2. What is the transaction limit if I select my Smart Account as my default payment method?
  • Daily transaction limit, including payments and fund transfers, is subject to the daily transaction limit of your Smart Account, which is adjustable with a maximum of HKD10,000 (maximum limit for 16-17 years old customers is HKD1,000).
  • Please note that the daily transaction limit of your Smart Account will be shared among all applications bound by Smart Account (e.g. WeChat Pay, BOCHK Mobile Banking and BoC Pay).
  • Actual transaction limit is subject to the available balance of the Master Account (savings account or current account) to which your Smart Account is linked.
  • Payment transactions are subject to local applicable laws, regulations and regulatory requirements.
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BoC Pay is accepted by merchants with the label shown below.
Reminder: To borrow or not to borrow? Borrow only if you can repay!