Terms and Conditions are issued in non-paper form copies for all Instalment Loan applied via this application channel. Physical copies of the relevant Terms and Conditions are available upon request at the branches. You can download and store the below terms and conditions in the Bank’s website at within 30 days. You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
Green Personal Loan
Cash Rebate up to HK$20,6882
APR as low as 1.50%8
Bank of China (Hong Kong) Limited (“BOCHK”) is committed to promote environmental and social sustainable development, and contribute to green environment and future.
The followings are the acceptable loan purposes^ of Green Personal Loan by BOCHK:
Support Zero Carbon Emission
Purchase of electric vehicles
Save Energy
Installation works for
renewable energy system
For example: Installation of solar panels
Nurture ESG Talent^
Finance eligible ESG courses
(To Complete and Submit Green Personal Loan Customer Declaration*)
Product Overview & Offer
Enjoy the following product features and offer with specific
Green Personal Loan purposes^
Preferential APR
APR as low as 1.50%8and apply with Reference Code “GL” via e-Channels can enjoy extra Cash Rebate of HK$688. New Personal Loan customers can enjoy exclusive Double Reward#. Total Cash Rebate is up to HK$20,6882
Paperless
Experience online loan application services, via App or website at ease
As low as 0% Handling Fee
Up to 100% loan amount
Loan Amount
Borrow up to HK$4,000,000 or 18 times of monthly salary or for the specific Green Personal Loan^ purposes7 (whichever is lower)
Loan Tenor
Flexible repayment period, up to 60 months, helps you repay loan at ease
Easy Application
Benefit from quicker approval process upon setting up of “IADS” or BOCHK Payroll, which income proof may be waived9.
Extra Cash Rebate of HK$100 upon “IADS” set up and loan drawdown3
Use Case
Monthly Repayment Amount
Green Personal Loan APR and Monthly Repayment Amount
You may choose the most suitable repayment schedule that matches with your financial needs and abilities.
Experience Online Application
Apply Green Personal Loan via e-Channels
Tips for submitting the proof of completing transaction:
If proof of completing transaction with full payment was not submitted during application stage, customers are required to provide the proof of completing transaction for the declared loan purposes for the Green Personal Loan (including invoices of the electronic vehicle & vehicle registration document (“registration book”) or receipt of the final payment of the Installation fee or tuition fee etc.) within 6 months of loan drawdown to below mailbox:
| Application Channel | To below email address |
|---|---|
| Applied via e-Channel | tsa1@bochk.com |
| Applied via Branch refer to e-Channel | hkloan@bochk.com |
Enquiry Hotline: 2108 3611
BOCHK will request customers to provide proof of completing the transaction for the declared Green Personal Loan purposes (including invoices of the electronic vehicle with full payment & vehicle registration document (“Registration Book”) or receipt of the final payment of the installation fee etc.) within 6 months of loan drawdown. If the related proof cannot be provided, the bank reserves the right to terminate this loan and require customer to immediately repay the principal, interest accrued and early settlement fee of the loan, and/or amend the loan from green personal loan to non-green loan and adjust the interest rates. Furthermore, the bank may even require to cancel the existing loan and propose alternate loan arrangements. Please contact our application handling staff for details.