Help
1. How do I top-up my Smart Account?

Method 1: Top-up on the Home page

  1. Select "Top-up" and enter the amount.
  2. Enter payment passcode or use biometric authentication.
  3. Top-up completed.

Method 2: Top-up in "My Account"

  1. Select "My Account" on the upper-right corner of the Home page (or enter via "Account Overview" in the Menu).
  2. Select "Smart Account".
  3. Select "Top-up" and enter the amount.
  4. Enter payment passcode or use biometric authentication.
  5. Top-up completed.
Enjoy Offers
BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!