icon-01 icon-01
Green Personal Loan
Helps You Embark On
A Green Journey &
Live A Green Life

Terms and Conditions are issued in non-paper form copies for all Instalment Loan applied via this application channel. Physical copies of the relevant Terms and Conditions are available upon request at the branches. You can download and store the below terms and conditions in the Bank’s website within 30 days. You may not be able to download and store such version of the information after the expiry of the specified timeframe.

For the "Key Facts Statement (KFS) for Instalment Loan", please click here.

Green Personal Loan

Cash Rebate up to HK$22,6882
APR as low as 1.38%8

Bank of China (Hong Kong) Limited (“BOCHK”) is committed to promoting environmental and social sustainable development, and contributing to green environment and future.

Green Personal Loan by BOCHK is available only for the specified purposes listed below^：

icon-01
Support Zero Carbon Emission

Purchase of electric vehicles

icon-01
Save Energy

Installation works for
renewable energy system
For example: Installation of solar panels

icon-01
Nurture ESG Talent^

Finance eligible ESG courses
(To Complete and Submit Green Personal Loan Customer Declaration*)

Product Overview & Offer

The following product features and offer only apply to funds used for the specified Green Personal Loan purposes^ above

icon-01
Preferential APR

APR as low as 1.38%8and apply with Reference Code “GL” via e-Channels can enjoy extra Cash Rebate of HK$688. New Personal Loan customers can enjoy exclusive Double Reward#. Total Cash Rebate is up to HK$22,6882

icon-01
Paperless

Experience online loan application services, via App or website at ease

icon-01
As low as 0% Handling Fee

Up to 100% loan amount

icon-01
Loan Amount

Borrow up to HK$4,000,000 or 18 times of monthly salary or for the specific Green Personal Loan^ purposes7 (whichever is lower)

icon-01
Loan Tenor

Flexible repayment period, up to 60 months, helps you repay loan at ease

icon-01
Easy Application

Benefit from quicker approval process upon setting up of “IADS” or BOCHK Payroll, which income proof may be waived9.
Extra Cash Rebate of HK$100 upon “IADS” set up and loan drawdown3

# New Personal Loan Customers refer to customers not holding any BOC Express Cash Instalment Loan account(s) (including Instalment Loan, Top up, Balance Transfer, Tax Season Loan, Green Personal Loan and Instalment Loan – Interest-free Offer) as of 23 September 2026. New Personal Loan Customers applying via e-Channels will be entitled to double reward with up to HK$22,000 cash rebate. For those who cannot meet the definition of New Personal Loan Customers, will still be entitled to up to HK$11,000 cash rebate. Cash rebate offers are applicable to loan amount of HK$200,000 or above and with repayment tenor of 24 months or above; or loan amount of HK$100,000 or above and with repayment tenor of 36 months or above.
^ The acceptable Loan purposes of Green Personal Loan are:
 
  • For purchasing Electronic Vehicles or Hybrid Vehicles listed in Registered EV model list of Transport Department republished by Environmental Protection Department (Please refer to the website of Environmental Protection Department for details); or
  • For the installing renewable energy facilities (e.g. solar photovoltaic energy system) and the related engineering development as provided by Registered Electrical Contractors/Workers from Electrical and Mechanical Service Department (Please refer to the website of Electrical and Mechanical Service Department for details); Or
  • For paying the tuition fee of the following eligible ESG courses:
    1. Eligible Programmes registered under the Pilot Green and Sustainable Finance Capacity Building Support Scheme under the Financial Services Branch of Financial Services and the Treasury Bureau (Please refer to Pilot Green and Sustainable Finance Capacity Building Support Scheme webpage from Financial Service Branch the Financial Services Branch of Financial Services and the Treasury Bureau (the relevant information will be updated from time to time)); or
    2. Refer to the “GSF Training & Qualifications” courses provided by the Hong Kong’s Green and Sustainable Finance Cross-Agency Steering Group, co-chaired by the Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) (Please refer to “GSF Training & Qualifications” courses published under the webpage of Hong Kong World’s Sustainable Finance Hub (the relevant information will be updated from time to time))
  • *Remarks: Applicants for loans used to pay for eligible ESG courses need to refer to the aforementioned ("Declaration"), to download, complete and submit the declaration per instructions. Eligible ESG courses will be subjected to the announcements from the relevant institutions and the decision from BOCHK.


Apply Now with Reference Code “GL”
Promotional Terms and Conditions apply

Use Case

The above case is for reference only and is applicable to BOCHK Private Wealth Customers or selected customer groups . Figures are used for explaining the example. BOCHK will determine the final approved loan amount based on the credit rating of the individual customer and other relevant factors. Any enquiries, please contact our staff.

Monthly Repayment Amount

Green Personal Loan APR and Monthly Repayment Amount

You may choose the most suitable repayment schedule that matches with your financial needs and abilities.

Repayment Calculator

Experience Online Application

Apply Green Personal Loan via e-Channels

Apply via Mobile Banking
Apply via Internet Banking
Easy Application in 4 steps:
(including the proof of declared loan purposes for the Green Personal Loan^ mentioned above)
(Only applicable to customers who cannot submit the proof of completing transaction with full payment during application)

Tips for submitting the proof of completing transaction:

If proof of completing transaction with full payment was not submitted during application stage, customers are required to provide the proof of completing transaction for the declared loan purposes for the Green Personal Loan (including invoices of the electronic vehicle & vehicle registration document (“registration book”) or receipt of the final payment of the Installation fee or tuition fee etc.) within 6 months of loan drawdown to below mailbox:

Application Channel To below email address
Applied via e-Channel tsa1@bochk.com
Applied via Branch refer to e-Channel hkloan@bochk.com

Enquiry Hotline: +852 2108 3611

BOCHK will request customers to provide proof of completing the transaction for the declared Green Personal Loan purposes (including invoices of the electronic vehicle with full payment & vehicle registration document (“Registration Book”) or receipt of the final payment of the installation fee etc.) within 6 months of loan drawdown. If the related proof cannot be provided, the bank reserves the right to terminate this loan and require customer to immediately repay the principal, interest accrued and early settlement fee of the loan, and/or amend the loan from green personal loan to non-green loan and adjust the interest rates. Furthermore, the bank may even require to cancel the existing loan and propose alternate loan arrangements. Please contact our application handling staff for details.