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7. Can I still receive funds using the "Request to Pay" function in BoC Pay if I unbind/cancel my Smart Account or cancel my Payment Account?

No. Without binding a Smart / Payment Account to BoC Pay, you cannot use the "Request to Pay" function in BoC Pay to receive funds transfers.

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!