Foreign Currency Exchange
- Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$1,800 reward(7a),iii.
- Conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discountiv.
- HK$300 welcome rewards(4c) and up to HK$2,300(4d) exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers.
Preferential RMB and FX Time Deposit Offer(3b)
Place a time deposit -“Preferential RMB and FX Time Deposit” with conversion of funds of equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.)v
Life Insurance – underwritten by BOC Group Life Assurance Company Limited ("BOC Life")
- Enjoy a discount of up to 30% off for your first year premium(8a),vi when customers enroll in BOC Life Deferred Annuity (Lifetime)** underwritten by BOC Group Life Assurance Company Limited ("BOC Life") that may also provide a tax deductionvii(Terms and Conditions apply) .
- You may also enjoy the first year premium discount from other designated life insurance plan, please contact BOCHK branch staff for details.
- Promotion Period: From 2 October 2024 to 31 December 2024 (both dates inclusive)
For details, please contact BOCHK branch staff.
Terms and conditions apply to above mentioned promotion offer and insurance plans. Please note the relevant product risks. BOCHK is the appointed agency of BOC Life for distribution of life insurance products. The life insurance products are products of BOC Life but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved directly between BOC Life and the customer.
Notes: The Policy Owner is subject to the credit risk of BOC Life. If the Policy Owner discontinues and/or surrenders the designated plans in the early policy years, the amount of the benefit he/she will get back may be considerably less than the amount of the premium he/she has paid.
General Insurance - underwritten by Bank of China Group Life Assurance Company Limited ("BOCG Insurance")
- Customers may enjoy up to 30% off premium discount and HK$150 shopping voucher (limited quota, first-come-first-served) upon successful enrolment in Universal Smart Travel Insurance Plan via designated online channels(8b).
- Promotion Period: From 27 June 2024 to 2 December 2024 (both dates inclusive)
- Customers can enjoy up to 20% off premium discount for the first year premium and HK$100 e-voucher upon successful enrolment in Smart Domestic Helper Insurance Plan via BOCHK Mobile Banking(8c).
- Promotion Period: From 27 June 2024 to 2 December 2024 (both dates inclusive)
Terms and conditions apply to above mentioned promotion offer and insurance plans. Please note the relevant product risks. BOCHK is the appointed agency of BOCG Insurance for distribution of the General Insurance Plans. The General Insurance Plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.
Fund
- New investment fund customers# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^, Internet Banking or Branches, and the cap of Fund Subscription Fee Reduction is HK$6,000 (or equivalent)(6b).
- During the promotion period, customers can enjoy 0.01% subscription fee offer upon setting up a new Monthly Funds Savings Plan##,(6g) via Internet Banking or branches.
- Customers are entitled to enjoy HK$300 reward for every HK$200,000 (or equivalent) transfer-in of Investment Fund. The maximum amount of transfer-in reward is HK$6,000(6h).
- Promotion period: From 2 October 2024 to 31 December 2024 (both dates inclusive).
^ Not applicable to investment fund transactions made via "Smart Invest".
# New investment fund customers refer to Personal customers of BOCHK i) who did not have any investment fund holdings and transactions from 1 October 2023 to 30 September 2024, or ii) who open their Funds accounts on or after 1 October 2024.
## This offer is only applicable for setting up a new "Monthly Funds Savings Plan" via internet Banking or BOCHK Branches (except Fidelity Investment Funds), and the maximum monthly contribution amount is HK$50,000 (or equivalent).
Securities
- Successfully open new securities account to enjoy first 3 months $0 brokerage fee for buying HK Stocks, A Shares(6c) and US Stocks(6d) via designated trading channel*.
- Unlimited $0 brokerage fee offer(6e) for odd lot selling via designated trading channel.
- Deposit HK Stocks or A Shares via Central Clearing and Settlement System (CCASS) to enjoy up to HK$4,000 cash reward(6f).
* Designated trading channel of HK Stocks and A Shares includes Internet Banking, Mobile Banking or Automated Stock Trading Hotline of BOCHK. Designated trading channel of US Stocks includes Internet Banking or Mobile Banking of BOCHK. The maximum brokerage fee reduction is HK$30,000 for buying Hong Kong stocks and/or A shares of each eligible new securities customer. The maximum brokerage fee reduction is HK$30,000 for buying US stocks of each eligible new securities customer.
Mortgage
- Customers are eligible to enjoy preferential interest rate, cash rebate and extra HK$400 Cash Reward(9a) upon successful application for BOCHK mortgage loan via Home Expert App, and if such mortgage is successfully drawn, plus subscription to any 4 of the designated productsviii.
- Customers who successfully apply for BOCHK Mortgage Loan and Wealth Management; complete any one of the following items: apply Payroll Account, hold single-name securities account and conduct transaction via "PickAStock" function or Foreign Exchange Service during the promotion period; plus drawdown the mortgage loan (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage service(9b),ix.
- Promotion Period: From 1 October 2024 to 31 December 2024
(loan drawdown date: on or before 30 April 2025)
Reminder: Please contact BOCHK branch staff for the details of latest preferential interest rate, cash rebate and reward.
Loan
- Annualized Percentage Rate(4g) as low as 1.75%x
- Cash Rebate Offer(4g)
- Customers successfully submit the application of BOC Express Cash Instalment Loan and fulfil designated conditions, can enjoy up to HK$8,800 Cash Rebate.
- Customers successfully submit the application of BOC Express Cash Instalment Loan Balance Transfer and fulfill designated conditions, can enjoy up to HK$23,888 Cash Rebate.
- Promotion Period: From 25 September 2024 to 14 November 2024 (last drawdown date on or before 31 December 2024)
For details, please refer to Terms and Conditions of the promotion offers.
Credit Card
New customers who are Wealth Management customers and successfully apply for a BOC Cheers Card(2a) will be entitled to Welcome Offer up to 375,000 Gift Points (equivalent to HK$1,500 Cash Rebate)xi. New customers who successfully apply for BOC Cheers Card Supplementary Card(2a) and make at least 1 transaction within 1 month after card issuance will be entitled to up to 100,000 Gift Points (equivalent to HK$400 cash rebate)xi.
Refer Friends(12c)
Successfully refer friends and family to open new accounts with designated Invitation Code and meet all of the conditions during the promotion period, can enjoy reward up to HK$6,450 cash reward*!
Referrer rewards are limited to the first 3 Enrich Banking / i-Free Banking referrals. Referrer rewards of Wealth Management referrals are up to HK$6,000. *Assuming referrer successfully referred 3 Wealth Management Families and 3 Enrich Banking / i-Free Banking customers and fulfilled all requirements. #Enrich Banking / i-Free Banking referees are required to be aged 18-35 on the day of account opening (aged 18 and 35 inclusive) ^Customers aged 11 to 17 who have newly taken up the i-Free Banking service or Wealth Management customers who newly open a Kiddie Sky Savings Account for their children below the age of 11. During i-Free Banking service account opening, the Wealth Management customer's "My Invitation Code" must be inputted in the "Referrer Invitation Code" field by BOCHK branch staff in order to confirm that the applicant is a child ("My Invitation Code" can be found in “Menu > Refer Friends” page of BOCHK Mobile Banking or Online Banking). Reminder : Quota of this promotion is limited, first come first served and available while the quota last. |
Foreign Currency Exchange
- Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$1,800 reward(7a),iii.
- Conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discountiv.
- HK$300 welcome rewards(4c) and up to HK$2,300(4d) exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers.
Preferential RMB and FX Time Deposit Offer(3b)
Place a time deposit -“Preferential RMB and FX Time Deposit” with conversion of funds of equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.)v
Life Insurance – underwritten by BOC Group Life Assurance Company Limited ("BOC Life")
- Enjoy a discount of up to 30% off for your first year premium(8a),vi when customers enroll in BOC Life Deferred Annuity (Lifetime)** underwritten by BOC Group Life Assurance Company Limited ("BOC Life") that may also provide a tax deductionvii(Terms and Conditions apply) .
- You may also enjoy the first year premium discount from other designated life insurance plan, please contact BOCHK branch staff for details.
- Promotion Period: From 2 October 2024 to 31 December 2024 (both dates inclusive)
For details, please contact BOCHK branch staff.
Terms and conditions apply to above mentioned promotion offer and insurance plans. Please note the relevant product risks. BOCHK is the appointed agency of BOC Life for distribution of life insurance products. The life insurance products are products of BOC Life but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Life Insurance Plans should be resolved directly between BOC Life and the customer.
Notes: The Policy Owner is subject to the credit risk of BOC Life. If the Policy Owner discontinues and/or surrenders the designated plans in the early policy years, the amount of the benefit he/she will get back may be considerably less than the amount of the premium he/she has paid.
General Insurance - underwritten by Bank of China Group Life Assurance Company Limited ("BOCG Insurance")
- Customers may enjoy up to 30% off premium discount and HK$150 shopping voucher (limited quota, first-come-first-served) upon successful enrolment in Universal Smart Travel Insurance Plan via designated online channels(8b).
- Promotion Period: From 27 June 2024 to 2 December 2024 (both dates inclusive)
- Customers can enjoy up to 20% off premium discount for the first year premium and HK$100 e-voucher upon successful enrolment in Smart Domestic Helper Insurance Plan via BOCHK Mobile Banking(8c).
- Promotion Period: From 27 June 2024 to 2 December 2024 (both dates inclusive)
Terms and conditions apply to above mentioned promotion offer and insurance plans. Please note the relevant product risks. BOCHK is the appointed agency of BOCG Insurance for distribution of the General Insurance Plans. The General Insurance Plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.
Fund
- New investment fund customers# can enjoy 0% subscription fee on the first investment fund subscription made via BOCHK Mobile Banking^, Internet Banking or Branches, and the cap of Fund Subscription Fee Reduction is HK$6,000 (or equivalent)(6b).
- During the promotion period, customers can enjoy 0.01% subscription fee offer upon setting up a new Monthly Funds Savings Plan##,(6g) via Internet Banking or branches.
- Customers are entitled to enjoy HK$300 reward for every HK$200,000 (or equivalent) transfer-in of Investment Fund. The maximum amount of transfer-in reward is HK$6,000(6h).
- Promotion period: From 2 October 2024 to 31 December 2024 (both dates inclusive).
^ Not applicable to investment fund transactions made via "Smart Invest".
# New investment fund customers refer to Personal customers of BOCHK i) who did not have any investment fund holdings and transactions from 1 October 2023 to 30 September 2024, or ii) who open their Funds accounts on or after 1 October 2024.
## This offer is only applicable for setting up a new "Monthly Funds Savings Plan" via internet Banking or BOCHK Branches (except Fidelity Investment Funds), and the maximum monthly contribution amount is HK$50,000 (or equivalent).
Securities
- Successfully open new securities account to enjoy first 3 months $0 brokerage fee for buying HK Stocks, A Shares(6c) and US Stocks(6d) via designated trading channel*.
- Unlimited $0 brokerage fee offer(6e) for odd lot selling via designated trading channel.
- Deposit HK Stocks or A Shares via Central Clearing and Settlement System (CCASS) to enjoy up to HK$4,000 cash reward(6f).
* Designated trading channel of HK Stocks and A Shares includes Internet Banking, Mobile Banking or Automated Stock Trading Hotline of BOCHK. Designated trading channel of US Stocks includes Internet Banking or Mobile Banking of BOCHK. The maximum brokerage fee reduction is HK$30,000 for buying Hong Kong stocks and/or A shares of each eligible new securities customer. The maximum brokerage fee reduction is HK$30,000 for buying US stocks of each eligible new securities customer.
Mortgage
- Customers are eligible to enjoy preferential interest rate, cash rebate and extra HK$400 Cash Reward(9a) upon successful application for BOCHK mortgage loan via Home Expert App, and if such mortgage is successfully drawn, plus subscription to any 4 of the designated productsviii.
- Customers who successfully apply for BOCHK Mortgage Loan and Wealth Management; complete any one of the following items: apply Payroll Account, hold single-name securities account and conduct transaction via "PickAStock" function or Foreign Exchange Service during the promotion period; plus drawdown the mortgage loan (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage service(9b),ix.
- Promotion Period: From 1 October 2024 to 31 December 2024
(loan drawdown date: on or before 30 April 2025)
Reminder: Please contact BOCHK branch staff for the details of latest preferential interest rate, cash rebate and reward.
Loan
- Annualized Percentage Rate(4g) as low as 1.75%x
- Cash Rebate Offer(4g)
- Customers successfully submit the application of BOC Express Cash Instalment Loan and fulfil designated conditions, can enjoy up to HK$8,800 Cash Rebate.
- Customers successfully submit the application of BOC Express Cash Instalment Loan Balance Transfer and fulfill designated conditions, can enjoy up to HK$23,888 Cash Rebate.
- Promotion Period: From 25 September 2024 to 14 November 2024 (last drawdown date on or before 31 December 2024)
For details, please refer to Terms and Conditions of the promotion offers.
Credit Card
New customers who are Wealth Management customers and successfully apply for a BOC Cheers Card(2a) will be entitled to Welcome Offer up to 375,000 Gift Points (equivalent to HK$1,500 Cash Rebate)xi. New customers who successfully apply for BOC Cheers Card Supplementary Card(2a) and make at least 1 transaction within 1 month after card issuance will be entitled to up to 100,000 Gift Points (equivalent to HK$400 cash rebate)xi.
Refer Friends(12c)
Successfully refer friends and family to open new accounts with designated Invitation Code and meet all of the conditions during the promotion period, can enjoy reward up to HK$6,450 cash reward*!
Referrer rewards are limited to the first 3 Enrich Banking / i-Free Banking referrals. Referrer rewards of Wealth Management referrals are up to HK$6,000. *Assuming referrer successfully referred 3 Wealth Management Families and 3 Enrich Banking / i-Free Banking customers and fulfilled all requirements. #Enrich Banking / i-Free Banking referees are required to be aged 18-35 on the day of account opening (aged 18 and 35 inclusive) ^Customers aged 11 to 17 who have newly taken up the i-Free Banking service or Wealth Management customers who newly open a Kiddie Sky Savings Account for their children below the age of 11. During i-Free Banking service account opening, the Wealth Management customer's "My Invitation Code" must be inputted in the "Referrer Invitation Code" field by BOCHK branch staff in order to confirm that the applicant is a child ("My Invitation Code" can be found in “Menu > Refer Friends” page of BOCHK Mobile Banking or Online Banking). Reminder : Quota of this promotion is limited, first come first served and available while the quota last. |
Mobile Account Opening
Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.
Upgrade your Integrated Account Services
Enjoy the new wealth management experience and diversified financial solutions from your professional service team.
Apply BOC
Cheers Card
New customer who successfully apply for BOC Cheers Card and Supplementary Card will be entitled to Welcome Offer of up to HK$1,900 Cash Rebate (Applicable to new customers who fulfill designated spending requirements)
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and store in the BOCHK website within 30 days of submission of account opening request or transaction instruction. Such information may not be available for viewing or downloading after said specified timeframe.