BoC Pay is a cross-border payment mobile application developed by Bank of China (Hong Kong) Limited ("we", "us" or "BOCHK") which offers the following transactions/services:
Scan to Pay:
- Scan UnionPay / designated merchant QR codes to make payments. (For details, please refer to "Merchant List".)
- Scan Faster Payment System ("FPS") QR codes to make payments.
Present QR Codes to Pay:
- Generate a UnionPay QR code to be scanned by merchants for payments.
Transfer:
- Transfer money to third parties by using the payee's mobile number, email address, FPS ID or account number, or by scanning the payee's FPS QR code.
Request to Pay:
- Receive funds by using FPS QR codes generated in BoC Pay.
Set FPS to receive funds in HKD:
- Receive funds in HKD with FPS by binding your Smart / Payment Account to your mobile number or email address.
Account Top-up and Transfer to Bank:
- Top-up your Smart / Payment Account from your own bank accounts.
- Transfer the remaining balances of your Smart / Payment Account back to your bound bank accounts.
Biometric Authentication:
- Use biometric credentials specified by us for authenticating transactions.