3. Can I switch the transfer method when sending a red packet?

No. To provide a more interactive experience for you and your payee(s), we recommend sending red packet(s) with "BoC Pay " as the transfer method if your payee(s) has / have registered for BoC Pay, so that they can receive your red packet(s) and greetings in BoC Pay.

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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!