Family Wealth | Wealth Management | BOC(HK)Limited



HKUST Summer Bootcamp for Polymath

Building on the theme of “Dare to Dream, Plan for the Future,” this year’s event further supports HKUST in delivering a 10-day summer bootcamp. The event aims to:

  • Cultivate interdisciplinary skills​

  • Enhance leadership abilities​

  • Promote innovation through AI​

  • Develop problem-solving strategies​

  • Encourage social responsibilty



New “Legacy of Love”

Passing on advantages to the next generation, creating more opportunities for your children. Parents can delicate themselves to helping their children enjoy exclusive benefits and experience together, such as preferential deposit rates, special fund subscription fees.
Register a family relationship with your adult child during the promotion period to join the New “Legacy of Love” to enjoy:

1
Parent enjoy HK$100 Cash Reward*
2
Early Bird Offer Parent and child to enjoy Preferential HKD/USD Saving Interest rate offer
3
Refer child to join Private Wealth or Wealth Management:
Parent
Up to HK$20,000
Refer Family Reward
Child
Up to HK$20,000
Total Relationship Balance Growth Reward
Contact a branch or your
Relationship Manager today!
* Promotion period from 1 April 2026 to 30 June 2026. Reward applies to the first 500 Private Wealth or Wealth Management customers who register a family relationship with their child (aged 18 or above) who is also a BOCHK customer.
# Early Bird Offer applies to parent and child customers who successfully register New “Legacy of Love” from 1 April 2026 to 20 May 2026. For details, please refer to terms and conditions.

“Family Elite Care” Plan

Hong Kong Adventist Hospital provides a one-stop medical service to help your family creating a healthy life experience. customers can enjoy the “Family Elite Care” Plan exclusively.

Deluxe Health Check-up Plan

  • Enjoy exclusive deluxe health check-up services with discounts up to 34% off, and attentive one-on-one full escort throughout the entire process*
  • Four service locations:
    Hong Kong Adventist Hospital - Stubbs Road, Hong Kong Adventist Hospital - Tsuen Wan, and Hong Kong Adventist Medical Centre - Causeway Bay and Taikoo Place
  • Private VIP rooms and customized meal arrangements*
  • One-stop health management and follow-up consultations provided by a professional medical team after health check-up
  • Remote explanation of health checkup reports. Report also available in Traditional Chinese, Simplified Chinese and English*
  • Luxury cross-border limousine service (charge will be applied) - point-to-point transfers cover Hong Kong and cross-border routes, including Macau, the Greater Bay Area and ports, etc.

“CarePlus” Health Management Follow up Solutions

  • Optional Health Management Follow up Solutions

    1

    Personal Health: 3D posture analysis follow-up by physiotherapist, consultation with registered dietitian and influenza vaccination

    2

    Child Development: Speech therapy follow-up for children and adolescents and consultation with registered dietitian

    3

    Traditional Chinese Medicine: Traditional Chinese Medicine health conditioning and Moxibustion Therapy

*The above services may vary depending on the facilities and services available at the designated Hong Kong Adventist Hospital or Adventist Medical Centre (“Merchant”). For details, please refer to the respective Merchant’s website or promotional materials.

Terms and Conditions:

  1. Promotion period is valid from October 27, 2025 until December 31, 2026 (both days inclusive).
  2. This Program is only applicable to Private Wealth and Wealth Management customer of Bank of China (Hong Kong) Limited (“BOCHK”) (“Eligible Customer”).
  3. The above services will be determined by the services available at the designated Hong Kong Adventist Hospital or Medical Centre (the “Merchant”). For details, please refer to the promotional page on the Merchant’s website.
  4. Eligible Customers must pay the service(s) by using BOC Credit Cards, BOC UnionPay Dual Currency Credit Cards and BOC Co-branded Cards issued in Hong Kong bearing the BOC logo or BOC MasterCard® Debit Card.
  5. Should there be any illegal or fraudulent act committed by a customer, BOCHK and the Merchant have the right of forfeiture of a customer’s eligibility to participate in this Program and reserve the right to take legal action in such instances.
  6. The above products, services, and offers are subject to terms and conditions from the Merchant. For details, please refer to the promotional page on the Merchant’s website. BOCHK is not the Merchant and / or a provider of their services. BOCHK accepts no liability for the products and/or services provided. Any enquires, opinions, claims, complaints or disputes regarding the products and/or services should be directed to the Merchant and /or relevant service provider. BOCHK accepts no liability for and does not guarantee the quality of the product and/or service and/or any other matters relating to the product and/or service provided by the Merchant or the service provider, and does not accept any liability arising in conjunction with the product and/or service provided. The Merchant and/or the service provider of the product and/or service are solely responsible for all obligations and liabilities relating to product and/or service.
  7. BOCHK and the Merchant reserve the right to amend, suspend or cancel the Program or its terms and conditions and the right of final decision on all matters and disputes.
  8. In case of disputes, BOCHK and the Merchant reserve the right of final decision on all matters.
  9. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

International Education Privileges and Support

has always been committed to providing you and your family with comprehensive services in "Junior Account”, “Family Wealth” and "Family Health".
customers can enjoy exclusive privileges on overseas study-related support services to help your children through the ever-evolving landscape of global university admissions and achieve their educational goals.
Once you successfully complete a Complimentary 1 hour consultation session with Crimson Education, you are eligible to receive:
A practical, insider guidebook to gaining admission to elite universities

“Planning Your Way into World-Class Universities: Nine Driving Forces for Distinctive Learning” or “Accepted!”

Complementary University Admissions Resource Package
Include:
  • 10 successful America’s best universities application letters
  • 5 successful Oxford and Cambridge university application letters
  • 10 case studies on students’ extracurricular and leadership experience
  • White papers for applying to study at top UK universities
  • White papers for applying to study at top US colleges
  • White papers for essay development for US college application
A Complete Assessment of the Educational Process of Successful Students in Hong Kong Resource Package
(Top Secret Version)

Offer and Privileges:

US & UK Admission Services

up to 10% off^
Priority booking

to participate exclusive education counseling experiences, annual study tours or academic activities

worldwide
customer support

Supported by Hong Kong team, China team and the team around the world of Crimson Education.

^Including: US & UK Consulting 10% off, US or UK Consulting 5% off, Crimson’s Internship Programs, Workshop & Courses 5% off and US/UK Tours Service 5% off

The above products, services, and offers are subject to terms and conditions. BOCHK is not the provider of these offers. Customers should contact the relevant providers directly for any inquiries or complaints regarding these offers. BOCHK does not guarantee the offers or services provided by these providers, nor is it responsible for any consequences of using their services. Offer valid until 31 December 2026.

Terms and Conditions

  1. Promotion period is valid from 24 October 2025 till 31 December 2026 (both dates inclusive) (“Promotion Period”).
  2. This offer is only applicable to customers of the Bank of China (Hong Kong) Limited (“BOCHK”) and customers must maintain the Private Wealth or Wealth Management Integrated Banking service during the Promotion Period (“Eligible Customer”) .
  3. Eligible Customer is required to make advance reservation and must specify the use of the Offer at the time of making a reservation.
  4. The Eligible Customer may, at the request of Crimson Education, be asked to verify the identity as Eligible Customers at the time when appointment is made through Crimson Education by showing BOCHK Mobile banking app prior to enjoy the Offer.  
  5. The Offer cannot be used in conjunction with any other promotions, discounts, offers or coupons and cannot be exchanged for cash or other products. 
  6. If BOCHK and / or Crimson Education, in its sole discretion, believe that the Eligible Customers have acted in a suspicious, fraudulent or abusive way, the Eligible Customer will not be able to enjoy the Offer. 
  7. No person other than the Eligible Customer and / or BOCHK and / or Crimson Education will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions. 
  8. BOCHK does not warrant the quality of the products or services (including but not limited to the quality or quantity of the product) provided by Crimson Education. Crimson Education shall be solely responsible for all the effects and consequences and/or arising in relation to the products and services.
  9. BOCHK and/or Crimson Education reserve the right to change, suspend or terminate the Offer or amend the relevant terms and conditions at its sole discretion and reserves the right of final decision on all matters and disputes. 
  10. In case of any discrepancy or inconsistency between the Chinese and the English versions of these terms and conditions, the Chinese version shall prevail and apply.
Family<br/>Rewards
Family
Rewards
  • Transfer in investment funds1
    Receive up to HK$20,000 in cash rewards1
  • Selected Life Insurance plans
    First year premium discount of up to 30%2a&2b
    Complete “Financial Needs Analysis”2b and get a chance to receive a HK$400 BoC Pay+
    supermarket e-Coupon
  • Successfully apply for:
    iTarget 3 Years Savings Insurance Plan: May enjoy an annualised guaranteed rate of return of up to 4.2%3 upon policy maturity after 3 years (after discount)
    BOC Life Deferred Annuity (Fixed-Term) (available for application via Mobile Banking): May enjoy an annualised guaranteed internal rate of return4 1.73% - 3.30%4 upon policy maturity
  • Enrolment of designated Travel, Home Insurance, Domestic Helper or GoStudy Insurance via online channel
    Enjoy a 30% premium discount and get a chance to receive HK$100 supermarket voucher5
    (Promo code: FMX26)
  • BOC Mastercard® Debit Card
    Up to 1% unlimited
    spending cash rebate
    6
    Enrolment in the “Universal Smart Travel Insurance Plan” via the online channel to enjoy a 65% premium discount offer3 (Promo code: DEBIT)
  • BOC Cheers Card
    Receive up to HK$1,600 in cash rebates7
  • Activate the "Live Young Rewards App" as a new member and get a chance to receive a DECATHLON HK$49 E-gift Card8
  • Learn with Ease
    BOC Express Cash Instalment Loan Interest-free Offer Full Interest rebate
    Early Settlement Fee
    waiver
    Low annual handling fee as low as 2%
* Calculated at monthly flat rate of 0.0001%, eligible customers can enjoy interest rebate on total interest of the loan. (Cash rebate will be provided on specified date and manner) Handling fee as low as 2% p.a. is charged, with APR as low as 3.81%.

^ Eligible customers can enjoy early settlement fee waiver, which is 2% of the approved loan amount. (Cash rebate will be provided on specified date and manner) Please press here for promotion details.

iTarget 3 Years Savings Insurance Plan and BOC Life Deferred Annuity (Fixed Term) (Available for application via mobile banking) are underwritten by BOC Group Life Assurance Company Limited. Premium discount offer is also available on other life insurance products. Please contact the BOCHK branch staff for details.
1. Customers are entitled to enjoy a HK$1,000 reward for every HK$200,000 (or equivalent) transfer-in of Investment fund. The maximum value of the transfer-in reward is HK$20,000. Press here for details.
2a. Selected Life Insurance Plans are underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) or China Life Insurance (Overseas) Company Limited (“China Life (Overseas)”) (collectively referred to as “Life Insurance Companies”). The premium discount offer may vary among products and Life Insurance Companies and is subject to the relevant terms and conditions.
2b. The customer is required to conduct a “Financial Needs Analysis” and select an appropriate life insurance product based on their financial and life protection needs. Before confirming any life insurance application decision, customers should refer to the policy terms and relevant sales materials of the product to understand its details and risks involved. Any insurance application decision should be based on the customer’s own needs and affordability. For enquiry, please contact your Relationship Manager.
3. 【Applicable to iTarget 3 Years Savings Insurance Plan】 The annualised guaranteed rate of return is the annual compound interest rate at which the Total Premiums Paid accumulate to the guaranteed amount received on the policy maturity date. This rate of return is rounded to 2 decimal places and varies according to your chosen policy currency, premium payment mode and initial premium amount. In case of any discrepancy, the proposal summary in BOCHK e-Banking (Mobile Banking / Internet Banking) shall prevail. The relevant rate of return stated above is calculated based on the first-year premium discount. For details of First Year Premium discount offer, please refer to terms and conditions.
4. 【Applicable to BOC Life Deferred Annuity (Fixed Term) (Available for application via Mobile Banking)】 The annualised guaranteed internal rate of return at policy maturity is calculated based on the guaranteed monthly annuity income payable and on the assumption that (i) you choose to cash out all guaranteed monthly annuity income on time each month when payable at each monthiversary during the annuity income period; (ii) levy and premium discount (if any) are not included; and (iii) all premiums are paid in full when due. If you cancel the policy before the end of the policy term, the actual annualised guaranteed internal rate of return will be lower than expected, and the sum of the surrender value and the guaranteed monthly annuity income withdrawn may be less than the total premiums you have paid. These percentages are rounded to 2 decimal places and vary according to your chosen policy term, policy currency and premium payment mode. In the event of any discrepancy, the proposal summary in BOCHK Mobile Banking shall prevail.

The Policy Owner is subject to the credit risk of BOC Life. If the Policy Owner discontinues and/or surrenders the insurance plan in the early policy years, the amount of benefit he/she will receive may be considerably less than the premiums he/she has paid. Past, current, projected and/or potential benefits and/or returns (e.g. interest) presented herein are not guaranteed and are for illustrative purposes only. Actual future benefits and/or returns may be lower than or higher than the currently quoted benefits and/or returns.
5. The relevant Travel, Home Insurance, Domestic Helper Insurance and GoStudy Insurance are underwritten by Bank of China Group Insurance Company Limited (“BOCG Insurance”). For details, please refer to the Terms and Conditions. Please visit the BOCHK website > Insurance, to learn more product information and policy terms.
6. Private Wealth customers can enjoy 1% unlimited cash rebate on eligible spending, while Wealth Management customers can enjoy 0.8% unlimited cash rebate on RMB eligible spending and 0.5% unlimited cash rebate on other currencies’ eligible spending.
7. Customers who successfully apply for the BOC Cheers Card can enjoy up to 300,000 Points as a Welcome Offer (at the ratio of 250 points to HK$1), equivalent to HK$1,200. Customers who successfully apply for a BOC Cheers Card Supplementary Card and make at least one transaction within one month after card issuance will be entitled to up to 100,000 Points (at the ratio of 250 points to HK$1), equivalent to HK$400. For details, please refer to the Terms and Conditions.
8. Customers must successfully register as a new member of the “Live Young” Rewards Programme (“Live Young”) using [FamilyMAX] as the promo code, then download and activate the “Live Young Rewards App” during the promotion period. This is subject to the Activating the “Live Young Rewards App” as a New Member Terms and Conditions.
9. Calculated at monthly flat rate of 0.001%, eligible customers can enjoy interest rebate on the total loan interest. (Cash rebate will be provided on the specified date and in the specified manner) Handling fee as low as 2% p.a. is charged, with APR as low as 3.81%. Eligible customers can also enjoy an early settlement fee waiver, which is 2% of the approved loan amount. (Cash rebate will be provided on specified date and in the specified manner). Please click here for promotion details.
Unless otherwise specified, promotion period is from 1 October, 2025 until 31 December, 2025 (both dates inclusive).
Terms and conditions apply to the FamilyMAX Rewards. A limited quota of offers is available, on a first-come-first-served basis. Press here for details.
FamilyMAX Rewards terms and conditions (Last Quarter).
Not yet a customer of Bank of China (Hong Kong)?
Join Now!
https://www.bochk.com/dam/more/pwealth/en.htmlhttps://www.bochk.com/dam/wm/wealth-management_en.html
Experience the comprehensive family financial solution of
FamilyMAX with Welcome Rewards of up to HK$90,000!
Contact us to learn more.
Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF Licence Number: SVFB072

Investment and FX trading involve risks. Please take note of the product characteristics and risk, including exclusion items.

BOCHK is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong Special Administrative Region of the People's Republic of China. (insurance agency licence no. FA2855)

The Policy Owner is subject to the credit risk of Insurance Companies. If the Policy Owner discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.

BOCHK is the appointed insurance agency of BOC Group Life Assurance Company Limited ("BOC Life") / China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") and Bank of China Group Insurance Company Limited ("BOCGI") for distribution of life insurance products and general insurance products. The life insurance product is a product of BOC Life / China Life (Overseas); the general insurance product is a product of BOCGI, but not BOCHK.

Any application of the insurance product should be based on your needs and affordability.

The calculation of tax deductible item is subject to the Inland Revenue Department. Please refer to websites of the Insurance Authority and the Inland Revenue Department. Certification by the Insurance Authority does not imply official recommendation.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the related Insurance Plans should be resolved directly between related insurance companies and the customer.

Remarks:
(1) Only open-ended investment funds distributed by BOCHK are eligible to this offer. BOCHK has the sole and full discretion to decide whether the investment fund concerned may be transferred into BOCHK and whether the transfer transaction is eligible to the offer.
(2) BOCHK only accepts investment funds transferred from account(s) held in other financial institution(s) by the same customers using the same name. The account holder name of the investment funds being transferred from other financial institution(s) must be as same as the Investment Fund account holder's name as registered in BOCHK.

Risk Disclosure:
The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before your trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Risk disclosure of Fund:
Fund products or services are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.

BOCHK is appointed by fund houses as agent. The fund product is a product of fund houses but not that of BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the fund product should be resolved directly between the fund house and the customer.

This promotion material is for reference only, and does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service.

This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.

Terms and Conditions apply to the relevant products and services. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and will be stored in the BOCHK website within 30 days of submission of an account opening request or transaction instruction. Such information may not be available for viewing or downloading after the specified time.