1. Can I use the UnionPay Virtual Card assigned to my Smart Account or Payment Account apart from BoC Pay?

No. Any card number(s) assigned to your Smart Account or Payment Account must only be used in BoC Pay and should never be used by any other means. We are not liable for any loss caused by usage of such card number(s) for any purpose not specified in the terms and conditions of BoC Pay, e.g. customer should not use such card number(s) in Apple Pay, Google Pay, Samsung Pay or any other payment services.

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!