Shop and get perks
You can earn points for shopping and payment, and offset your spending with Gift Points from just HK$1! Redeem Gift Vouchers with Gift Points,store and use them via the app anytime. Easy and hygienic!

With BoC Pay, you can offset your spending with Gift Points# from just HK$1 at 70,000 spots in town and can also offset anytime within 7 days after transaction. Conversion rate is based on transaction date, Every designated festive days and special days, enjoy 20% off with Festive Surprise. (250points = HKD1) You can even combine these discounts with your BOC Credit Card Years of Cardholding Offer^!

  • Click “Scan” to proceed payment
  • Scan the merchant’s QR Code
  • Enter the payment amount and click “Confirm”
  • Pay with the bound account and click “offset with points”
  • Enter payment passcode / verifty via Bio authentication to confirm
  • System display the result of payment and the Points settlement
Terms and Conditions for offers
  • Click “QR Pay” to proceed payment
  • Enter payment passcode
  • Show the QR Code to merchants
  • Upon successful payment
  • Select "Offset with points”
  • Click “Yes” to confirm offsetting your spending with Points
Terms and Conditions for offers
#Offset Spending with Gift Points refers to a merchant transaction that is settled by BoC Pay QR payment (In Hong Kong dollars excluding transaction settled by FPS)
^ Enjoy 20% off every day if you have held your Credit Card for 11 years or more

Using Gift eVouchers is easy with BoC Pay. Just redeem, store and use them via the app anytime. It’s easy!
Redeem HK$50/HK$100or HK$50/HK$100Gift eVouchers to cover all your household, health, and beauty needs!
Redeem Gift eVouchers from only 10,000 Points with the Years of Cardholding Offer of your Credit Card.
Please click here for details.
Redeem Gift eVouchers in a few simple steps!

  • Open The BoC Pay App > Select “Gift eVoucher” on the homepage
  • Select Gift eVoucher amount and quantity
  • Enter Payment Passcode
  • Verify account information and complete redemption
Terms and Conditions for offers
  • Press “Refer Friends” on homepage
  • Press “Agree and Invite Now”
  • Choose a sharing tool
  • Share with your family and friends
Terms and Conditions for offers
Enjoy Offers
BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!