiming to enhance the general public's knowledge of investment products and risk management. Two sessions on the day attracted over 1,000 participants. The guest speakers of the seminar included Mr. Peter Pak, Vice President of BOCI Research Limited; Ms. Agnes Wu, host of Metro Finance radio programme and Mr. Allen Ng, Senior Teaching Fellow, School of Accounting and Finance, The Hong Kong Polytechnic University. They introduced features and related risks of various investment instruments with vivid examples.
In the future, we will continue to host different seminars on financial management and investment. Stay tuned.
1. i-Free Student Program – Referral Reward
From now until 30 June 2010, i-Free customers can enjoy HK$30 free BOC Credit Card spending for every successful referral of designated university/ post-secondary institution student who takes up i-Free Integrated Account Service. The more referrals you make, the more rewards you will get!

Terms and Conditions:
  • Referral form can be obtained from BOCHK website or any of BOCHK branches. Simply complete the referral form and have it submitted by your nominated applicant (referee) upon account opening at any of our branches, both of you can enjoy fabulous rewards.
  • For details of the related services, promotional offers and relevant terms and conditions, please contact our staff.
  • The Bank reserves the right to amend and/or withhold the terms and conditions of the above promotional offers at its discretion. In case of any disputes, the decision of the Bank shall be final.
2. Brokerage rate at as low as 0.15% for buying or selling local securities
Starting from now, i-Free customers opening new securities/ securities margin account can enjoy the following fabulous offers:

Offer 1: New securities margin customers can enjoy privileged brokerage rate of 0.15% (promotion period till 30 June) ; new securities customers can enjoy privileged brokerage rate of 0.18% (promotion period till 14 May) when buying or selling local securities via Internet Banking, Automated Stock Trading Hotline or Mobile Banking. There is no limit on the trading amount and the number of transactions.

Offer 2: Loan interest rate as low as P-2.5% p.a. for new securities margin account. (promotion period till 30 June)

Act Now!
Terms and Conditions:
  • For details of the promotion, please contact our staff.
  • The Bank reserves the right to change, suspend or terminate the offers or amend their terms and conditions at its sole discretion without prior notice.
  • In case of any disputes, the decision of the Bank shall be final.
  • In case of any discrepancy(ies) between the Chinese and English version, the Chinese version shall prevail.

Risk Disclosure:
Risk of Securities Trading
The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Risk of Securities Margin Service:
The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with us. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop-limit" orders. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own financial position and investment objectives.

This promotional material does not constitute an advice or inducement by the Bank to any person to purchase or sale of any investment products.

3. Subscription fee on Investment Funds Service at as low as 1.5%
From now until 31 August 2010, you can enjoy subscription fee at as low as 1.5% by subscribing investment funds in a lump sum via any of our branches or Internet Banking.

For details of the promotional offers and "Terms and Conditions", please visit our website www.bochk.com or contact our staff.

Risk Disclosure:
Risks are involved in investing in funds and unit trusts. The prices of funds and unit trusts may fluctuate, sometimes dramatically. The price of funds and unit trusts may move up or down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling funds and unit trusts. Past performance is not indicative of future performance. You should carefully read the offering documents for details before making any investment decision.