Hong Kong people visiting the Mainland for work, travel, spend and invest in property is becoming more and more often. In the past, frequent cross-border travelers need to hold separate bank accounts in Hong Kong and the Mainland. Yet, it is inconvenient to withdraw cash and make purchases with different bank cards accordingly. BOC Wealth Express Service is specially designed to enable customers to enjoy the convenience of one card with two accounts and hassle-free cross-border banking service.

Bank of China (Hong Kong) Limited ("BOCHK") and Bank of China Limited ("BOC") jointly introduce BOC Wealth Express Service. With the BOC Wealth Express Card, you can withdraw cash via ATMs and make purchases at EPS* terminals / CUP^# POS terminals in Hong Kong, the Mainland and overseas. You can also transfer funds between the designated accounts in Hong Kong and the Mainland under the BOC Wealth Express Card and check account balance via BOCHK Internet Banking.

*		Refer to the retail payment system of EPS Company (Hong Kong) Limited.
#		Refer to the China UnionPay Company Limited, which is a bankcard association in the People's Republic of China.

With BOC Wealth Express Service, you can have the personal accounts bearing the same name from BOCHK and BOC Shenzhen Branch under one card and manage the above-mentioned accounts of BOCHK and BOC with ease.

If you withdraw cash via ATM of BOCHK, Nanyang Commercial Bank Limited ("Nanyang Commercial Bank"), Chiyu Bank Corporation Limited ("Chiyu Bank") and via CUP ATM terminals without the logo /or make purchases via EPS terminals / CUP POS terminals, if the balance at the first designated account is insufficient, the entire withdrawal / transaction amount will be debited automatically from the other designated account of BOC Wealth Express Card. BOC Wealth Express Service offers unparalleled flexibility in managing your finance.

Via BOCHK Internet Banking, you can conveniently transfer funds (applicable only to Hong Kong Dollars) ^ between the designated Hong Kong and the Mainland accounts under the BOC Wealth Express Card and access account balance enquiry.

^ Internet fund transfer service is only available on BOCHK Internet Banking.

With Wealth Management BOC Wealth Express Card, you can enjoy priority banking services at over 200 branches of BOCHK and access counter services at BOC Shenzhen Branch and sub branches.

General Terms and Conditions:

• The Sogo coupon ("Coupon") offer is only applicable to the first 500 customers who successfully sign up for a BOC Wealth Express Card via BOCHK from now until 31 December 2010.The Coupon will be available while stock lasts. All coupon cannot be redeemed for cash. The offer is not applicable to employees of BOCHK.
• If the Coupon run out of stock, BOCHK reserves the right to offer an alternative as a replacement without prior notice which may not have the same value and features as the Coupon originally offered.
• The above offer cannot be transferred, returned, exchanged for other gifts or redeemed for cash. The usage of the Coupon is subject to such terms and conditions as may be specified by the Coupon or service providers. BOCHK shall not be liable for any loss or damage of the Coupon and shall not reissue or replace any defaced/lost Coupon.
• BOCHK is not the supplier of the Coupon. Any enquiry or complaint in respect of the Coupon should be directed to the relevant merchants. BOCHK shall not be liable for the Coupons and the quality of the services provided by the merchants or service providers.
• For details of the above services and promotional offers, please refer to the relevant promotional materials or contact BOCHK staff.
• BOCHK reserves the right to change or cancel this promotional material, and to amend the terms and conditions of each respective service and promotional offer described above at its discretion and without prior notice.
• The service is subject to the relevant terms and conditions. Please refer to the relevant terms and conditions for details.
• In case of any discrepancies between the Chinese and English versions of this
  promotional material, the Chinese version shall prevail.