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1. What is "QR Code Payment"?

"QR Code Payment" means you can complete a payment with the UnionPay QR code generated from BoC Pay after the merchants scan the QR code.

To make payment with "QR Code Payment" function, the steps are as follows:

  1. Select the "QR Pay" tab at the bottom (or enter via "QR Code Payment" in the Menu).
  2. Enter payment passcode or use biometric authentication.
  3. Your UnionPay QR code will be generated and displayed on the screen.
  4. Select location for QR code payment ("Other Countries/Regions" or "The Chinese Mainland") (if necessary).
  5. Present the QR code to the merchant and complete the payment after scanning.
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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!