"Cross-border Remittance" is a remittance service for customers who hold Smart Accounts (except for 16-17 years old customers) to remit funds to UnionPay accounts at UnionPay Money Express cooperative banks in the Mainland (no foreign currency account is required). These include:
- Bank of China
- Agricultural Bank of China
- Industrial and Commercial Bank of China
- China Construction Bank
- Bank of Communications
- China Everbright Bank
- Bank of Shanghai