Terms and Conditions are issued in non-paper form copies for all Instalment Loan applied via this application channel. Physical copies of the relevant Terms and Conditions are available upon request at the branches. You can download and store the below terms and conditions in the Bank’s website at within 30 days. You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
Green Personal Loan
Cash Rebate up to HK$7,3002,3
APR as low as 1.85%7
Bank of China (Hong Kong) Limited (“BOCHK”) is committed to promote environmental and social sustainable development, and contribute to green environment and future.
The followings are the acceptable loan purposes^ of Green Personal Loan by BOCHK:
Support Zero Carbon Emission
Purchase of electric vehicles
Save Energy
Installation works for renewable energy system
Nurture ESG Talent
Finance eligible ESG courses
The eligible ESG courses accepted as the loan purposes of the Bank Green Personal Loan are held by Pilot Green and Sustainable Finance Capacity Building Support Scheme under Financial Service Branch Financial Services and the Treasury Bureau or GSF Knowledge Hub under Hong Kong Monetary Authority.
Product Overview & Offer
Enjoy the following product features and offer with specific Green Personal Loan purposes^
Preferential APR
APR as low as 1.85%7
and apply with reference code “GL” can enjoy extra HK$500, up to HK$7,300 Cash Rebate2,3
Paperless
Experience online loan application services, via App or website at ease
As low as 0% Handling Fee1.1
Up to 100% loan amount
Loan Amount
Borrow up to HK$4,000,000 or 18 times of monthly salary or for the specific Green Personal Loan^ purposes 6(whichever is lower)
Loan Tenor
Flexible repayment period, up to 60 months, helps you repay loan at ease
Test Drive for the Latest Tesla Car Model1.4, 1.6
Green Personal Loan customers who purchase a Tesla electric car can enjoy a complimentary Tesla Wall Connector Private Installation Package, reference price valued HK$18,8001.4, 1.5
| ^ | The acceptable Loan purposes of Green Personal Loan are: |
| 1. | For purchasing Electronic Vehicles or Hybrid Vehicles listed in Registered EV model list of Transport Department republished by Environmental Protection Department (Please refer to the website of Environmental Protection Department for details); or |
| 2. | For the installing renewable energy facilities (e.g. solar photovoltaic energy system) and the related engineering development as provided by Registered Electrical Contractors/Workers from Electrical and Mechanical Service Department (Please refer to the website of Electrical and Mechanical Service Department for details); Or |
| 3. |
For paying the tuition fee of the following eligible ESG courses:
|
Use Case
Monthly Repayment Amount
Green Personal Loan APR and Monthly Repayment Amount
You may choose the most suitable repayment schedule that matches with your financial needs and abilities.
Experience Online Application
Apply Green Personal Loan via e-Channels
@Tips for submitting the proof of completing transaction：
If proof of completing transaction with full payment was not submitted during application stage, customers are required to provide the proof of completing transaction for the declared loan purposes for the Green Personal Loan (including invoices of the electronic vehicle & vehicle registration document (“registration book”) or receipt of the final payment of the Installation fee or tuition fee etc.) within 6 months of loan drawdown to below mailbox:
| Application Channel | To below email address |
|---|---|
| Applied via e-Channel | tsa1@bochk.com |
| Applied via Branch refer to e-Channel | hkloan@bochk.com |
Enquiry Hotline: 2108 3611
BOCHK will request customers to provide proof of completing transaction for the declared Green Personal Loan purposes (including invoices of the electronic vehicle with full payment or vehicle registration document (“Vehicle Registration Book”) or receipt of the final payment of the installation fee, etc.) within 6 months of loan drawdown. If the related proof cannot be provided, the bank reserves the right to terminate this loan and requires customer to immediately repay the principal, interest accrued and early settlement fee owed on the loan. Furthermore, the bank may even require to cancel the existing Loan and propose alternate loan arrangements. Please contact our application handling staff for details.