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BOC Cross-boundary Wealth Management Connect 2.0
New wealth management method helps you invest
in the Greater Bay Area ("GBA") unimpededly
in the Greater Bay Area ("GBA") unimpededly
“BOC Cross-boundary Wealth Management Connect 2.0” brings you a brand new cross-boundary wealth management experience in the GBA
Customers of “BOC Cross-boundary Wealth Management Connect” can enjoy exclusive Wealth Management services
All branches of BOCHK offer comprehensive and high quality financial services to you wholeheartedly!
The Northbound Scheme refers to an eligible Hong Kong investor opening a bank account with cross-boundary remittance function ("dedicated remittance account") in Hong Kong, opening an account on the Mainland in eligible banks on the Mainland with investment function ("dedicated investment account"), remitting funds through the dedicated remittance account in Hong Kong to the dedicated investment account on the Mainland via closed-loop management of funds flow between the accounts, and purchasing eligible wealth management products offered by the bank on the Mainland.
Eligible wealth management products in the Mainland under the Northbound Scheme
- Wealth Management ProductsPublic fixed income wealth management products and equity wealth management products issued by Mainland wealth management firms which are assessed by the issuers and Mainland distributing banks as products with risk rating of "R1" to "R3" (excluding wealth management products for the purpose of cash management)
- FundsPublic securities investment funds with risk rating "R1" to "R4" (excluding commodity futures funds)
- DepositsCNY deposits
Remarks
"Aggregate Quota": The cumulative net remittance to the Mainland through the Northbound Scheme should not exceed the aggregate quota of CNY 150 billion at any time.
"Northbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a securities firm for investment under Northbound Scheme, the individual investor quota allocated between the bank and the securities firm will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account, the daily remittance limit is CNY 3 million. Subject to our bank’s Individual Investor Quota and the aggregate quota of the Northbound Scheme.
"Northbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a securities firm for investment under Northbound Scheme, the individual investor quota allocated between the bank and the securities firm will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account, the daily remittance limit is CNY 3 million. Subject to our bank’s Individual Investor Quota and the aggregate quota of the Northbound Scheme.
Three simple steps to open Northbound Scheme dedicated accounts
- 1. Dedicated Remittance Account OpeningVisit any branch of BOCHK for qualification verification and open a “Northbound Scheme” dedicated remittance account
- 2. Dedicated Investment Account OpeningVisit the Bank of China (“BOC”) in the GBA to open a “Northbound Scheme” investment account in person. If you already have an account with BOC in the GBA, you can designate your existing account as the “Northbound Scheme” investment account through the mobile banking of BOC
- 3. Account PairingComplete pairing the dedicated remittance account and investment account**Note: The final result is subject to the SMS notification from BOC in the GBA
Eligible wealth management products in Hong Kong under the Southbound Scheme
- Funds#
- All "non-complex" funds that primarily invest in Great China equity
- "Non-complex" funds of "low" risk to "medium to high" risk, excluding high-yield bond funds and single emerging market equity funds
- Bonds"Non-complex" bonds of "low" risk to "medium" risk
- DepositsRMB, Hong Kong dollar and foreign currency deposits*(excluding structured deposits)*Foreign currencies include US dollar, Euro, UK Pound Sterling, Australian dollar, New Zealand dollar, Canadian dollar, Swiss Franc, Japanese Yen and Singapore dollar.
Remarks
"Aggregate Quota": The cumulative net remittance to Hong Kong and Macao through the Southbound Scheme should not exceeds the aggregate quota of CNY 150 billion at any time.
"Southbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a licensed corporation for investment under Southbound Scheme, the individual investor quota allocated between the bank and the licensed corporation will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account. The daily remittance limit is CNY 3 million.
"Southbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a licensed corporation for investment under Southbound Scheme, the individual investor quota allocated between the bank and the licensed corporation will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account. The daily remittance limit is CNY 3 million.
The launch of E-Application for Cross-border Account Opening via Attestation Service
Two simple steps to open Southbound Scheme dedicated accounts
After completing the investor qualification verification at designated BOC branches, you can simply download the BOCHK Mobile App at home to submit the account opening application and complete the rest of the account opening procedures!
- Step 1Dedicated Remittance Account Opening (Mainland)Visit designated Bank of China Greater Bay Area attesting network in person for investor qualification verification, you can open a new account or designate an existing mainland account as the “Southbound Scheme” remittance account
Designated Bank of China Greater Bay Area attesting network - Step 2Dedicated Investment Account Opening and Pairing (Hong Kong)You can open a Southbound Scheme dedicated investment account and pair it with the dedicated remittance account by one of the following ways shown below
- Apply for account opening via BOCHK Mobile App
- Enjoy the attestation service for account opening by visiting the Greater Bay Area BOC branch in mainland
- Apply for account opening by visiting any BOCHK branches
Eligible wealth management products in the Mainland under the Northbound Scheme
- Wealth Management ProductsPublic fixed income wealth management products and equity wealth management products issued by Mainland wealth management firms which are assessed by the issuers and Mainland distributing banks as products with risk rating of "R1" to "R3" (excluding wealth management products for the purpose of cash management)
- FundsPublic securities investment funds with risk rating "R1" to "R4" (excluding commodity futures funds)
- DepositsCNY deposits
Remarks
"Aggregate Quota": The cumulative net remittance to the Mainland through the Northbound Scheme should not exceed the aggregate quota of CNY 150 billion at any time.
"Northbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a securities firm for investment under Northbound Scheme, the individual investor quota allocated between the bank and the securities firm will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account, the daily remittance limit is CNY 3 million. Subject to our bank’s Individual Investor Quota and the aggregate quota of the Northbound Scheme.
"Northbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a securities firm for investment under Northbound Scheme, the individual investor quota allocated between the bank and the securities firm will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account, the daily remittance limit is CNY 3 million. Subject to our bank’s Individual Investor Quota and the aggregate quota of the Northbound Scheme.
Three simple steps to open Northbound Scheme dedicated accounts
- 1. Dedicated Remittance Account OpeningVisit any branch of BOCHK for qualification verification and open a “Northbound Scheme” dedicated remittance account
- 2. Dedicated Investment Account OpeningVisit the Bank of China (“BOC”) in the GBA to open a “Northbound Scheme” investment account in person. If you already have an account with BOC in the GBA, you can designate your existing account as the “Northbound Scheme” investment account through the mobile banking of BOC
- 3. Account PairingComplete pairing the dedicated remittance account and investment account**Note: The final result is subject to the SMS notification from BOC in the GBA
Eligible wealth management products in Hong Kong under the Southbound Scheme
- Funds#
- All "non-complex" funds that primarily invest in Great China equity
- "Non-complex" funds of "low" risk to "medium to high" risk, excluding high-yield bond funds and single emerging market equity funds
- Bonds"Non-complex" bonds of "low" risk to "medium" risk
- DepositsRMB, Hong Kong dollar and foreign currency deposits*(excluding structured deposits)*Foreign currencies include US dollar, Euro, UK Pound Sterling, Australian dollar, New Zealand dollar, Canadian dollar, Swiss Franc, Japanese Yen and Singapore dollar.
Remarks
"Aggregate Quota": The cumulative net remittance to Hong Kong and Macao through the Southbound Scheme should not exceeds the aggregate quota of CNY 150 billion at any time.
"Southbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a licensed corporation for investment under Southbound Scheme, the individual investor quota allocated between the bank and the licensed corporation will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account. The daily remittance limit is CNY 3 million.
"Southbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a licensed corporation for investment under Southbound Scheme, the individual investor quota allocated between the bank and the licensed corporation will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account. The daily remittance limit is CNY 3 million.
The launch of E-Application for Cross-border Account Opening via Attestation Service
Two simple steps to open Southbound Scheme dedicated accounts
After completing the investor qualification verification at designated BOC branches, you can simply download the BOCHK Mobile App at home to submit the account opening application and complete the rest of the account opening procedures!
- Step 1Dedicated Remittance Account Opening (Mainland)Visit designated Bank of China Greater Bay Area attesting network in person for investor qualification verification, you can open a new account or designate an existing mainland account as the “Southbound Scheme” remittance account
Designated Bank of China Greater Bay Area attesting network - Step 2Dedicated Investment Account Opening and Pairing (Hong Kong)You can open a Southbound Scheme dedicated investment account and pair it with the dedicated remittance account by one of the following ways shown below
- Apply for account opening via BOCHK Mobile App
- Enjoy the attestation service for account opening by visiting the Greater Bay Area BOC branch in mainland
- Apply for account opening by visiting any BOCHK branches
Eligible wealth management products in the Mainland under the Northbound Scheme
- Wealth Management ProductsPublic fixed income wealth management products and equity wealth management products issued by Mainland wealth management firms which are assessed by the issuers and Mainland distributing banks as products with risk rating of "R1" to "R3" (excluding wealth management products for the purpose of cash management)
- FundsPublic securities investment funds with risk rating "R1" to "R4" (excluding commodity futures funds)
- DepositsCNY deposits
Remarks
"Aggregate Quota": The cumulative net remittance to the Mainland through the Northbound Scheme should not exceed the aggregate quota of CNY 150 billion at any time.
"Northbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a securities firm for investment under Northbound Scheme, the individual investor quota allocated between the bank and the securities firm will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account, the daily remittance limit is CNY 3 million. Subject to our bank’s Individual Investor Quota and the aggregate quota of the Northbound Scheme.
"Northbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a securities firm for investment under Northbound Scheme, the individual investor quota allocated between the bank and the securities firm will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account, the daily remittance limit is CNY 3 million. Subject to our bank’s Individual Investor Quota and the aggregate quota of the Northbound Scheme.
Three simple steps to open Northbound Scheme dedicated accounts
- 1. Dedicated Remittance Account OpeningVisit any branch of BOCHK for qualification verification and open a “Northbound Scheme” dedicated remittance account
- 2. Dedicated Investment Account OpeningVisit the Bank of China (“BOC”) in the GBA to open a “Northbound Scheme” investment account in person. If you already have an account with BOC in the GBA, you can designate your existing account as the “Northbound Scheme” investment account through the mobile banking of BOC
- 3. Account PairingComplete pairing the dedicated remittance account and investment account**Note: The final result is subject to the SMS notification from BOC in the GBA
Eligible wealth management products in Hong Kong under the Southbound Scheme
- Funds#
- All "non-complex" funds that primarily invest in Great China equity
- "Non-complex" funds of "low" risk to "medium to high" risk, excluding high-yield bond funds and single emerging market equity funds
- Bonds"Non-complex" bonds of "low" risk to "medium" risk
- DepositsRMB, Hong Kong dollar and foreign currency deposits*(excluding structured deposits)*Foreign currencies include US dollar, Euro, UK Pound Sterling, Australian dollar, New Zealand dollar, Canadian dollar, Swiss Franc, Japanese Yen and Singapore dollar.
Remarks
"Aggregate Quota": The cumulative net remittance to Hong Kong and Macao through the Southbound Scheme should not exceeds the aggregate quota of CNY 150 billion at any time.
"Southbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a licensed corporation for investment under Southbound Scheme, the individual investor quota allocated between the bank and the licensed corporation will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account. The daily remittance limit is CNY 3 million.
"Southbound Scheme Individual Investor Quota": The individual investor quota for each investor is CNY 3 million. If the investor simultaneously selects both a bank and a licensed corporation for investment under Southbound Scheme, the individual investor quota allocated between the bank and the licensed corporation will be CNY 1.5 million each.
"WMC Daily Remittance Limit": Only applies to WMC beneficiary account. The daily remittance limit is CNY 3 million.
The launch of E-Application for Cross-border Account Opening via Attestation Service
Two simple steps to open Southbound Scheme dedicated accounts
After completing the investor qualification verification at designated BOC branches, you can simply download the BOCHK Mobile App at home to submit the account opening application and complete the rest of the account opening procedures!
- Step 1Dedicated Remittance Account Opening (Mainland)Visit designated Bank of China Greater Bay Area attesting network in person for investor qualification verification, you can open a new account or designate an existing mainland account as the “Southbound Scheme” remittance account
Designated Bank of China Greater Bay Area attesting network - Step 2Dedicated Investment Account Opening and Pairing (Hong Kong)You can open a Southbound Scheme dedicated investment account and pair it with the dedicated remittance account by one of the following ways shown below
- Apply for account opening via BOCHK Mobile App
- Enjoy the attestation service for account opening by visiting the Greater Bay Area BOC branch in mainland
- Apply for account opening by visiting any BOCHK branches
The above products and services are subject to relevant terms and conditions.
Online Appointment for
BOC Cross-boundary Wealth Management
Connect 2.0 Account Opening
BOC Cross-boundary Wealth Management
Connect 2.0 Account Opening
Contact Us
For inquiries about products or services of Bank of China in the Mainland, please contact Bank of China Customer Service Hotline: +86 10 95566; or Visit the Website: Bank of China (Mainland) website. For more details on “BOC Cross-boundary Wealth Management Connect”, contact us by
Mobile Banking
Tap theChat on BOCHK Mobile Banking to connect with our "Online Chat" which is available 24/7
Dedicated hotline for "BOC Cross-boundary Wealth Management Connect"
+852 2278 3368
for Hong Kong customers
+86 400 800 2388
for Mainland customers
for Hong Kong customers
+86 400 800 2388
for Mainland customers
WeChat Official Account
Get to know more about the market trend and cross-border service information through our WeChat Official Account by searching and following “BOCHK_Banking”
#Remarks: All registered and established in Hong Kong and have obtained recognition from the Securities and Futures Commission of Hong Kong
The above information is prepared by Bank of China (Hong Kong) Limited (BOCHK) based on the latest information provided by the regulatory authorities and is for reference only. The relevant content does not constitute any offer, solicitation, suggestion, opinion or any guarantee for any individual to buy or sell, be invited to subscribe or transact any particular products or services; nor does it constitute BOCHK’s active marketing of “Cross-boundary Wealth Management Connect” to the public outside Hong Kong. Investment products offered by BOC in the Mainland in the GBA have not been authorized by the SFC. Investment involves risks.
The above information is prepared by Bank of China (Hong Kong) Limited (BOCHK) based on the latest information provided by the regulatory authorities and is for reference only. The relevant content does not constitute any offer, solicitation, suggestion, opinion or any guarantee for any individual to buy or sell, be invited to subscribe or transact any particular products or services; nor does it constitute BOCHK’s active marketing of “Cross-boundary Wealth Management Connect” to the public outside Hong Kong. Investment products offered by BOC in the Mainland in the GBA have not been authorized by the SFC. Investment involves risks.
The following Risk Disclosure Statement may not disclose all the risks involved. You should undertake your own research and study before you trade or invest. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives.
Risk Disclosure Statement of Fund
The above information is for reference only. This webpage does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.Risk Disclosure Statement of Bond
Investing in bonds involves significant risks. The following risk disclosure statements are not exhaustive and do not take into account your personal circumstances not disclosed to Bank of China (Hong Kong) Limited, You should take your own independent review and seek independent professional advice, if necessary, on whether an investment in bonds is suitable for you in light of your risk appetite, financial situation, investment experience, investment objectives and investment horizon. The above information is for reference only. This document does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this document are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by customers. Customers’ fund may increase or reduce due to the purchase or sale of investment products. The loss incurred from investment maybe the same or greater than initial investment amount, proceeds may also change accordingly. Part of the investment may not be able to liquidate immediately under certain market situation. Do not invest in it unless you fully understand and are willing to assume the risks associated with it. If you are in any doubt about the risks involved in the product, you may clarify with the intermediary or seek independent professional advice. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, customers should consider their own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. For the nature and risk disclosures of individual investment products, customers should read carefully the relevant offering documents for details. Customers should seek advice from independent financial adviser.Risk of bonds trading
The prices of bonds fluctuate, sometimes dramatically. The price of a bond may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bondsThis document is issued by Bank of China (Hong Kong) Limited. The contents of this document have not been reviewed by the Securities and Futures Commission in Hong Kong.
The above products, services and offers are subject to terms and conditions.
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