Family Wealth | Wealth Management | BOC(HK)Limited
FamilyMAX customers fulfilling designated requirements could enjoy Fortune Panda  – Welcome Rewards and engage in our Fortune Panda Lucky Draw to win hotel staycation, Ocean Park Annual Membership and exclusive panda gift!
Eligible Customer
Successfully open a new Kiddie Sky Savings Account for children aged 11 or below
Successfully open a new i-Free Banking for children aged 11-171
Designated Requirement
Gifts
Deposit HK$3,000 or above
HK$100 Lucky Money Reward
Deposit HK$20,000 or above and the parent/guardian of the Kiddie Sky Savings Account has maintained Private Wealth/Wealth Management
HK$100 Lucky Money Reward + Exclusive Panda Octopus Watch (Child)*
Deposit HK$20,000 or above and the parent/guardian of the i-Free Banking customer has maintained Private Wealth/Wealth Management
HK$100 Lucky Money Reward + Exclusive Panda Octopus Card (Adult)*
*Gifts are available on a first-come, first-served basis while supplies last.
Octopus Cards Limited Licence Number : SVF0001
From 1 January 2025 to 31 March 2025, successfully complete designated mission to join the Fortune Panda Lucky Draw
Basic Mission
Lucky Draw Chance
Increase deposit balance of HK$100,000 or above  OR
Successfully open Kiddie Sky Savings Account (for aged under 11) or i-Free Banking1 (for aged 11-17) for children and deposit HK$20,000 or above
1
Extra Mission
Successfully open a new BOC Cheers Card OR
Accumulated BOC Cheers Card spending of every HK$15,000 or its equivalent OR
Accumulated BOC Mastercard® Debit Card spending of every HK$15,000 or its equivalent OR
Accumulated payment of HK$10,000 via BoC Pay+
5
Accumulated foreign exchange transactions amount of every HK$80,000 or its equivalent OR
Setup a Time Deposit of HK$500,000 or above with a tenure of minimum 3 months
10
Hotel Staycation and Ocean Park
Annual Membership
Ocean Park Annual Membership
Realistic Panda Cub Plush

FamilyMAX Rewards

Customers who successfully fulfil the designated
requirements will enjoy:
  • Setup “FamilyMAX Monthly Deposit Savings Plan” for Kiddie Sky Savings Account, i-Free Banking1 via branch to enjoy time deposit saving rate up to 2.5% p.a.
  • Enjoy "Welcome Smart Savings Deposits" HKD savings deposit interest rate of up to 2.8% p.a. within first 100 calendar days upon successful taking up of Private Wealth / Wealth Management.
BOC Mastercard® Debit Card
BOC Mastercard® Debit Card
Exclusive offer for new and existing holders:
  • 1% unlimited spending cash rebate*
  • HK$500 FX Welcome Reward# - conduct foreign exchange transactions via Mobile Banking and transactions via debit card for designated amount
  • Airport Express Ticket 50% off via KKday platform (promo code: KKDBOCHKAE)
*Up to 1% cash rebate is only applicable to Private Wealth customer, while Wealth Management and other customers can enjoy up to 0.5% cash rebate.

# Only applicable to Private Wealth and Wealth Management customers who did not have foreign exchange transaction via BOCHK (including buy or sell of any foreign currencies available in BOCHK) between 1 July 2024 and 31 December 2024.
Family<br/>Rewards
Family
Rewards
  • Selected Life Insurance plans<br/><span style="color:#B00931;">First year premium discount offer up to 30%<sup>2</sup></span>
    Selected Life Insurance plans
    First year premium discount offer up to 30%2
  • Enrolment of designated Travel, Home Insurance, Domestic Helper or GoStudy Insurance via online channel<br/><span style="color:#B00931;">30% premium discount and HK$100 supermarket voucher<sup>3</sup></span><br/>(Promo code:FMX25)
    Enrolment of designated Travel, Home Insurance, Domestic Helper or GoStudy Insurance via online channel
    30% premium discount and HK$100 supermarket voucher3
    (Promo code:FMX25)
  • Complete "Wealth Planning Service"<br/><span style="color:#B00931;">HK$188 Cash Reward<sup>4</sup></span>
    Complete "Wealth Planning Service"
    HK$188 Cash Reward4
  • First investment fund subscription made via "Smart Invest"<br/><span style="color:#B00931;">0% subscription fee</span> and <span style="color:#B00931;">HK$100 Reward</span> for new customer<sup>5</sup>
    First investment fund subscription made via "Smart Invest"
    0% subscription fee and HK$100 Reward for new customer5
  • BOC Cheers Card<br/><span style="color:#B00931;">Up to HK$1,600 Cash Rebate<sup>6</sup></span>
    BOC Cheers Card
    Up to HK$1,600 Cash Rebate6
  • Activate the "Live Young Rewards App" as a new member <span style="color:#B00931;">DECATHLON HK$49 E-gift Card<sup>7</sup></span>
    Activate the "Live Young Rewards App" as a new member DECATHLON HK$49 E-gift Card7
  • 1. Applicable to newly taken up i-Free Banking (starting from the age of 11 to 17) for his/her children. During take up of i-Free Banking, the Private Wealth/ Wealth Management customer's "My Invitation Code" must be inputted in the "Referrer Invitation Code" field by BOCHK branch staff in order to confirm that the applicant is a child ("My Invitation Code" can be found in "Menu > Refer Friends" page of BOCHK Mobile Banking or Online Banking).
  • 2. Selected Life Insurance Plans are underwritten by BOC Group Life Assurance Company Limited ("BOC Life"). Premium discount offer maybe variance among products and subject to related terms and conditions. Customer is required to conduct a "Financial Needs Analysis" and select the appropriate life insurance product based on their financial & life protection needs. Before confirming any life insurance application decision, customers should refer to the policy terms and relevant sales materials of the product to understand the product details and risks involved. Any insurance application decision should be based on the customer's own needs and affordability. For enquiry, please contact your Relationship Manager.
  • 3.The relevant Travel, Home Insurance, Domestic Helper Insurance and GoStudy Insurance are underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance"). For details, please refer to the Terms and Conditions. Please visit BOCHK website > Insurance, to understand more product information and policy terms.
  • 4. Selected Customers who successfully complete the "Wealth Planning Service" can enjoy HK$188 Cash Reward. For details of Selected Customers requirement, please contact your Relationship Manager.
  • 5. Eligible customers have to satisfy 1) have not completed any subscription transactions through "Smart Invest" on or before 31 December 2024 and 2) successfully settled subscription order through "Smart Invest" (no limitation on transaction amount) during the promotion period. The subscription fee offer is not applicable to i) investment fund transactions with subscription fee below 1%, and ii) subscription of money market funds, and iii) switching transactions of investment funds, and iv) Monthly Funds Savings Plan. The subscription fee offer is not applicable to investment fund transactions made via BOCHK Mobile Banking or Internet Banking by vulnerable customers (as defined by BOCHK).
  • 6. Customer who successfully apply for the BOC Cheers Card can enjoy up to 300,000 Points Welcome Offer (at the ratio of every 250 points to HK$1), equivalent to HK$1,200. Successfully apply for BOC Cheers Card Supplementary Card and make at least 1 transaction within 1 month after card issuance will be entitled to up to 100,000 Points (at the ratio of every 250 points to HK$1), equivalent to HK$400. For details, please refer to the Terms and Conditions.
  • 7. Customers must successfully register as a new member of the "Live Young" Rewards Program (“Live Young”) using 【FamilyMAX】 as the promo code, then download and activate the "Live Young Rewards App" during the promotion period. Subject to Activating the "Live Young Rewards App" as a New Member Terms and Conditions.


Unless otherwise specified, promotion period is from 1 January 2025 until 31 March 2025 (both dates inclusive).
Terms and conditions apply to the FamilyMAX Rewards. A limited quota of offers is available, on a first-come-first-served basis. Press here for details.

FamilyMAX Rewards terms and conditions (Last Quarter)
Love and Grow
Love and Grow
Nurture love in children and promote their holistic development through unique and engaging activities, such as "Ocean Park Conservation Tour", "Nailoong New Year Event", "Parent-Kids Wealth Management Workshop", etc.
Stay tuned for future Love and Grow family events
Learn and grow through playful activities! 
Nurture love in children and promote their holistic development through unique and engaging activities, such as "Ocean Park Conservation Tour", "Nailoong New Year Event", "Parent-Kids Wealth Management Workshop", etc.
Junior Account
Family Wealth
Family Health
Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF Licence Number: SVFB072

Investment and FX trading involve risks. Please take note of the product characteristics and risk, including exclusion items.

BOCHK is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong Special Administrative Region of the People's Republic of China. (insurance agency licence no. FA2855)

BOCHK is the appointed insurance agency of BOC Group Life Assurance Company Limited ("BOC Life") / China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") and Bank of China Group Insurance Company Limited ("BOCGI") for distribution of life insurance products and general insurance products. The life insurance product is a product of BOC Life /China Life (Overseas); the general insurance product is a product of BOCGI, but not BOCHK.

The Policy Owner is subject to the credit risk of BOC Life. If the Policy Owner discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the General Insurance Plans should be resolved directly between BOCG Insurance and the customer.

Terms and Conditions apply to the relevant products and services. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and will be stored in the BOCHK website within 30 days of submission of an account opening request or transaction instruction. Such information may not be available for viewing or downloading after the specified time.
You will leave the BOCHK website and open and link to a third-party website that is not in any way associated with BOCHK in a new browser. For third-party websites, all guarantees, obligations and responsibilities related to the services are solely the responsibility of the owners of the third-party websites. BOCHK is not responsible for checking the content of such third party websites. Use of such hyperlinks and third party websites is at your own risk. BOCHK shall not be responsible for any consequences arising or arising from your use of such hyperlinks and third-party websites. By confirming, you agree to the above.
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Up to HK$36,000
Welcome Offers