"Good-PAYing Class"
Mobile payments are easier than ever

With BoC Pay, our all-in-one mobile application, you can Shop, transfer funds and settle bills the easy way. Plus, enjoy UnionPay QR Code merchant offers all in one app.
Download and bind now!

Register and Binding
*non BOCHK bank account or credit card holder
*New card will be confirmed at the same time during the binding process
Refer Friends
  • Get a HK$20 Reward for every successful referral
  • The more you refer, the more rewards you enjoy! See more details.
Click and Start
  • UnionPay or Faster Payment System (FPS) QR code payment
  • Payment collection
  • P2P Transfer
  • Red Packet
  • Cross boarder Remittance
Shop and get perks
  • Earn points for shopping and payment
  • offset your spending with Gift Points#
  • Redeem gift vouchers
#Offset Spending with Gift Points refers to a merchant transaction that is settled by BoC Pay QR payment (In Hong Kong dollars excluding transaction settled by FPS)
Enjoy Offers
BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!