Securities Club

Gain the ultimate edge in investing in BOCHK's Securities Club. BOCHK's unique infusion of extensive branch network,reliable financial transaction platform and dedicated securities trading services empower you with superior privileges to make you an investing star.

The Club comprises four tiers of membership, namely Diamond Star, Gold Star, Silver Star and Bright Star. Customers who maintain securities accounts with BOCHK will automatically become Bright Star members of the Club and their membership can be upgraded to Diamond Star, Gold Star and Silver Star to enjoy professional securities services and privileges upon fulfilling the specific requirements of accumulated securities transaction amount or Investment Assets Value.

Preferential Securities Trading Service Charge

Preferential securities service charge allows you to reduce transaction cost.

Securities Services Charges
The following charges are calculated and charged according to the transaction currency
Membership tiers of the Club Diamond Star Gold Star Silver Star Bright Star
Brokerage Fees (HKD / RMB)
Trading through automated trading channels
Trading through branches / manned trading hotline

0.18%

0.25%

0.20%

0.28%

0.23%

0.40%

0.25%

0.50%
Minimum charge HK$ / RMB100
Safe Custody Fee (Half-yearly) Waived HK$100 HK$150 HK$150

 

  • Please refer to the below required accumulated securities transaction amount and Investment Assets Value.
  • Brokerage fees are applicable to securities listed on Hong Kong Exchanges and Clearing Limited and calculated on the basis of transaction amount per trade.
  • Automated trading channels include Internet Banking, Mobile Banking and Automated Stock Trading Hotline.
  • Charges for specific services and out-of-pocket expenses may not be listed in the above table. For details, please contact the branch staff.
  • The above charges are for reference only. The Bank reserves the right to revise the service fee from time to time.
     

For details of other securities service charges , please contact branch staff.

Exclusive Privileges

Personalised Securities Services
Diamond Star members may apply for our Personalised Securities Services. The dedicated Securities Services Manager will provide one-stop Personalised Securities Services from order placement to transaction confirmation. The Securities Services Manager will also regularly update you on the latest market news, listed companies movement, price change alert and corporate actions handling, etc., helping you manage the investment portfolio with ease. Securities Services Manager will also provide you with services on various special order instructions to help you execute the orders at the target price to grasp every investment opportunity.

Exclusive investment seminar
To help you broaden the investment horizon, we will organise investment seminar from time to time. Our investment critics and experts will share with you their professional knowledge and market insights.

BOCHK exclusive events
Diamond Star and Gold Star members will be given priority to participate in a host of leisure and value-added activities to accentuate the distinct identity.

BOCHK Wealth Management monthly service fee waiver
To truly reflect the superior membership status, Diamond Star members who take up Wealth Management service can enjoy monthly service fee waiver offer and a wide array of professional financial services.

Making You An Investing Star

Mechanics of Securities Club Membership
A membership period lasts for 12 months starting from the securities account opening date or the next business day after the last review date of membership status. Your membership status will be determined according to the accumulated securities transaction amount or Investment Assets Value of your same-name securities accounts and securities margin accounts. The higher the accumulated securities transaction amount or the higher Investment Assets Value, the higher the membership status.

Membership tier Required accumulated securities transaction amount#
or Required Investment Assets Value^ in each membership period
Diamond Star HK$30 million or above
Gold Star HK$3 million or above to below HK$30 million
Silver Star HK$300,000 or above to below HK$3 million
Bright Star Below HK$300,000



#
Accumulated securities transactions include buying and selling of Local listed securities (including securities settled in Hong Kong Dollar and non-Hong Kong Dollar), China A shares, US securities, specified Singapore listed securities, IPO subscription or IPO financing through yellow form application with shares successfully allotted and contributions of the Monthly Stocks Savings Plan. (The value of the specified Singapore listed securities would be calculated on the basis of the closing price at the end of the month.)

^ Investment Assets Value includes the value of the following investment items under the customer's name (sole-name account and joint-name account will be calculated separately) in the prevailing month: the average amount of the total day-end balance of Securities, Securities Margin, Bonds, Certificate of Deposit, Funds, Structured Notes, Equity Linked Investments, Currency Linked Investments, Structured Investments, Investment Deposit, Precious Metal / FX Margin, Precious Metals. The Bank will calculate the daily market value according to the features of investment products. Unsettled bought quantities of the stock are excluded while securities collaterals are included. Actual monthly calculation period starts from the last business day of the previous month to the day before last business day of the prevailing month.

During the membership period, when your accumulated securities transaction amount or Investment Assets Value fulfils the designated requirement, your membership will be upgraded on the first day of the following month which in turn entitles you to more privileges. If neither your accumulated securities transaction amount nor Investment Assets Value fulfils the requirements of your membership status when your membership expires, your membership will be downgraded accordingly.

The accumulated securities transaction amount will be reset upon granting of new membership or expiry of existing membership.

Simulated Scenario

Remarks: The below scenario is a simulated scenario to further describe the Club. It shall not constitute as providing any offer, solicitation or recommendation to the purchase or sale of any investment product or service.

Scenario 1: example on membership upgrade
Assume Mr. Chan

  • Is a Silver Star member on 1 February 2014 and the next membership review date is 31 January 2015
  • Accumulates the securities transaction amount of HK$3.2 million during the period from 1 February 2014 to 30 April 2014
  • Investment Assets Value reaches HK$32 million in April 2014

Mr. Chan's accumulated securities transaction amount in the first three months has reached the requirement of Gold Star tier (i.e. HK$3 million). And his Investment Assets Value has even reached the requirement of Diamond Star tier (i.e. HK$30 million). Therefore, Mr. Chan can be upgraded to Diamond Star tier from 1 May 2014 onwards.

Scenario 2: example on unchanged membership
Assume Mr. Lee

  • Is a Gold Star member on 1 February 2014 and the next membership review date is 31 January 2015
  • Accumulates the securities transaction amount of HK$2 million during the period from 1 February 2014 to 31 January 2015
  • Investment Assets Value reaches HK$3.5 million in January 2015

Although Mr. Lee's accumulated securities transaction amount during the membership period has not reached the requirement of Gold Star tier (i.e. HK$3 million), his Investment Assets Value in the membership review month (January 2015) has reached the requirement for Gold Star tier (i.e. HK$3 million). Therefore, Mr. Lee can retain his Gold Star membership from 1 February 2015 onwards.

Scenario 3: membership downgrade example
Assume Ms. Wong

  • Is a Gold Star member on 1 February 2014 and the next membership review date is 31 January 2015
  • Accumulates the securities transaction amount of HK$500,000 during the period from 1 February 2014 to 31 January 2015
  • Maintains Investment Assets Value of HK$1 million in January 2015

Ms. Wong's accumulated securities transaction amount during the membership period has not reached the requirement of Gold Star tier (i.e. HK$3 million). Moreover, her Investment Assets Value in the membership review month (January 2015) has not reached the requirement for Gold Star tier (i.e. HK$3 million). Therefore, Ms. Wong will be downgraded to Silver Star tier from 1 February 2015 onwards.

Enquire Accumulated Securities Transaction Amount and Membership Status with Ease

Customers can readily access their membership information through the monthly statements of securities accounts and those of integrated accounts or via BOCHK Internet Banking:

Visit www.bochk.com > Login to Internet Banking > Assistance > Securities Club

Terms and Conditions of the "Securities Club"

 

Risk Disclosure:
The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Risk Disclosure of Securities Trading
Risk of Securities Trading

The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Conversion Limitation Risk of RMB (Only applicable to Individual Customers)
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Conversion Limitation Risk of RMB (Only applicable to Corporate Customers)
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Corporate customers that intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.