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6. Which account will be used for receiving payments via BoC Pay transfer service?

If the payer completes the transfer via "BoC Pay Transfer", the funds will be credited to your bound Smart / Payment Account. If the payer completes the transfer by scanning a QR code that you generated with BoC Pay, or via Faster Payment System ("FPS"), the funds will be credited to your default FPS receiving account or designated account that was registered with the FPS addressing service.

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!