「中銀理財」家庭財富管理|家庭財富|中國銀行(香港)有限公司

Latest Promotion

Open i-Free Banking via Mobile Banking App and Enjoy Welcome Privileges*

  • Deposit HK$3,000 or above to enjoy HK$100 Lucky Money Reward
  • Deposit HK$20,000 or above can enjoy an Exclusive Panda Octopus (Adult)(limited to the first 200 eligible customer)
  • HKD Time Deposit Preferential Interest Rate of up to 4.8% p.a.^
*Eligible for customers at the age of 11-17 who have newly taken up i-Free Banking via Mobile Banking App between 14 April to 30 June 2025 (both dates inclusive), terms and conditions apply.
^Eligible customer who open i-Free Banking service via BOCHK Mobile Banking App at the age of 11-15 can enjoy the designated Time Deposit offer at any branch of BOCHK. For Eligible customer at the age of 16-17, can enjoy the offer via Mobile Banking App with the promotion code: “BBANEWHKD”.

New “Legacy of Love”
Passing on advantages to the next generation, bringing more opportunities your child’s growth

Children who take up the service can be entitled to the waiver of Total Relationship Balance requirement and welcome offer of up to HK$4,000, as well as products privileges:
  • New Customer Account Opening via Mobile Banking App: Enjoy HKD Time Deposit Preferential Interest Rate of up to 4.8% p.a.
  • Payroll Welcome Reward: Up to HK$1,500 free spending credit
  • New BOC Cheers Card: Enjoy exclusive 10X Gift Points on designated spendingsa
  • New Securities Account: Enjoy up to 6 months $0 brokerage fee and a chance to receive up to 100 units of The Tracker Fund of Hong Kongb
Note: applicable to children aged 11-17 of Private Wealth customers with “Total Relationship Balance”  of HK$8,000,000 or above. Subject to terms and conditions. For details, please contact your Relationship Manager or visit branch for enquiry.

a.Only applicable to FamilyMAX selected “Legacy of Love” customers who successfully apply for an BOC Cheers Visa Infinite Card (“Eligible Credit Card”) during the promotion period, and enjoy the limited 10X Gift Point up to 50,000 Points on designated types of consumption spending for the 4th to 6th months of card issuance.
b.Successfully open a new securities account to enjoy First 3 months $0 brokerage fee for buying or selling HK Stocks, A Shares and US Stocks(maximum HK$30,000 of Brokerage Fee Reduction). Complete a stock transaction within 3 months after account opening to enjoy additional 3 months $0 brokerage fee for buying or selling HK Stocks, A Shares and US Stocks (maximum HK$30,000 of Brokerage Fee Reduction) and receive 10 units of The Tracker Fund of Hong Kong (Stock Code: 2800.HK) worth HK$234.6 (The value of the shares is calculated based on the closing price on HKEx on 31 March 2025 and is provided for reference only) (Quota: 2,388)/ 100 units of The Tracker Fund of Hong Kong for Private Wealth customers.
Family<br/>Rewards
Family
Rewards
  • Transfer in investment funds <br/><span style="color:#B00931;">up to HK$20,000 cash rewards<sup>1</sup></span>
    Transfer in investment funds
    up to HK$20,000 cash rewards1
  • <span style="color:#B00931;">Selected Life Insurance plans<br/>First year premium discount offer up to 30%<sup>2a&2b</sup></span>
    Selected Life Insurance plans
    First year premium discount offer up to 30%2a&2b
  • <span style="color:#B00931;">Complete "Financial Needs Analysis"<sup>2b</sup><br/> and get a chance to receive HK$300 BoC Pay+ Supermarket eCoupon</span>
    Complete "Financial Needs Analysis"2b
    and get a chance to receive HK$300 BoC Pay+ Supermarket eCoupon
  • Enrolment of designated Travel, Home Insurance, Domestic Helper or GoStudy Insurance via online channel<br/><span style="color:#B00931;">30% premium discount and get a chance to receive HK$100 supermarket voucher<sup>3</sup></span><br/>(Promo code:FMX25)
    Enrolment of designated Travel, Home Insurance, Domestic Helper or GoStudy Insurance via online channel
    30% premium discount and get a chance to receive HK$100 supermarket voucher3
    (Promo code:FMX25)
  • BOC Mastercard® Debit Card<br/><span style="color:#B00931;">•1% unlimited spending cash rebate<sup>4</sup></span><br/><span style="color:#B00931;">•Airport Express Ticket 50% off via KKday platform</span><br/>(Promo code: KKDBOCHKAE)
    BOC Mastercard® Debit Card
    •1% unlimited spending cash rebate4
    •Airport Express Ticket 50% off via KKday platform
    (Promo code: KKDBOCHKAE)
  • BOC Cheers Card<br/><span style="color:#B00931;">Up to HK$1,600 Cash Rebate<sup>5</sup></span>
    BOC Cheers Card
    Up to HK$1,600 Cash Rebate5
  • Activate the "Live Young Rewards App" as a new member <span style="color:#B00931;">and get a chance to receive DECATHLON HK$49 E-gift Card<sup>6</sup></span>
    Activate the "Live Young Rewards App" as a new member and get a chance to receive DECATHLON HK$49 E-gift Card6
  • 1. Customers are entitled to enjoy a HK$1,000 reward for every HK$200,000 (or equivalent) transfer-in of Investment Fund. The maximum value of the transfer-in reward is HK$20,000. Press here for details.
  • 2a. Selected Life Insurance Plans are underwritten by BOC Group Life Assurance Company Limited ("BOC Life") or China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") (collectively called: "Life Insurance Companies". Premium discount offer maybe variance among products Life Insurance Companies and subject to related terms and conditions.
  • 2b. Customer is required to conduct a "Financial Needs Analysis" and select the appropriate life insurance product based on their financial & life protection needs. Before confirming any life insurance application decision, customers should refer to the policy terms and relevant sales materials of the product to understand the product details and risks involved. Any insurance application decision should be based on the customer's own needs and affordability. For enquiry, please contact your Relationship Manager.
  • 3.The relevant Travel, Home Insurance, Domestic Helper Insurance and GoStudy Insurance are underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance"). For details, please refer to the Terms and Conditions. Please visit BOCHK website > Insurance, to understand more product information and policy terms.
  • 4. Up to 1% cash rebate is only applicable to Private Wealth customer, while Wealth Management and other customers can enjoy up to 0.5% cash rebate.
  • 5. Customer who successfully apply for the BOC Cheers Card can enjoy up to 300,000 Points Welcome Offer (at the ratio of every 250 points to HK$1), equivalent to HK$1,200. Successfully apply for BOC Cheers Card Supplementary Card and make at least 1 transaction within 1 month after card issuance will be entitled to up to 100,000 Points (at the ratio of every 250 points to HK$1), equivalent to HK$400. For details, please refer to the Terms and Conditions.
  • 6. Customers must successfully register as a new member of the "Live Young" Rewards Program (“Live Young”) using 【FamilyMAX】 as the promo code, then download and activate the "Live Young Rewards App" during the promotion period. Subject to Activating the "Live Young Rewards App" as a New Member Terms and Conditions.


Unless otherwise specified, promotion period is from 1 April 2025 until 30 June 2025 (both dates inclusive).
Terms and conditions apply to the FamilyMAX Rewards. A limited quota of offers is available, on a first-come-first-served basis. Press here for details.

FamilyMAX Rewards terms and conditions (Last Quarter)
Not yet a customer of Bank of China (Hong Kong)?
Join Now!
https://www.bochk.com/dam/more/pwealth/en.htmlhttps://www.bochk.com/dam/wm/wealth-management_en.html
Experience comprehensive family financial solution of
FamilyMAX with Welcome Rewards up to HK$87,000!
You may contact us to learn more.
Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF Licence Number: SVFB072

Investment and FX trading involve risks. Please take note of the product characteristics and risk, including exclusion items.

BOCHK is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong Special Administrative Region of the People's Republic of China. (insurance agency licence no. FA2855)

The Policy Owner is subject to the credit risk of Insurance Companies. If the Policy Owner discontinues and / or surrenders the insurance plan in the early policy years, the amount of the benefit he / she will get back may be considerably less than the amount of the premium he / she has paid.

BOCHK is the appointed insurance agency of BOC Group Life Assurance Company Limited ("BOC Life") / China Life Insurance (Overseas) Company Limited ("China Life (Overseas)") and Bank of China Group Insurance Company Limited ("BOCGI") for distribution of life insurance products and general insurance products. The life insurance product is a product of BOC Life /China Life (Overseas); the general insurance product is a product of BOCGI, but not BOCHK.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the related Insurance Plans should be resolved directly between related insurance companies and the customer.

Remarks:
(1) Only open-ended investment funds distributed by BOCHK are eligible to this offer. BOCHK has the sole and full discretion to decide whether the investment fund concerned may be transferred into BOCHK and whether the transfer transaction is eligible to the offer.

(2) BOCHK only accepts investment funds transferred from account(s) held in other financial institution(s) by the same customers using the same name. The account holder name of the investment funds being transferred from other financial institution(s) must be as same as the Investment Fund account holder’s name as registered in BOCHK.

Risk Disclosure:
The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before your trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Risk disclosure of Fund:

Fund products or services are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.

BOCHK is appointed by fund houses as agent. The fund product is a product of fund houses but not that of BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the fund product should be resolved directly between the fund house and the customer.

This promotion material is for reference only, and does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service.

This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.

Terms and Conditions apply to the relevant products and services. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and will be stored in the BOCHK website within 30 days of submission of an account opening request or transaction instruction. Such information may not be available for viewing or downloading after the specified time.