2. How do I make payments in Mainland China?

You can allow us to access your location (go to the Menu and select "Settings" > "Payment Settings" > "Default Location of QR Code Payment"). In "QR Code Payment" payment mode, we will automatically switch to "The Chinese Mainland" payment QR code for your convenience. You can also tap "Mainland China" on the page with the QR code displayed and a UnionPay QR code for Mainland China will be generated for you.

In "Scan" payment mode, the app will automatically recognise UnionPay QR codes or other designated QR codes in Mainland China (for details, please refer to "Merchant List").

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!