Investment and Financial Rewards - Hundredfold Fortune Lucky Draw 100 Treasures Unleashed Win up to 6,888 units of The Tracker Fund of Hong Kong

Investment and Financial Rewards - Hundredfold Fortune Lucky Draw 100 Treasures Unleashed Win up to 6,888 units of The Tracker Fund of Hong Kong

Register to enjoy fabulous rewards. Log in to mobile banking “Daily Finance” > Click. Let’s welcome the Chinese New Year together!

Register to enjoy fabulous rewards. Log in to mobile banking “Daily Finance” > Click. Let’s welcome the Chinese New Year together!
Hundredfold Fortune Lucky Draw 100 Prizes are up for grabs

Complete Designated Investment Transaction via Mobile Banking during the Promotion Period and get a chance to win 6,888 units of “The Tracker Fund of Hong Kong” stock!

Fabulous Rewards The Tracker Fund of Hong Kong

^The value of the stocks is estimated based on the closing price of the Hong Kong Exchanges and Clearing Limited on 17 January 2025 and is provided for reference only.

Up to 30 lucky draw chances

Chinese New Year Exclusive Phone Laisee Double Up

Complete Designated Investment Transaction or Financial Mission via Mobile Banking from 22 January to 14 February 2025 ("Designated Period") and get a chance to win an extra e-Laisee of the same amount you received* during the Designated Period.

*The e-Laisee amount is based on the total amount of e-Laisee received via BOCHK singe-name savings / current account between 22 January and 14 February 2025 (including those received from other banks). Customers must have received e-Laisee during Designated Period to participate in the lucky draw. Reward amount up to HK$5,000.

Up to 30 lucky draw chances
Reward quota : 50

Unlock Monthly Rewards

Complete at least one Designated Investment Transaction per month throughout the Promotion Period via Mobile Banking and enjoy a HK$50 Cash Reward up to a maximum of HK$150!

Each month the quota is 1,000. Quotas are limited. First come first served.

Get lucky draw chances by completing Designated Investment Transaction or Financial Mission

Each Designated Investment Transaction
Number of Lucky Draw Chances
Successfully open a single-name securities account1
5 times
Securities transaction (Buy/Sell)2
5 times
Fund subscription transaction3
3 times
Bond transaction (Buy/Sell)4
3 times
Certificates of Deposit (CD) transaction (Buy/Sell)4
2 times
Precious Metals transaction (Buy/Sell) (Only applicable to the Paper Gold Scheme)4
2 times
Each Designated Financial Mission
Number of Lucky Draw Chances
Universal Smart Travel Insurance Plan5
Extra Offer: Up to 30% off premium discount
2 times
Premier Home Comprehensive Insurance5
Extra Offer: Up to 25% off first year premium discount
2 times
Bill payment6
1 time
First-time use of “BeLeaf”7
1 time
  1. 1Only applicable to customers who have not opened single-name securities account on or before 21 January 2025. Not include Securities Margin Account and Family Securities Account.
  2. 2Customer must complete securities trading transaction (Not include odd lot trading, IPO shares subscription and Monthly Stocks Savings Plan) via single-name securities account (Not include Securities Margin Account and Family Securities Account).
  3. 3Customer must complete fund subscription transaction via single-name fund account (Not include Monthly Funds Savings Plan).
  4. 4Customers must complete bond buy / sell or certificate of deposit buy / sell or precious metal buy / sell transaction (only applicable to Paper Gold Scheme) via single-name bond / certificate of deposit / precious metals account.
  5. 5Customers should have successful enrolment in "Universal Smart Travel Insurance Plan" ("Travel Insurance Plan") or "Premier Home Comprehensive Insurance" ("Home Insurance Plan") underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance"), and all the policies need to be effective on or before 31 March 2025, otherwise the lucky draw chance/reward will be forfeited. Customers should settle the discounted premium on or before 14 February 2025 (late payment will not be accepted). The lucky draw chance/reward is only applicable to new policies but not to any policy renewals or re-application within 6 months after policy cancellation / termination of policy renewals.
  6. 6Only applicable to single bill payment transactions of HK$100 or more.
  7. 7Only applicable to customers who have not used “BeLeaf” on or before 21 January 2025.

Promotion Period: 22 January 2025 to 30 April 2025

Terms and Conditions

General Terms:

  • Before participating in the Promotion, the customer must read and abide by these terms and conditions. By participating in the Promotion, the customer acknowledges that he/she has read and agreed to all relevant terms and conditions.
  • The above products, services and offers are subject to the relevant terms and conditions. For details, please refer to the relevant promotion materials or contact the staff of Bank of China (Hong Kong) Limited (“BOCHK”).
  • The above Rewards cannot be transferred, returned, exchanged for other offer/gift.
  • BOCHK reserves the right to amend, suspend or terminate the above products, services and offer and to amend the relevant terms at any time at its sole discretion.
  • All information and images are for reference only.
  • No person other than the customers, BOCHK will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
  • Customers are responsible for the data charges of using and / or downloading BOCHK Mobile Banking mobile application imposed by their service providers.
  • Please download BOCHK Mobile Banking mobile application from official application stores or BOCHK website, and ensure the search wording is correct.
  • By using the BOCHK Mobile Banking mobile application, the customer agrees to be bound by the content of this disclaimer as it may be amended by BOCHK Mobile Banking from time to time.
  • iPhone and iOS are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android is trademark of Google LLC. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
  • BOCHK reserves the right to change, suspend or terminate the Offer or amend the terms and conditions at their sole discretion.
  • In case of any disputes, the decision of BOCHK shall be final and binding on all parties concerned.
  • The terms and conditions of the promotion are governed by the laws of the Hong Kong Special Administrative Region and are interpreted in accordance with the laws of the Hong Kong Special Administrative Region.
  • Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.
  • For the registration record for "Investment and Financial Rewards", BOCHK's system record shall prevail.

Risk disclosure:

The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Important Notice of Trading Odd Lots:

  • Only accept "Market Order" instructions.
  • Only accept not more than 10 transaction instructions per trading day.
  • Will not accept buying odd lots through Mobile Banking via securities margin accounts.
  • Upon receipt of the customer's confirmation of the buy instruction of a Market Order, the transaction amount and additional charges (including brokerage fees and other charges) will be calculated based on the 10 spreads from the nominal price quoted at the time when the order is processed. The sum will be withheld from your available investment amount.
  • For the odd lot selling order, if no "odd lot price" is input, the odd lot order would be executed at the price in the odd lot market, which may deviate by several spreads from the nominal price. The order type of such odd lot orders would be a "Market Order".
  • If the proceeds of the odd lot selling order are less than the related charges, the customer must pay the difference.
  • The buy instruction of a Market Order will be submitted to the market for matching once with the 10 best price queues in the prevailing market and within the range of a maximum of 10 spreads above the nominal price at the time when the order is processed, provided that the order price is not lower than 0.01 of the denominated currency of the relevant stock. The final execution price may deviate considerably from the nominal price at the time of order placement. Any unexecuted orders will be automatically cancelled at once.
  • Stock transactions will be settled on the 2nd trading day after the trade day (T+2 Settlement).
  • All unexecuted orders will be cancelled after the market closes.
  • The processing time is related to the stock liquidity and the number of odd lot shares.
  • Due to the manual processing of odd lot orders, there is no definite range of price difference between the odd lots and the board lots. Such orders may take longer to process and are not guaranteed to be executed.
  • Normally, the execution price of an odd lot order will have several spreads worse than that of a board lot order. BOCHK does not guarantee that investors can execute the odd lot orders at the best prices. The odd lot selling order under monthly savings plan would be executed at the prevailing price of the board lot market.
  • HKEx stipulates that the number of odd shares purchased and sold shall not exceed one board lot. When choosing odd lot order trading, an order with a share quantity equal to or exceeding one board lot of the stock will be rejected.
  • The quantity of odd lot stocks can be accumulated to reach one board lot in securities account. However, BOCHK Mobile Banking and Internet Banking do not provide the service of splitting one board lot stocks into odd lots for stocks selling.
  • The buying odd lot stock list is subject to change by BOCHK from time to time without prior notice.
  • By using BOCHK's odd lot trading services, you agree to the terms set out in this Important Notice.

Risk Disclosure of Securities Trading:

Risk of Securities Trading

Monthly Stocks Savings Plan is not equivalent to, nor should it be treated as a substitute for, time deposit. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Risk of Securities Margin Trading

The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop-limit" orders. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.


You are reminded to understand the relevant details, risks, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the "Important Notice of Trading China A Shares and A Shares Margin Trading via Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect" in BOCHK's website or the branch staff of BOCHK.

Risk of Foreign Currency Trading

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of relevant currencies).

RMB Conversion Limitation Risk

RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of RMB). RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Important Notice of US Securities:

You should fully understand the details, risks, charges and important notice before invest in US securities. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.


US securities investment services are not applicable to US persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.


Since the server requires regular maintenance services, the system will not be able to provide the trading, fund transfer, checking securities custody, enquiring transaction records and corporate action services at the following time: Hong Kong time Mondays to Saturdays 12:00pm – 12:30pm.


Since the server requires additional maintenance services, the system will not be able to provide the trading, fund transfer and corporate action services (enquiry function remains normal) at the following time: Hong Kong time daily 12:45pm – 5:30pm (during Standard Time in the United States - from the first Sunday in November to the second Sunday in March) or 11:45am – 4:30pm (during Daylight Saving Time in the United States - from the second Sunday in March to the first Sunday in November).

Risk disclosure of Fund

Fund products or services are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature ad risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.

Risk disclosure of bonds/certificates of deposit trading

Investing in bonds/certificates of deposit involves significant risks. The following risk disclosure statements are not exhaustive and do not take into account your personal circumstances not disclosed to BOCHK, you should take your own independent review and seek independent professional advice, if necessary, on whether an investment in bonds/certificates of deposit is suitable for you in light of your risk appetite, financial situation, investment experience, investment objectives and investment horizon.


The above information is for reference only. This document does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this document are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by customers. Customers' fund may increase or reduce due to the purchase or sale of investment products. The loss incurred from investment maybe the same or greater than initial investment amount, proceeds may also change accordingly. Part of the investment may not be able to liquidate immediately under certain market situation. Do not invest in it unless you fully understand and are willing to assume the risks associated with it. If you are in any doubt about the risks involved in the product, you may clarify with the intermediary or seek independent professional advice. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, customers should consider their own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. For the nature and risk disclosures of individual investment products, customers should read carefully the relevant offering documents for details. Customers should seek advice from independent financial adviser.

Risk of bonds/certificates of deposit trading

The prices of bonds/certificates of deposit fluctuate, sometimes dramatically. The price of a bond/certificate of deposit may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling bonds/certificates of deposit.

Important Note of Precious Metals:

The market in precious metals is volatile and a substantial loss may be incurred from transacting in them. Due to the fluctuating nature of the precious metals markets, their prices may rise or fall beyond your expectations and your investment funds may increase or decrease in value as a result of selling and purchasing of precious metals. Before making any investment decision, you should assess your own willingness and ability to bear risks and are advised to seek advice from an independent financial advisor.


This promotion material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment products or services and it should not be considered as investment advice.


This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.

Major Exclusions of "Universal Smart Travel Insurance Plan" (For more details and full exclusions, please refer to the policy)

  • Any circumstances that exists or is known to exist at the time the policy was purchased, pre-existing sickness or physical defects, war, civil commotion, act of terrorism (except as otherwise specified), nuclear fission, nuclear fusion or radioactive contamination, professional sports, suicide, pregnancy, influence of alcohol, drug addiction, AIDS, travelling for the purpose of study outside Hong Kong (except Student Short-term Study Cover), migration, business trip involving any dangerous assignments, projects or occupation of a manual nature, mobile phone (except Enhanced Benefit).

Important Notes of "Universal Smart Travel Insurance Plan" and "Premier Home Comprehensive Insurance" (the "Plans"):

  • The Plans and the supplementary rider(s) (if any) are underwritten by BOCG Insurance.
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in Hong Kong Special Administrative Region of the People's Republic of China ("Hong Kong").
  • BOCHK is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong Special Administrative Region of the People's Republic of China. (insurance agency licence no. FA2855)
  • BOCG Insurance reserves the sole right to determine whether any application for the Plans and the supplementary rider(s) (if any) is acceptable or not in accordance with the information submitted at the time of application by the Proposer and/or Insured Person.
  • BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the Plans. The Plans are products of BOCG Insurance but not BOCHK.
  • BOCG Insurance and/or BOCHK reserve the right to amend, suspend or terminate the Plans, and to amend the relevant terms and conditions at any time. In case of any dispute(s), the decision of BOCG Insurance and/or BOCHK shall be final.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Plans should be resolved directly between BOCG Insurance and the customer.
  • This promotional material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of BOCG Insurance outside Hong Kong. Please refer to the policy documents and provisions issued by BOCG Insurance for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plans and the supplementary rider(s) (if any). For enquiry, please contact the staff of BOCHK.
  • The Plans and the supplementary rider(s) (if any) are subject to the formal policy documents and provisions issued by BOCG Insurance. Details of the coverage of the Plans are subject to the terms and conditions stipulated in the policy by BOCG Insurance. Please refer to the policy documents for the details of the insured items and coverage, provisions and exclusions.
  • The Insurance Authority ("IA") will collect premium levy from the policyholder at the applicable rate. In order to avoid any legal consequences, the policyholder must pay to the insurance company a prescribed levy for the premium for direct remittance to the IA. The levy amount may be subject to change depending on the applicable rate. For details, please visit IA's website www.ia.org.hk.