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You can pay merchants which accept UnionPay or Faster Payment System (FPS) QR code payments. You can also settle your bills by scanning FPS QR codes. In Mainland China, you can pay merchants which accept UnionPay QR code payments.

Make a free instant inter-bank transfer just by inputting the mobile number / e-mail address / bank account no. / FPS ID or scan the FPS QR code of a payee. 

Show the merchant your payment QR code to pay.

You can also send money to friends and family on the mainland from your Smart Account via BoC Pay. BoC Pay currently supports 7 major mainland banks and features automatic currency exchange.

  • Click “Remittance” to proceed
  • Enter Payee’s Name and UnionPay Card No.
  • Enter remit amount, select payment purpose and account
  • Confirm payment details and service charges
  • Enter payment passcode / verify via Bio authentication to confirm
  • Remittance Success
Enjoy Offers
BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!