Take Care All Your Needs


Consumption & Jetso


Boc Pay

·       BoC Pay is a one-stop local and cross-border payment mobile application which enables customers to make payments in the Greater Bay Area seamlessly, without the need of opening a bank account on the mainland. Together with the fund transfer service, you can make free and instant interbank transfers anytime.


For more details, please click here.


Credit Card

BOC Taobao World Mastercard

·       Perpetual annual fee waiver for main and additional cards

·       Enjoy unlimited 0% handling fee for spending at Taobao

·       0% handling fee for overseas spending

·       Participate in Taobao annual large-scale sales promotion and Taobao promotion activities with discount offers


For more details, please click here.


BOC Dual Currency Card

·       Up to 4% Cash Rebate for Spending via Mobile Payment Transactions

·       Contactless Payment Function for the Public Transport Systems Stands You in Good Stead in Getting around the Greater Bay Area


For more details, please click here.



Savings & Investment



Faster Payment System (FPS)

·       Conduct interbank money transfers, pay bills and receive payments instantly 24 X 7 in real time

·       Through Mobile Banking or Internet Banking

·       No Handling Fee: $0 Local inter-bank transfer fee

·       Daily transfer amount up to HK$1M (Multiple Currencies: Hong Kong dollar (HKD) and Renminbi (RMB))


For more details, please click here.


Monthly Savings Plan

Provide you with 3 major financial solutions with minimum contribution amount per time as low as HK$500.


Monthly Deposits Savings Plan

·       Stable returns: lock in annual interest rates when setting up the plan

·       You can choose from a wide range of currencies, contribution period, contribution amount and contribution cycle to suit your needs

·       Your contribution will be debited automatically from your designated account by autopay on every payment date without a hassle


For more details, please click here.


Monthly Stocks Savings Plan

·       Leveraging on the advantage of "Dollar Cost Averaging" saves you the trouble of judging when to enter the market

·       Free from the short-term volatility of the stock market while balancing overall investment effectiveness

·       Earn credit card gift points by settling the contribution payment with BOC Credit Card


For more details, please click here.


Monthly Funds Savings Plan

·       Global Market: The plan includes markets outside of China, Hong Kong, and the United States, such as Europe, India, and other countries

·       Medium and long-term investment: The plan includes a basket of products, such as stocks, bonds, and hybrid funds

·       Higher Potential Returns Generated by "Dollar Cost Averaging": minimize the short-term impact of market fluctuations


For more details, please click here.



·       With one-stop securities trading service and comprehensive market information, customers can invest in HK Stocks, China A shares and US Stocks through multiple trading channels. Customers can check the transaction status and corporate actions

·       BOCHK Mobile Banking provides you with automated stock profit and loss calculation, free price alert and personalized securities information


For more details, please click here.


Foreign Exchange

·       24 Hour Foreign Exchange Platform

·       Comprehensive FX Information

·       Cover up to 16 Foreign Currencies, help you to gain potential interest returns when the market goes up

·       Foreign Currency ATM to withdraw banknote anytime


For more details, please click here.



·       Manage your financial plan anytime anywhere, analyze your portfolio and calculate your financial goals, for you to make appropriate decisions with a better understanding of your assets and wealth planning needs

·       Analyze your asset, liability, revenue, and expenses in order to provide financial gap analysis and suggestions to achieve your goals



·       BOCHK partners with over 35 renowned fund providers to offer over 900 open-end funds for your selection. We offer you a wide selection of fund, assisting you to flexibly manage your fund portfolio and to capture higher potential returns.

·       Fund subscription fee as low as 2.0%


For more details, please click here.




Home ownership



·       Home Expert Mobile Apps:

o   Upload relevant documents and submit mortgage application

o   Check your application status

o   Consolidate and save important information such as property size, contact information of the property agent and the bank’s mortgage staff

o   Preset your favourite property target price and the mobile application will alert you when the target price is met, saving time from monitoring the property valuation constantly.


For more details, please click here.




General Terms: 

  • BOCHK Enrich Banking service (the "Service") offered by Bank of China (Hong Kong) Limited (the "Bank") is only applicable to personal banking customers.
  • The above products, services and offers are subject to the relevant terms. For details, please refer to the relevant promotion materials or contact the staff of the Bank.
  • The Bank reserves the right to amend, suspend or terminate the above products, services and offers and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of the Bank shall be final.
  • Should there be any discrepancy between the English and Chinese versions, the Chinese version shall prevail.

This webpage is issued by the Bank of China (Hong Kong) Limited and the contents have not been reviewed by the Securities and Futures Commission.